Applying for Financing - Page 53
| Getting your mortgage is just one part of a real estate transaction. Exit Real Estate Consultants is seasoned at helping both new and experienced buyers alike in all areas of real estate. Call us today at 8033580888 if your needs include a professional REALTOR® ready for the business side of real estate. | |||
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Let Exit Real Estate Consultants assist you with applying for a home loan in Lexington.
Stressed out about applying for a mortgage? You don't have to be. I have close business relationships with a lot of lenders in Lexington, and they've helped me learn a few things that will make the loan application process uncomplicated.
1 – Compose a list of questions regarding your loan programBe sure to bring a list of questions with you if you find that you don't totally grasp the advantages and disadvantages of all the different programs. It can be a challenge to know the differences between both fixed and adjustable rate mortgages. I or one of my trusted lenders will be able to help you understand the advantages and disadvantages of each.2 – Determine when you want to lockWhen you lock in a rate, it denotes that the mortgage lender holds to the mortgage interest rates for the loan – commonly at the time the loan application is sent in. By floating the rate, you can lock the rate anytime between application and at the time of closing. Those who decide to float conclude the interest rates will decline in the near future. Click here to see the outlook for the next 90 days of interest rates.3 – Decide if you want to pay additional points to reduce your rateNormally you can opt to pay additional points to lower the rate of your mortgage loan. Each point is 1 percent of the loan and is payable in cash at the time of closing. Click here to use our points calculator. This tool will help you decide if buying points is right for you.4 – Bring your paperworkAcquiring a mortgage loan requires a lot of paperwork, so you should take some time to get your documents together. Click here to preview normal questions you'll have to answer on a loan app. |
251 Shoreline Drive
Columbia, SC 29212
Yacht Cove
Residential
MLS# 589768 / Pending
Gorgeous condo in the sought after yacht cove community. You will definitely want to see this one! Come see this 2 story condo with 4 bedrooms and ...
Reduced -$21,000
13 Highbourne Court
Columbia, SC 29204
The Cloister
Residential
MLS# 589751 / Active
The bustling Forest Dr District is one of Columbia's most sought-after locations with great shopping/restaurants & this fabulous home is in the hea...
Reduced -$10,000
930 Centennial Drive
Columbia, SC 29229
Lake Carolina - Centennial
Residential
MLS# 589717 / Active
Step into luxury with hardwood flooring throughout this stunning 2 story brick home featuring 6 bedrooms (converted office) and 3 full baths, perfe...
3306 Pine Belt Road
Columbia, SC 29204
Godbold Place
Residential
MLS# 589712 / Active
**MOVE IN READY** NEW ROOF 2024** Welcome to 3306 Pine Belt Road, conveniently located in beautiful Forest Acres. This three bedroom, two bathroom,...
Reduced -$4,000
1200 College View Court
Columbia, SC 29212
Archers Courts
Residential
MLS# 589711 / Active
Welcome to this incredibly well built 4-bedroom one story home with an extra side lot and 2 car garage located at 1200 College View Court off Lake ...
Reduced -$12,600
817 Wickham Lane
Columbia, SC 29229
Brookhaven
Residential
MLS# 589675 / Active
Welcome to 817 Wickham Lane, a stunning 4-bedroom, 2.5-bathroom home located in the desirable Columbia, SC neighborhood. This beautifully designed ...
Reduced -$5,000
5 Mariners Point Way
Columbia, SC 29229
Lake Carolina - The Peninsula
Residential
MLS# 589649 / Active
Stunning custom built Lake Carolina home has taken advantage of the magnificent views with maximum privacy and peacefulness in mind. Facing Sunset ...
152 Cannon Dale Road
Columbia, SC 29212
Coldstream
Residential
MLS# 589648 / Pending
Welcome home to this adorable Cape Code home in Coldstream ready for new memories. This 3 bed, 2 bath traditional floor plan offers 2000 sq ft, lar...
Reduced -$5,000
2320 Kingswood Drive
Columbia, SC 29205
Rosewood
Residential
MLS# 589600 / Pending
Cute all-brick home in Rosewood situated on a large lot! This three-bedroom house enjoyed extensive renovation two years ago including updated kitc...
Reduced -$4,000
4103 Devine Street
Columbia, SC 29205
Heathwood Court
Residential
MLS# 589573 / Active
Charming condo in super Heathwood neighborhood. Faces Stevens Rd. All freshly painted, hardwood floors, white kitchen w newish gas stove tile floor...
Reduced -$5,000
9 Kingsgate Drive
Columbia, SC 29205
Rosewood
Residential
MLS# 589564 / Active
This cozy home is located in the heart of Rosewood and a short drive to Williams-Brice Stadium, USC campus, downtown Columbia, and Fort Jackson. Yo...
Reduced -$4,000
1210 Woodrow Street
Columbia, SC 29205
Melrose Heights
Residential
MLS# 589518 / Active
Recently renovated with meticulous attention to detail. New construction addition seamlessly integrates with the original structure. Vast front por...
112 Lyndhurst Court
Columbia, SC 29212
Whitehall Extension
Residential
MLS# 589504 / Active
This 4 bedroom, one-story ranch is located on a quiet cul-de-sac and zoned for great schools (Leaphart Elementary, Irmo Middle, and Irmo High). The...
Reduced -$11,000
636 Dulaney Bend
Columbia, SC 29229
Lake Carolina - Berkeley Hall
Residential
MLS# 589484 / Active
Discover your dream home in the highly desirable Berkeley Hall of Lake Carolina! This spacious 4-bedroom, 3.5-bath residence offers plenty of space...
Reduced -$17,150
30 Hampton Oaks Place
Columbia, SC 29212
Heritage Village
Residential
MLS# 589465 / Active
Welcome to your dream property! As you enter, you'll immediately notice the elegant fireplace, perfect for cozy evenings. The house features a neut...
Reduced -$1,000
612 Wooster Drive
Columbia, SC 29223
Travers Park
Residential
MLS# 589462 / Pending
The Kershaw is a three bedroom, two and one-half bathroom home featuring an open living area. The kitchen includes stainless steel appliances, gran...
Reduced -$5,000
409 Myles Avenue
Columbia, SC 29203
Keenan Terrace
Residential
MLS# 589453 / Active
COMPLETELY RENOVATED HOME WITH DETACHED GARAGE CONVENIENT TO USC, COLUMBIA COLLEGE, AND DOWNTOWN COLUMBIA! This 3 Bed/2 Bath house is full of amazi...
Reduced -$14,000
641 Ludlow Lane
Columbia, SC 29229
Ashcroft
Residential
MLS# 589424 / Pending
Ready now! Welcome to the beautiful Underwood floor plan! This home consists of three bedrooms and two-and-one-half bathrooms. Luxury vinyl plank f...
Reduced -$6,000
221 Foxhunt Road
Columbia, SC 29223
Charleswood
Residential
MLS# 589362 / Pending
3 bedroom, 1.5 bathroom brick home. For sale with a block of homes either as a group or individually. Contact agent for more details. Home is sold ...
Reduced -$5,000
2118 Chestnut Street
Columbia, SC 29204
Washington Heights
Residential
MLS# 589352 / Active
House can be rehabbed and make someone a very special home. Needs extensive work. Lot would also suit a build up on the existing foundation creatin...
191 Highland Creek Lane
Columbia, SC 29212
Chestnut Hill Plantation
Residential
MLS# 589338 / Active
Located in the highly sought-after Chestnut Hill- Highland Creek neighborhood, this charming all vinyl one story ranch offers a spacious open floor...
Reduced -$5,000