Applying for Financing - Page 51
| Getting your mortgage is just one part of a real estate transaction. Exit Real Estate Consultants is seasoned at helping both new and experienced buyers alike in all areas of real estate. Call us today at 8033580888 if your needs include a professional REALTOR® ready for the business side of real estate. | |||
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Let Exit Real Estate Consultants assist you with applying for a home loan in Lexington.
Stressed out about applying for a mortgage? You don't have to be. I have close business relationships with a lot of lenders in Lexington, and they've helped me learn a few things that will make the loan application process uncomplicated.
1 – Compose a list of questions regarding your loan programBe sure to bring a list of questions with you if you find that you don't totally grasp the advantages and disadvantages of all the different programs. It can be a challenge to know the differences between both fixed and adjustable rate mortgages. I or one of my trusted lenders will be able to help you understand the advantages and disadvantages of each.2 – Determine when you want to lockWhen you lock in a rate, it denotes that the mortgage lender holds to the mortgage interest rates for the loan – commonly at the time the loan application is sent in. By floating the rate, you can lock the rate anytime between application and at the time of closing. Those who decide to float conclude the interest rates will decline in the near future. Click here to see the outlook for the next 90 days of interest rates.3 – Decide if you want to pay additional points to reduce your rateNormally you can opt to pay additional points to lower the rate of your mortgage loan. Each point is 1 percent of the loan and is payable in cash at the time of closing. Click here to use our points calculator. This tool will help you decide if buying points is right for you.4 – Bring your paperworkAcquiring a mortgage loan requires a lot of paperwork, so you should take some time to get your documents together. Click here to preview normal questions you'll have to answer on a loan app. |
100 Southlake Road
Columbia, SC 29223
Spring Valley
Residential
MLS# 590368 / Active
Discover your tranquil oasis in the coveted Spring Valley neighborhood. This meticulously renovated home offers the perfect blend of modern luxury ...
Reduced -$25,000
6 Ixworth Green
Columbia, SC 29229
Rainsborough
Residential
MLS# 590361 / Active
Welcome to this stunning all-brick 4 Bedroom, 3 Bath home nestled on nearly an acre of land in the gorgeous Rainsborough subdivision of town. This ...
Reduced -$7,000
612 Bur Oak Lane
Columbia, SC 29229
Commons At Winchester
Residential
MLS# 590342 / Active
SOLD AS-IS!! Spacious 4 bedroom, 3 bath home situated in Northeast Columbia close to I-20mand Sandhills Mall. A formal entry way, dining room and B...
1266 Berl Mar Road
Columbia, SC 29212
Residential
MLS# 590333 / Active
BEAUTIFUL HOME WITH OUTDOOR OASIS NESTLED ON OVER AN ACRE LOT ZONED FOR AWARD-WINNING LEX/RICHLAND 5 SCHOOLS! This 5 bed/3 bath home is full of ama...
2812 Duncan Street
Columbia, SC 29205
Shandon
Residential
MLS# 590316 / Active
WOW! This beautiful home, ideally located in one of the best neighborhoods in Columbia, Old Shandon, has been recently renovated and ready for it's...
Reduced -$20,000
242 Hodson Hall Drive
Columbia, SC 29229
Lansdowne - Anden Hall
Residential
MLS# 590310 / Pending
Perfectly situated within minutes to Sandhills shopping and dining options with easy access to I-20, this updated property is zoned for popular Ric...
Reduced -$20,000
3002 Village Creek Drive
Columbia, SC 29210
Village Creek
Residential
MLS# 590302 / Active
GREAT INVESTMENT.......Enjoy the private, screened porch off of the greatroom, or have your morning coffee on the patio, accessible from master bed...
6012 Village Creek Drive
Columbia, SC 29210
Village Creek
Residential
MLS# 590301 / Active
Enjoy the private, screened porch off of the greatroom, or have your morning coffee on the patio, accessible from master bedroom. HOA made improvem...
1011 Brentwood Court
Columbia, SC 29206
Forest Acres
Residential
MLS# 590286 / Active
In a community of similar Forest Acres homes, it's a short drive to five groceries, several pharmacies and multiple diverse restaurants from this c...
Reduced -$5,000
3345 Park Street
Columbia, SC 29201
Earlewood
Residential
MLS# 590271 / Active
Back on the market at no fault of seller! Nestled in the heart of historic Earlewood, this newer built Craftsman style home blends historic charm w...
Reduced -$10,500
203 Village Walk
Columbia, SC 29209
Cobblestone
Residential
MLS# 590260 / Active
Investor special ! This Charming 3 bed, 2 bath home is a fantastic opportunity for those looking to add to their portfolio. Nestled in a serene set...
Reduced -$5,000
1208 Bush River Road
Columbia, SC 29210
Lexington Green
Residential
MLS# 590254 / Active
Move-In Ready! This charming 2-bedroom, 2-bathroom residence also has an outside porch accessible through the great room. Generously proportioned r...
4 N Sweetbriar Lane
Columbia, SC 29223-3134
Wildewood
Residential
Reduced -$10,000
3140 Lakewood Avenue
Columbia, SC 29201
Earlewood
Residential
MLS# 590206 / Pending
Welcome to an extraordinary property located in the heart of Earlewood, a vibrant downtown Columbia neighborhood! This home stands out with its inc...
Reduced -$16,000
4811 Hamby Street
Columbia, SC 29203
Barony
Residential
MLS# 590181 / Active
ASK LISTING AGENT ABOUT CURRENT SPECIAL! Spectacular, UPDATED 4 bed 2 bath home in Columbia. This lovely home is move in ready! With new flooring t...
Reduced -$14,900
309 Brentland Court
Columbia, SC 29212
Wexford Commons
Residential
MLS# 590147 / Active
Stately All Brick 4 Bedroom, 2.5 Bath Home In Wexford Commons! Cul-de-sac Location, With Large Fenced Backyard. Beautiful Hardwood Floors In Great ...
Reduced -$10,000
207 Goldstone Drive
Columbia, SC 29212
Coldstream
Residential
MLS# 590127 / Pending
Roof, fascia, and torn screen being repaired. Branch fell during Helene; minor repairs no significant damage. This is a renovated, one-story, brick...
Reduced -$2,500
402 Willow Winds Drive
Columbia, SC 29210
Willow Winds
Residential
MLS# 590120 / Active
Welcome to 402 Willow Winds! This charming patio home in the St. Andrews area has new carpet, paint and has been lovingly taken care of. From the f...
224 E Passage
Columbia, SC 29212
Sandhurst
Residential
MLS# 590117 / Pending
TWO HOUSES FOR THE PRICE OF ONE!!! Property One offers approximately 2,300 sq ft of living space with 3 bedrooms and 2 bathrooms. Recently renovate...
2214 Harper Street
Columbia, SC 29204
Washington Heights
Residential
MLS# 590106 / Active
Sold as is. Great investment property or starter home located in the heart of Columbia, minutes away from downtown and five points. Easy access to ...
1202 College View Court
Columbia, SC 29212
Archers Courts
Residential
MLS# 590104 / Active
Brick home on cul-de-sac with bedrooms on one level plus FROG close to everything Irmo has to offer. Use the community trail system to access area ...