Applying for Financing - Page 11
| Getting your mortgage is just one part of a real estate transaction. Exit Real Estate Consultants is seasoned at helping both new and experienced buyers alike in all areas of real estate. Call us today at 8033580888 if your needs include a professional REALTOR® ready for the business side of real estate. | |||
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Let Exit Real Estate Consultants assist you with applying for a home loan in Lexington.
Stressed out about applying for a mortgage? You don't have to be. I have close business relationships with a lot of lenders in Lexington, and they've helped me learn a few things that will make the loan application process uncomplicated.
1 – Compose a list of questions regarding your loan programBe sure to bring a list of questions with you if you find that you don't totally grasp the advantages and disadvantages of all the different programs. It can be a challenge to know the differences between both fixed and adjustable rate mortgages. I or one of my trusted lenders will be able to help you understand the advantages and disadvantages of each.2 – Determine when you want to lockWhen you lock in a rate, it denotes that the mortgage lender holds to the mortgage interest rates for the loan – commonly at the time the loan application is sent in. By floating the rate, you can lock the rate anytime between application and at the time of closing. Those who decide to float conclude the interest rates will decline in the near future. Click here to see the outlook for the next 90 days of interest rates.3 – Decide if you want to pay additional points to reduce your rateNormally you can opt to pay additional points to lower the rate of your mortgage loan. Each point is 1 percent of the loan and is payable in cash at the time of closing. Click here to use our points calculator. This tool will help you decide if buying points is right for you.4 – Bring your paperworkAcquiring a mortgage loan requires a lot of paperwork, so you should take some time to get your documents together. Click here to preview normal questions you'll have to answer on a loan app. |
74 N Lake Pointe Drive
Columbia, SC 29229
Lake Pointe East
Residential
MLS# 596292 / Pending
This cozy 3 bed/2 bath townhouse is a great investment opportunity! Complete with a nearby lake located behind the property, a community pool, and ...
1446 Laburnum Drive
Columbia, SC 29205
Rosewood
Residential
MLS# 596290 / Active
RENOVATED 4 BEDROOM 2 BATH HOME IN ROSEWOOD. This all-brick beauty is a must see. Inviting front porch. All one level with spacious bedrooms throug...
4141 Half Mast Loop
Columbia, SC 29229
VICTORYWOODS VILLAGE
Residential
MLS# 596287 / Active
Walk into the Annafield, and arrive at home. It's designed to be a retreat away from the busyness of the world. This charming three-bedroom, single...
4145 Half Mast Loop
Columbia, SC 29229
VICTORYWOODS VILLAGE
Residential
MLS# 596285 / Active
Sometimes simplicity is best. It's where comfort can be found. The Harley gives you both. See for yourself as you enter into the foyer. The foyer l...
1728 Horseshoe Drive
Columbia, SC 29223
Residential
MLS# 596284 / Active
This charming, single-story ranch home exudes a warm cabin-like atmosphere and is built entirely of classic red brick, giving it timeless appeal. N...
3651 Hoyt Street
Columbia, SC 29223
Alta Vista
Residential
MLS# 596281 / Active
Welcome to your dream home! This beautifully renovated 2-bedroom, 1-bathroom residence provides the perfect blend of modern convenience and classic...
Reduced -$6,000
3718 Humphrey Drive
Columbia, SC 29223
Alta Vista
Residential
MLS# 596280 / Active
Welcome to your dream home! This beautifully renovated 2-bedroom, 1-bathroom residence provides the perfect blend of modern convenience and classic...
Reduced -$4,000
325 Sterling Cove Road
Columbia, SC 29229
The Villages At Lakeshore
Residential
MLS# 596279 / Active
Located in Northeast Columbia with a Great School District and Lots of Amenities nearby! This is a Beautiful Four-Bedroom, with a Large Living Room...
Reduced -$100
4143 Half Mast Loop
Columbia, SC 29229
VICTORYWOODS VILLAGE
Residential
MLS# 596277 / Active
The Langton is an ideal home for modern living and convenience. With granite countertops, open concept living, a second floor laundry room, and a b...
3419 Heyward Street
Columbia, SC 29205-2755
Shandon
Residential
MLS# 596276 / Active
Come see your next home in the great neighborhood of Shandon! Home is being sold ""As-Is"". Please contact Listing Agent, Austin Keane 803-807-8257...
Reduced -$1,000
140 Beaver Brook Road
Columbia, SC 29203
Hollywood Hills
Residential
MLS# 596275 / Active
Welcome home! This beautifully renovated brick ranch is perfect for both investors and home buyers. The home features fresh paint, new ceiling fans...
118 Peninsula Way
Columbia, SC 29229
Lake Carolina - The Peninsula
Residential
MLS# 596273 / Active
Discover your dream home in the prestigious, gated community of The Peninsula at Lake Carolina with this exceptional all-brick residence. Featuring...
Reduced -$15,000
4164 Half Mast Loop
Columbia, SC 29229
VICTORYWOODS VILLAGE
Residential
MLS# 596272 / Active
Sometimes a well-designed floor plan can make a home feel more spacious without adding square feet. The Dorchester is the perfect example of a home...
4160 Half Mast Loop
Columbia, SC 29229
VICTORYWOODS VILLAGE
Residential
MLS# 596269 / Pending
The Langton is an ideal home for modern living and convenience. With granite countertops, open concept living, a second floor laundry room, and a b...
6616 Eastbrook Road
Columbia, SC 29206-2208
Forest Lake
Residential
MLS# 596266 / Active
Welcome to Your Dream Home in Upper Rocky Ford Lake! Nestled in the serene and picturesque Upper Rocky Ford Lake area, part of the historic NE Colu...
Reduced -$500
409 N Trenholm Road
Columbia, SC 29206
Forest Acres
Residential
MLS# 596265 / Active
Step into luxury in the exclusive Forest Acres subdivision with this elegant 3-bedroom, 3.5 bathroom home. The open-concept kitchen features a larg...
420 Indigo Ridge Drive
Columbia, SC 29229
The Summit - Indigo Springs
Residential
MLS# 596263 / Active
Welcome to this spacious 4-bedroom, 2.5-bath home, perfect for modern living and entertaining! Featuring an expansive open floor plan, this home of...
453 Hickory Ridge Drive
Columbia, SC 29209
Hickory Ridge
Residential
MLS# 596260 / Pending
Beautifully renovated home. Hardwood flooring refinished. New kitchen cabinets, granite counter tops, new stainless steel appliances and new windows.
520 Menlo Drive
Columbia, SC 29210
Briargate
Residential
MLS# 596258 / Active
Calling all first time homebuyers and investors!!!!! 520 Menlo is perfect for you!!! If you're looking to buy your first home, at an amazing price ...
1422 Old Manor Road
Columbia, SC 29210-6535
Briargate
Residential
MLS# 596257 / Active
Calling all first time homebuyers and investors!!!!! 1422 Old Manor is perfect for you!!! If you're looking to buy your first home, at an amazing p...
401 Nottingham Road
Columbia, SC 29210
Whitehall
Residential
MLS# 596256 / Active
Beautiful ranch style home in the classic neighborhood of Whitehall! This inviting home features 3 spacious bedrooms and 2 full bathrooms. You will...