Applying for Financing - Page 55
| Getting your mortgage is just one part of a real estate transaction. Exit Real Estate Consultants is seasoned at helping both new and experienced buyers alike in all areas of real estate. Call us today at 8033580888 if your needs include a professional REALTOR® ready for the business side of real estate. | |||
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Let Exit Real Estate Consultants assist you with applying for a home loan in Lexington.
Stressed out about applying for a mortgage? You don't have to be. I have close business relationships with a lot of lenders in Lexington, and they've helped me learn a few things that will make the loan application process uncomplicated.
1 – Compose a list of questions regarding your loan programBe sure to bring a list of questions with you if you find that you don't totally grasp the advantages and disadvantages of all the different programs. It can be a challenge to know the differences between both fixed and adjustable rate mortgages. I or one of my trusted lenders will be able to help you understand the advantages and disadvantages of each.2 – Determine when you want to lockWhen you lock in a rate, it denotes that the mortgage lender holds to the mortgage interest rates for the loan – commonly at the time the loan application is sent in. By floating the rate, you can lock the rate anytime between application and at the time of closing. Those who decide to float conclude the interest rates will decline in the near future. Click here to see the outlook for the next 90 days of interest rates.3 – Decide if you want to pay additional points to reduce your rateNormally you can opt to pay additional points to lower the rate of your mortgage loan. Each point is 1 percent of the loan and is payable in cash at the time of closing. Click here to use our points calculator. This tool will help you decide if buying points is right for you.4 – Bring your paperworkAcquiring a mortgage loan requires a lot of paperwork, so you should take some time to get your documents together. Click here to preview normal questions you'll have to answer on a loan app. |
777 Harbor Vista Drive
Columbia, SC 29229
Lake Carolina - Berkeley Shores
Residential
MLS# 588863 / Active
OPEN HOUSE SAT. & SUNDAY NOV. 9TH AND 10TH 2pm-4pm LAKEFRONT HOME! OVER 100 FEET ON THE WATER! Ready to build your dream home? CUSTOM NEW CONSTRUCT...
Increase +$4,000
101 Harden Street
Columbia, SC 29205
Shandon
Residential
MLS# 588860 / Active
Charming stone bungalow-style cottage within walking distance to Five Points. Hardwoods throughout the lower level, a wood burning fireplace and fl...
Reduced -$14,500
2215 High Street
Columbia, SC 29203
Colonial Heights
Residential
MLS# 588854 / Active
This modern beauty is a custom remodeled residence! SIMPLY WOW!!! The home showcases a modern kitchen with new stainless steel appliances! Gigantic...
317 Channel Drive
Columbia, SC 29229
Lake Carolina - Pinnacle Ridge
Residential
MLS# 588822 / Pending
Last opportunity to own a 2-story new construction home in Lake Carolina/Pinnacle Ridge. There is nothing better than a new construction home! It i...
15 Sessile Court
Columbia, SC 29203
GRAND OAKS
Residential
MLS# 588818 / Pending
Find your new home in Grand Oaks today, at 15 Sessile Court! This Downing-style home features a functional open concept floorplan. There are 3 bedr...
Increase +$5,000
94 Winterberry Lane
Columbia, SC 29223-5077
Winterberry Place
Residential
MLS# 588778 / Active
Elevate Your Lifestyle in This Exquisite Home. This beautiful residence boasts 3 bedrooms, 2 bathrooms, a separate dining area, and an open floor p...
Reduced -$100
2306 Sumter Street
Columbia, SC 29201
Cottontown
Residential
MLS# 588771 / Pending
Rare converted/renovated former duplex (with flex/expansion room for an additional bedroom) in the heart of desirable Cottontown neighborhood in-to...
Reduced -$20,000
1825 St Julian Place
Columbia, SC 29204
Middleborough
Residential
MLS# 588738 / Active
BEAUTIFUL CONDO IN MIDDLEBOROUGH, MINUTES FROM DOWNTOWN COLUMBIA DINING, SHOPPING AND NIGHTLIFE! This 2 bedroom/ 2 bath home is full of amazing fea...
1704 Phelps Street
Columbia, SC 29205
Wheeler Hill
Residential
MLS# 588709 / Active
Welcome to 1704 Phelps, a beautifully maintained 3-story traditional home in the highly sought-after Wheeler Hill neighborhood of Columbia, SC. Loc...
Reduced -$25,000
1324 Winyah Drive
Columbia, SC 29203
Denny Terrace
Residential
MLS# 588702 / Pending
3 bedroom, 1.5 bathroom. For sale with a block of homes either as a group or individually. Contact agent for more details. Home is sold as-is.
Reduced -$10,000
1900 Tremain Street
Columbia, SC 29204
Residential
MLS# 588701 / Pending
6 bedroom, 2.5 bathroom single family home that is tenant occupied. For sale with a block of homes either as a group or individually. Contact agent...
4013 Tavineer Drive
Columbia, SC 29209
Bluff Estates
Residential
MLS# 588699 / Pending
4 bedroom, 2 bathroom brick home that is tenant occupied. For sale with a block of homes either as a group or individually. Contact agent for more ...
219 Pebble Creek Road
Columbia, SC 29223
Wildewood
Residential
MLS# 588672 / Active
***OPEN HOUSE, NOVEMBER 3RD 12:30PM to 2PM!*** Great time to buy with interest rates dropping! This beautiful all brick lake home in the prestigiou...
Reduced -$10,000
217 Greengate Drive
Columbia, SC 29223
Greengate
Residential
MLS# 588652 / Active
Welcome to this charming home, boasting a variety of desirable features that create a welcoming atmosphere. The interior welcomes you with a warm a...
Reduced -$1,000
151 Aster Circle
Columbia, SC 29201
Washington Park
Residential
MLS# 588649 / Pending
This recently renovated all-brick ranch home offers 3 bedrooms and 1.5 bathrooms, perfect for comfortable family living. The kitchen boasts stunnin...
Reduced -$4,000
821 Aaron Drive
Columbia, SC 29203-1948
Highland Forest
Residential
MLS# 588617 / Pending
This charming 3-bedroom, 2-bath home, nestled in a quiet cul-de-sac, is ready for the right investor to restore it! This fixer-upper offers a uniqu...
Reduced -$14,900
4348 La Clair Drive
Columbia, SC 29209-5034
Bluff Estates
Residential
MLS# 588616 / Pending
Motivated seller! All brick 3BR/1BA home in quiet established neighborhood in Southeast Columbia. Hardwood floors. Roof recently replaced and home ...
Reduced -$2,600
440 White Birch Circle
Columbia, SC 29223-3229
Wildewood
Residential
MLS# 588610 / Active Other Contingency
Are you ready to Downsize from that huge Home with all that yard work, House cleaning & big electricity bills now that the kids have grown up & fin...
Reduced -$9,888
240 Arrowwood Road
Columbia, SC 29210
Arrowwood
Residential
MLS# 588578 / Pending
3 bed/ 2 bath, brick ranch on a huge 2.42 acre lot and convenient to all things Columbia, SC! Spacious family room is centered around an elegant, w...
702 Old Manor Road
Columbia, SC 29210
Briargate
Residential
MLS# 588555 / Active
INVESTMENT PROPERTY with tenant in place! Renovated 3-Bedroom, 2-Bathroom Condo on the Main Level with Impressive Amenities ALL covered by the HOA,...
Increase +$9,100
7517 Eileen Street
Columbia, SC 29209
Eastview
Residential
MLS# 588532 / Active
This 3-bedroom, 2-bathroom single-level home in Eastview is ready for a complete renovation after a recent house fire. Perfect for investors or bui...
Reduced -$8,000