Applying for Financing - Page 44
Getting your mortgage is just one part of a real estate transaction. Exit Real Estate Consultants is seasoned at helping both new and experienced buyers alike in all areas of real estate. Call us today at 8033580888 if your needs include a professional REALTOR® ready for the business side of real estate. | |||
Let Exit Real Estate Consultants assist you with applying for a home loan in Lexington.
Stressed out about applying for a mortgage? You don't have to be. I have close business relationships with a lot of lenders in Lexington, and they've helped me learn a few things that will make the loan application process uncomplicated.
1 – Compose a list of questions regarding your loan programBe sure to bring a list of questions with you if you find that you don't totally grasp the advantages and disadvantages of all the different programs. It can be a challenge to know the differences between both fixed and adjustable rate mortgages. I or one of my trusted lenders will be able to help you understand the advantages and disadvantages of each.2 – Determine when you want to lockWhen you lock in a rate, it denotes that the mortgage lender holds to the mortgage interest rates for the loan – commonly at the time the loan application is sent in. By floating the rate, you can lock the rate anytime between application and at the time of closing. Those who decide to float conclude the interest rates will decline in the near future. Click here to see the outlook for the next 90 days of interest rates.3 – Decide if you want to pay additional points to reduce your rateNormally you can opt to pay additional points to lower the rate of your mortgage loan. Each point is 1 percent of the loan and is payable in cash at the time of closing. Click here to use our points calculator. This tool will help you decide if buying points is right for you.4 – Bring your paperworkAcquiring a mortgage loan requires a lot of paperwork, so you should take some time to get your documents together. Click here to preview normal questions you'll have to answer on a loan app. |
4356 Brookridge Drive
Columbia, SC 29203
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Residential
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Reduced -$5,000
100 Dale Valley Road
Columbia, SC 29223
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410 Finsbury Road
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Coatesworth
Residential
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Reduced -$15,000
718 Kingsbridge Road
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Gardendale
Residential
Discover a spacious and inviting 4-bedroom, 3-bathroom home nestled within the vibrant Seven Oaks community of Columbia, SC. This charming residenc...
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537 Marsh Pointe Drive
Columbia, SC 29229
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Residential
Almost new GORGEOUS home that backs up to water! Enjoy evenings on your back deck overlooking your 1/3 acre lot with the peaceful sounds of nature ...
Reduced -$100
1034 Price Avenue
Columbia, SC 29201-1805
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Residential
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Reduced -$35,000
9 N Oak Court
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Residential
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Residential
This conventional style home has 4 bedrooms and 2.5 baths. Master bedroom has walk-in closet & spacious private bath featuring dual vanity, garden ...
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2829 Duncan Street
Columbia, SC 29205
Shandon
Residential
Welcome to 2829 Duncan St, nestled in the heart of the charming Shandon area! This all-brick gem boasts timeless elegance and modern comfort with 3...
Reduced -$10,000
408 N Crossing Drive
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Residential
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104 Duck Pond
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Residential
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205 Northlake Road
Columbia, SC 29223
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Residential
Looking for the PERFECT MODERN home in a beautifully established community neighborhood? This is the ONE! CUSTOM ALL BRICK home on 165ft of water f...
1520 Senate Street
Columbia, SC 29201
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Residential
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Reduced -$5,000
1243 Mosser Drive
Columbia, SC 29203
GRAND OAKS
Residential
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1608 Rabon Farms Lane
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13 Screech Owl Court
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1929 Bluff Road
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348 Rutledge Place
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So much home for the $$$. Convenient location near interstate, shopping and award winning schools. New low maintenance vinyl plank flooring through...
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