Applying for Financing - Page 10
| Getting your mortgage is just one part of a real estate transaction. Exit Real Estate Consultants is seasoned at helping both new and experienced buyers alike in all areas of real estate. Call us today at 8033580888 if your needs include a professional REALTOR® ready for the business side of real estate. | |||
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Let Exit Real Estate Consultants assist you with applying for a home loan in Lexington.
Stressed out about applying for a mortgage? You don't have to be. I have close business relationships with a lot of lenders in Lexington, and they've helped me learn a few things that will make the loan application process uncomplicated.
1 – Compose a list of questions regarding your loan programBe sure to bring a list of questions with you if you find that you don't totally grasp the advantages and disadvantages of all the different programs. It can be a challenge to know the differences between both fixed and adjustable rate mortgages. I or one of my trusted lenders will be able to help you understand the advantages and disadvantages of each.2 – Determine when you want to lockWhen you lock in a rate, it denotes that the mortgage lender holds to the mortgage interest rates for the loan – commonly at the time the loan application is sent in. By floating the rate, you can lock the rate anytime between application and at the time of closing. Those who decide to float conclude the interest rates will decline in the near future. Click here to see the outlook for the next 90 days of interest rates.3 – Decide if you want to pay additional points to reduce your rateNormally you can opt to pay additional points to lower the rate of your mortgage loan. Each point is 1 percent of the loan and is payable in cash at the time of closing. Click here to use our points calculator. This tool will help you decide if buying points is right for you.4 – Bring your paperworkAcquiring a mortgage loan requires a lot of paperwork, so you should take some time to get your documents together. Click here to preview normal questions you'll have to answer on a loan app. |
3903 Lamar Street
Columbia, SC 29203
Keenan Terrace
Residential
MLS# 596386 / Pending Contngnt/inspect
Welcome to 3903 Lamar Street! This move in ready home is located just off North Main Street making it convenient to local restaurants, the Bull Str...
1011 Killian Loop
Columbia, SC 29203
Residential
MLS# 596384 / Active
Excellent investment opportunity in Columbia, SC, just off Killian Road! This unique 4.8-acre estate includes four tracts of land, a primary home, ...
4827 Circle Drive
Columbia, SC 29206
Lakewood
Residential
MLS# 596377 / Active
Welcome to this stunning, completely renovated WATERFRONT HOME, nestled in the highly sought-after Forest Acres neighborhood. Spanning over 3,300 s...
10 Westlake Road
Columbia, SC 29223-5924
Spring Valley
Residential
MLS# 596372 / Active
Beautifully updated 4-bedroom, 3-bathroom home in Spring Valley! This spacious 3,882 sqft home features hardwood floors on the main level, fresh ca...
228 Ardmount Road
Columbia, SC 29212
Challedon
Residential
MLS# 596370 / Active
Discover this tastefully renovated ranch-style home situated on a generous .56-acre lot, just minutes away from shopping, dining, and beautiful Lak...
Reduced -$14,900
632 Watershed Way
Columbia, SC 29223
Spring Park
Residential
MLS# 596369 / Contingent Sale Closing
FANTASTIC PRICE!!! LIKE NEW!! This stunning like new, two-story home, offers an abundance of space and modern amenities perfect for families of all...
108 River Bluff Way
Columbia, SC 29210
Broad River Township
Residential
MLS# 596364 / Pending Contngnt/inspect
Low maintenance living in a GATED community with RIVERFRONT view + access! Conveniently located within minutes to downtown Columbia and shopping/di...
813 Greenlawn Drive
Columbia, SC 29209
Pinewood Park
Residential
MLS# 596361 / Active
Are you looking for a quick flip or a fixer upper? 813 Greenlawn Drive is ready for you! Home features include hardwood flooring underneath the car...
Reduced -$2,300
167 Chatham Trace
Columbia, SC 29229
Lake Carolina - Centennial
Residential
MLS# 596358 / Pending Contngnt/inspect
Step into this beautifully updated home featuring a neutral color paint scheme and fresh interior paint. The kitchen is equipped with all stainless...
2 Cutlers Court
Columbia, SC 29212
Cutlers Station
Residential
MLS# 596356 / Pending Contngnt/inspect
Welcome to this stunning bottom-floor condo located at 2B Cutlers Court. Step inside to discover luxury vinyl plank flooring, quartz countertops, a...
2 Cutlers Court
Columbia, SC 29212
Cutlers Station
Residential
MLS# 596355 / Pending Contngnt/inspect
Welcome to 2A Cutlers Court! Thoughtfully designed with soundproofing in mind, this home features Rockwool insulation, dual subfloors, and a 2mm ru...
81 North Lake Pointe Drive
Columbia, SC 29229
Lake Pointe East
Residential
MLS# 596350 / Active
Experience easy living in this 2-bedroom, 2.5-bath home, with all exterior maintenance managed by the HOA. Step inside to a spacious open-concept l...
1085 Shop Road
Columbia, SC 29202
The Gates At Williams-brice
Residential
MLS# 596348 / Pending
Enjoy resort style living just feet away from Williams-Brice Stadium! Very rare opportunity to own a spacious 3 BR / 2 BA, 2nd floor interior corne...
1111 Butler Street
Columbia, SC 29205
Melrose Heights
Residential
MLS# 596338 / Pending
Great opportunity to purchase a home in the highly desired Melrose Heights neighborhood. This all brick bungalow home is in need of repair, but is ...
1144 Lake Village Drive
Columbia, SC 29229
Villages At Lakeshore
Residential
MLS# 596329 / Active
Very well maintained property located in the Villages at Lakeshore. Enter into a bright, open floor plan that leads to a covered porch and an extre...
2722 Dubard Street
Columbia, SC 29204
Residential
MLS# 596320 / Active
Welcome to this beautifully remodeled 2-bedroom, 2-bath home with a 1 bed 1 bath converted from a garage! Every detail has been thoughtfully upgrad...
Reduced -$5,000
307 Smiths Market Road
Columbia, SC 29212-1924
Coldstream
Residential
MLS# 596310 / Active
New carpet. Fresh paint. Professionally cleaned. Being sold AS IS. Inspections for information only. .45 acre lot. 4BR/21/2BA. Fourth BR is 16 X 16...
134 Ashewicke Drive
Columbia, SC 29229
Lake Carolina - Pinnacle Ridge
Residential
MLS# 596307 / Pending Contngnt/inspect
Welcome to this beautifully maintained 4-bedroom, 2.5-bath home in the sought-after Lake Carolina community! This home features engineered hardwood...
849 Heartleaf
Columbia, SC 29229
Summit Hills-amaryllis Woods
Residential
MLS# 596300 / Active
Welcome to 849 Heartleaf Drive! This well appointed, well maintained, all brick home won't last long. Every bedroom, including the master suite, ar...
2 Olde Springs Road
Columbia, SC 29223
Spring Valley
Residential
MLS# 596298 / Active
A One of a Kind in Spring Valley... Step inside this stately executive home nestled among tree-lined streets of an old southern classic neighborhoo...
Reduced -$7,000
4901 Landrum Drive
Columbia, SC 29206
Forest Acres
Residential
MLS# 596296 / Active
All brick Ranch home located on large corner lot in a very desirable Forest Acres location, this beautifully remodeled spacious brick home has 5 be...
Reduced -$900