Applying for Financing - Page 12
| Getting your mortgage is just one part of a real estate transaction. Exit Real Estate Consultants is seasoned at helping both new and experienced buyers alike in all areas of real estate. Call us today at 8033580888 if your needs include a professional REALTOR® ready for the business side of real estate. | |||
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Let Exit Real Estate Consultants assist you with applying for a home loan in Lexington.
Stressed out about applying for a mortgage? You don't have to be. I have close business relationships with a lot of lenders in Lexington, and they've helped me learn a few things that will make the loan application process uncomplicated.
1 – Compose a list of questions regarding your loan programBe sure to bring a list of questions with you if you find that you don't totally grasp the advantages and disadvantages of all the different programs. It can be a challenge to know the differences between both fixed and adjustable rate mortgages. I or one of my trusted lenders will be able to help you understand the advantages and disadvantages of each.2 – Determine when you want to lockWhen you lock in a rate, it denotes that the mortgage lender holds to the mortgage interest rates for the loan – commonly at the time the loan application is sent in. By floating the rate, you can lock the rate anytime between application and at the time of closing. Those who decide to float conclude the interest rates will decline in the near future. Click here to see the outlook for the next 90 days of interest rates.3 – Decide if you want to pay additional points to reduce your rateNormally you can opt to pay additional points to lower the rate of your mortgage loan. Each point is 1 percent of the loan and is payable in cash at the time of closing. Click here to use our points calculator. This tool will help you decide if buying points is right for you.4 – Bring your paperworkAcquiring a mortgage loan requires a lot of paperwork, so you should take some time to get your documents together. Click here to preview normal questions you'll have to answer on a loan app. |
129 Rook Branch Lane
Columbia, SC 29209
Hampton Trace
Residential
MLS# 596254 / Pending Contngnt/inspect
Welcome to ""The Tree House,"" a charming retreat nestled at 129 Rook Branch Lane in Columbia, SC. This enchanting home invites you to embrace natu...
1734 Omarest Drive
Columbia, SC 29210-7425
Riverside Forest
Residential
MLS# 596253 / Active
ASK THE LISTING AGENT ABOUT OUR CURRENT SPECIAL!! This charming, fully brick, 3-bedroom, 2-bath ranch is a timeless gem nestled right down the stre...
112 Nursery Ridge Lane
Columbia, SC 29212
Nursery Ridge
Residential
MLS# 596252 / Pending Contngnt/inspect
CHARMING CHARLESTON STYLE HOME WITH GORGEOUS COURTYARD AND PRIVATE POOL, ZONED FOR AWARD-WINNING LEX/RICHLAND 5 SCHOOLS! This 3 bed/ 2.5 bath home ...
2009 Greene Street
Columbia, SC 29205
Plaza Centre
Residential
MLS# 596250 / Active
Sought after location within walking distance to campus & the bustling 5-points district! Great rental investment or student housing. Tenant in pla...
1600 Park Circle
Columbia, SC 29201
Park Circle
Residential
MLS# 596247 / Active
This one-bedroom, one-bathroom unit features a balcony, washer & dryer in unit, and beautiful views of the USC/Downtown skyline & Maxcy Gregg Park....
5 Avocet Court
Columbia, SC 29203
Residential
MLS# 596245 / Active
Affordable 3-Bedroom Mobile Home in Columbia, SC! Discover this charming private mobile home, ideally located just moments from I-20 and downtown C...
608 Byron Road
Columbia, SC 29209
Meadowfield
Residential
MLS# 596243 / Active
Welcome to your recently updated NextHome, a precious and cozy single story complete with a 2023 roof and HVAC! This amazing home has 4 bedrooms wi...
4162 Half Mast Loop
Columbia, SC 29229
VICTORYWOODS VILLAGE
Residential
MLS# 596235 / Active
Sometimes simplicity is best. It's where comfort can be found. The Harley gives you both. See for yourself as you enter into the foyer. The foyer l...
32 Sea Hawk Court
Columbia, SC 29203
Twin Eagles
Residential
MLS# 596231 / Active
Introducing a charming two bedroom, two bathroom patio home located in the heart of Columbia, SC. The front yard is beautifully maintained by the H...
1210 Denny Road
Columbia, SC 29203
Denny Terrace
Residential
MLS# 596230 / Pending Contngnt/inspect
Excellent opportunity for an investor or handyman. 3 bedrooms and one full bathroom on the main level. Finish out the basement area where there is ...
4116 Macgregor Drive
Columbia, SC 29206
Kilbourne Park
Residential
MLS# 596229 / Pending Contngnt/inspect
Charming single-story home with 3 beds, 2 baths, and 2246 SF, very convenient to Forest Acres shopping and dining and a short drive to downtown Col...
5 Deerpath Court
Columbia, SC 29229
The Summit - Fawnridge
Residential
MLS# 596220 / Active
WONDERFUL ALL BRICK CUSTOM HOME LOCATED IN FAWN RIDGE AND WHAT A DELIGHT THIS HOME IS! ONE LEVEL HOME WITH 4TH. BEDROOM UPSTAIRS. VERY OPEN FLOORPL...
1313 Omega Drive
Columbia, SC 29223
Woodfield Park
Residential
MLS# 596214 / Active
Dont miss this Charming Home that has been well maintained. Located on a large fenced in lot that provides privacy and plenty room for kids to play...
2063 Lake Carolina Drive
Columbia, SC 29229
Lake Carolina - Centennial
Residential
2103 Audubon Avenue
Columbia, SC 29223
Woodfield Park
Residential
MLS# 596203 / Pending Contngnt/inspect
COME VIEW THIS NICE 3 BEDROOM, 2 BATH BRICK HOME. UPDATES NEEDED, NICE POTENTIAL FLIP. HARDWOOD FLOORS THROUGHOUT. GREAT LOCATION OFF DECKER BLVD. ...
2112 Chandler Avenue
Columbia, SC 29210
Pine Valley
Residential
MLS# 596201 / Active
COME SEE THIS NICE ALL BRICK 3 BEDROOM, 3 FULL BATH HOME. TWO MASTERS BEDROOMS, UPDATED KITCHEN, GRANITE, GAS STOVE, OVEN AND DISHWASHER, ALONG WIT...
169 Jefferson Place
Columbia, SC 29212
Carriage Lane
Residential
MLS# 596188 / Active
Move in ready! Well maintained. Three bedroom 1.5 bath condo in great location. Downstairs you will find a spacious living room, great room, dining...
2705 Brinkley Lane
Columbia, SC 29210
Pine Valley
Residential
MLS# 596169 / Active
Welcome to 2705 Brinkley Lane! This all brick home is located in the heart of St Andrews where youll be minutes from local restaurants and shopping...
1421 Fairview Drive
Columbia, SC 29205
Melrose Heights
Residential
MLS# 596168 / Pending Contngnt/inspect
Welcome to your dream home in the desirable Melrose Heights neighborhood! This home is one of a kind with a fabulously updated main house and a gue...
219 Finsbury Road
Columbia, SC 29212
Coatesworth
Residential
MLS# 596167 / Active
Check out this beautiful recently remodeled brick ranch home. This home features stylish kitchen cabinets, granite countertops, tile backsplash, bu...
Reduced -$10,000
6530 Davidson Road
Columbia, SC 29209
Carriage Place
Residential
MLS# 596157 / Active
Looking For Investment Property with a Quality, Professional, Tenant in Place? Check Out this Super 2BR/2BA Updated 2nd Floor Condo For Sale in an ...