Applying for Financing - Page 46
| Getting your mortgage is just one part of a real estate transaction. Exit Real Estate Consultants is seasoned at helping both new and experienced buyers alike in all areas of real estate. Call us today at 8033580888 if your needs include a professional REALTOR® ready for the business side of real estate. | |||
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Let Exit Real Estate Consultants assist you with applying for a home loan in Lexington.
Stressed out about applying for a mortgage? You don't have to be. I have close business relationships with a lot of lenders in Lexington, and they've helped me learn a few things that will make the loan application process uncomplicated.
1 – Compose a list of questions regarding your loan programBe sure to bring a list of questions with you if you find that you don't totally grasp the advantages and disadvantages of all the different programs. It can be a challenge to know the differences between both fixed and adjustable rate mortgages. I or one of my trusted lenders will be able to help you understand the advantages and disadvantages of each.2 – Determine when you want to lockWhen you lock in a rate, it denotes that the mortgage lender holds to the mortgage interest rates for the loan – commonly at the time the loan application is sent in. By floating the rate, you can lock the rate anytime between application and at the time of closing. Those who decide to float conclude the interest rates will decline in the near future. Click here to see the outlook for the next 90 days of interest rates.3 – Decide if you want to pay additional points to reduce your rateNormally you can opt to pay additional points to lower the rate of your mortgage loan. Each point is 1 percent of the loan and is payable in cash at the time of closing. Click here to use our points calculator. This tool will help you decide if buying points is right for you.4 – Bring your paperworkAcquiring a mortgage loan requires a lot of paperwork, so you should take some time to get your documents together. Click here to preview normal questions you'll have to answer on a loan app. |
4621 Faulkland Road
Columbia, SC 29210
Bonnie Forest
Residential
MLS# 591715 / Pending
Looking for an updated home in an established neighborhood with easy access to all shopping and interstates? This 3bedroom, 2 bath home can be foun...
Reduced -$5,000
6810 Satchelford Road
Columbia, SC 29206
Residential
MLS# 591695 / Active
Priced to Sell-No Negotiations - In the Satchelford Elementary School District. This home is an estate sale. Estate sale to be performed Sept 4-8 s...
1248 Mosser Drive
Columbia, SC 29203
GRAND OAKS
Residential
MLS# 591678 / Active
Welcome to 1248 Mosser Drive, a beautiful new home in Grand Oaks! This Harrison is a 2-story plan with 3 bedrooms, 2.5 bathrooms, and a 1-car garag...
Reduced -$2,500
315 Wilkes Road
Columbia, SC 29203
Greenview
Residential
MLS# 591665 / Active
This property is for investors only. Only cash will be considered. Long term tenant wants to stay. Contact agent for information of current tenant.
Reduced -$10,000
265 Timber Court
Columbia, SC 29210
St Andrews Woods
Residential
MLS# 591663 / Active
Move-in ready! This 3 bedroom 1.5 bathroom home has been freshly painted throughout and has new carpet, new LVP flooring in the foyer, hallway, kit...
129 Spartan Drive
Columbia, SC 29212
Hallmark
Residential
MLS# 591616 / Pending
We are excited to present this stunning, newly renovated **5-bedroom, 3-bathroom** home. This modern gem boasts an open-concept design, complete wi...
504 Lakeside
Columbia, SC 29203
Eau Claire
Residential
MLS# 591606 / Active
Welcome Home! This Brick Ranch home has 3 bedrooms, 2 full baths and has been recently updated. The bright white kitchen with granite counters and ...
Reduced -$16,000
5225 Clemson Avenue
Columbia, SC 29206
Carriage Hill
Residential
MLS# 591602 / Pending
Location, location, location! This charming second-floor condo, nestled in the coveted Carriage Hill House, boasts a prime position and offers an e...
Reduced -$4,950
101 N Donar Drive
Columbia, SC 29229
Forest Green
Residential
MLS# 591589 / Active
Newly Renovated 3 bedroom 2 Full Bath home! Great for a first time home buyer! New roof, New HVAC and a wood burning fireplace! Ready for its new h...
Reduced -$4,000
1730 E Buchanan Drive
Columbia, SC 29206
Kilbourne Heights
Residential
MLS# 591576 / Pending 3rd Party Approv.
Welcome to charm with modern amenities at 1730 E Buchanan in the sought after Kilbourne Heights neighborhood. This delightful home, originally buil...
Reduced -$8,000
528 Great North Road
Columbia, SC 29223
Spring Valley West
Residential
MLS# 591566 / Pending
Welcome to your future home at 528 Great North Road, a delightful residence nestled in the heart of Columbia, South Carolina. This charming propert...
Reduced -$15,000
870 Killian Station Drive
Columbia, SC 29229
Killian Station
Residential
MLS# 591562 / Pending
One-story home with 3 beds, 2 baths, and single-car garage in the popular Killian Station neighborhood of Northeast Columbia. In 2023, home was fre...
360 Rabon Road
Columbia, SC 29223
HAYNES PARK EXTENSION
Residential
MLS# 591535 / Active
Move into your NEW Haven Home by Christmas! $10,000 YOUR HOME, YOUR WAY to be used towards closing cost/convenience options with contract by 10/31 ...
Reduced -$4,599
6932 Olive Drive
Columbia, SC 29203
Farrow Terrace
Residential
MLS# 591534 / Active
Nice home in the Historic Greenview Community. This home has a newer water heater and furnace, and hardwood flooring underneath the carpet. The bac...
Reduced -$24,000
366 Rabon Road
Columbia, SC 29223
HAYNES PARK EXTENSION
Residential
MLS# 591532 / Active
Move into your NEW Haven Home by Christmas! $10,000 YOUR HOME, YOUR WAY to be used towards closing cost/convenience options with contract by 10/31 ...
Reduced -$4,000
364 Rabon Road
Columbia, SC 29223
HAYNES PARK EXTENSION
Residential
MLS# 591531 / Active
Move into your NEW Haven Home by Christmas! $10,000 YOUR HOME, YOUR WAY to be used towards closing cost/convenience options with contract by 10/31 ...
Reduced -$6,149
7907 Clearwater Road
Columbia, SC 29223
Springwood Lakes
Residential
MLS# 591526 / Active
This spacious 5-bedroom, 3.5-bathroom home offers comfortable living in a highly convenient area. Perfect for a large family or those who love to e...
Reduced -$10
1816 Lowder Drive
Columbia, SC 29204
Forest Acres
Residential
MLS# 591524 / Pending
Welcome to 1816 Lowder Drive! This charming Forest Acres home is located in a well established neighborhood and features 3 beds, 2 baths, and spans...
Reduced -$5,000
932 Corison Loop
Columbia, SC 29229
Heather Green
Residential
MLS# 591522 / Active Other Contingency
ASK LISTING AGENT ABOUT CURRENT SPECIAL! Beautifully appointed, 4 BD 2.5 BA home with a INGROUND POOL! As you enter you'll love the updated floorin...
15 Birchbark Court
Columbia, SC 29229
The Summit - Stone Chapel
Residential
MLS# 591515 / Pending
Spacious, 3 bed, 2.5 bath home located in a quiet cul-de-sac! Don't miss out on this move-in ready home with great curb appeal, a tranquil backyard...
Reduced -$6,000
213 Miles Road
Columbia, SC 29223
Wildewood
Residential
MLS# 591509 / Active
Beautifully renovated stately brick home in the highly desirable Wildewood community, 5 bedrooms, 2.5 bathrooms, Primary suite on main level, priva...
Reduced -$10,000