Applying for Financing - Page 47
| Getting your mortgage is just one part of a real estate transaction. Exit Real Estate Consultants is seasoned at helping both new and experienced buyers alike in all areas of real estate. Call us today at 8033580888 if your needs include a professional REALTOR® ready for the business side of real estate. | |||
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Let Exit Real Estate Consultants assist you with applying for a home loan in Lexington.
Stressed out about applying for a mortgage? You don't have to be. I have close business relationships with a lot of lenders in Lexington, and they've helped me learn a few things that will make the loan application process uncomplicated.
1 – Compose a list of questions regarding your loan programBe sure to bring a list of questions with you if you find that you don't totally grasp the advantages and disadvantages of all the different programs. It can be a challenge to know the differences between both fixed and adjustable rate mortgages. I or one of my trusted lenders will be able to help you understand the advantages and disadvantages of each.2 – Determine when you want to lockWhen you lock in a rate, it denotes that the mortgage lender holds to the mortgage interest rates for the loan – commonly at the time the loan application is sent in. By floating the rate, you can lock the rate anytime between application and at the time of closing. Those who decide to float conclude the interest rates will decline in the near future. Click here to see the outlook for the next 90 days of interest rates.3 – Decide if you want to pay additional points to reduce your rateNormally you can opt to pay additional points to lower the rate of your mortgage loan. Each point is 1 percent of the loan and is payable in cash at the time of closing. Click here to use our points calculator. This tool will help you decide if buying points is right for you.4 – Bring your paperworkAcquiring a mortgage loan requires a lot of paperwork, so you should take some time to get your documents together. Click here to preview normal questions you'll have to answer on a loan app. |
616 Scribes Lane
Columbia, SC 29209
Burnside Farms
Residential
MLS# 591486 / Active
Welcome to this stunning 4-bedroom, 2-bathroom home, perfectly designed for modern living with its charming two-story layout and energy-efficient o...
Reduced -$5,000
108 Bent Bough Cir
Columbia, SC 29212
Harbison
Residential
MLS# 591465 / Pending
This charming ranch home is nestled in the lovely community of Harbison. The home features a new roof that was replaced in May 2024. Upon entry, yo...
Reduced -$8,000
1430 Dahlia Road
Columbia, SC 29205
Rosewood
Residential
MLS# 591461 / Active
This updated home in sought after Rosewood with 3BRs and 2FBAs is move-in ready. New roof 2014, tiled and hardwood flooring throughout. A welcoming...
208 Clinton Street
Columbia, SC 29223
State Park Acres
Residential
MLS# 591459 / Pending
Welcome Home to 208 Clinton St.! This gorgeous NEW CONSTRUCTION home is in the highly sought after northeast area of Columbia, SC is a must see. Lo...
Increase +$100,000
2113 Mapleton Drive
Columbia, SC 29223
Travers Park
Residential
MLS# 591449 / Active
The Evans our Primary on main floorplan! Featuring four bedrooms and two and one-half bathrooms. The kitchen includes granite countertops, and stai...
Reduced -$4,000
2111 Mapleton Drive
Columbia, SC 29223
Travers Park
Residential
MLS# 591445 / Pending
Welcome to Travers Park! This Kershaw floorplan features three bedrooms and two-and-one-half baths. This home is an open concept that seamlessly co...
109 Preserve Lane
Columbia, SC 29209
The Preserve
Residential
MLS# 591444 / Active
Welcome to this stunning custom-built residence located in the exclusive gated community of The Preserve. Designed and lived in by a renowned build...
Reduced -$20,000
9194 Windsor Lake Boulevard
Columbia, SC 29223
Parliament Lakes
Residential
MLS# 591439 / Active
Welcome to your dream home. Enjoy a cozy fireplace for chilly evenings and a neutral color scheme thats ready for your personal touch. The kitchen ...
Reduced -$5,000
412 W Miriam Avenue
Columbia, SC 29203
Byrneswood
Residential
MLS# 591435 / Active
Cozy all brick remodeled home is ready for you to move in. Cute, updated Jack and Jill bathroom connects 2 of the bedrooms. All new flooring and fr...
Reduced -$15,100
219 Lakeside Avenue
Columbia, SC 29203
Byrneswood
Residential
MLS# 591433 / Pending
Welcome home to a spacious remodeled home that is ready for you to move in. This 4 bedroom home has 2 primary bedrooms each with a private full bat...
Reduced -$10,000
1605 Willowby Street
Columbia, SC 29223
Drexel Lake
Residential
MLS# 591425 / Pending
Welcome to this charming duplex, an ideal choice for both comfort and convenience. Each unit within this duplex boasts three well-appointed bedroom...
2604 Burney Drive
Columbia, SC 29205
Shandon
Residential
MLS# 591415 / Pending
This beautiful move in ready home, on a quiet tree lined street in Shandon, features hardwood floors and molding throughout. The prime location pla...
Reduced -$15,000
5730 Weston Avenue
Columbia, SC 29203
Residential
MLS# 591414 / Pending
Attention investors and first-time homebuyers! Welcome to 5730 Weston Ave, Columbia, SC 29203. This 3-bedroom, 1.5-bath home offers 896 square feet...
424 Marsh Pointe Drive
Columbia, SC 29229
Lake Carolina - Centennial Lakes
Residential
MLS# 591407 / Active
BEAUTIFUL, MOVE-IN READY HOME NESTED IN DESIRABLE LAKE CAROLINA COMMUNITY, ZONED FOR AWARD-WINNING RICHLAND 2 SCHOOLS! This 4 bed/2.5 bath home is ...
9 Fenlaw Court
Columbia, SC 29063
Glenridge
Residential
MLS# 591397 / Pending
Looking for a beautiful home in Irmo's Glenridge Community on a cul-de-sac Street for under $200K? Look no further, this Inviting Open floor plan f...
Reduced -$7,800
105 Bartlett Drive
Columbia, SC 29223
PERCIVAL VILLAGE
Residential
MLS# 591393 / Active
Take advantage of two great offers! The first being $3,500 towards closing costs & a move-in package including a brand new refrigerator, washer & d...
Reduced -$3,000
103 Bartlett Drive
Columbia, SC 29223
PERCIVAL VILLAGE
Residential
MLS# 591392 / Active
Take advantage of two great offers! The first being $3,500 towards closing costs & a move-in package including a brand new refrigerator, washer & d...
Reduced -$3,000
409 Fireside Drive
Columbia, SC 29212
Quail Valley
Residential
MLS# 591384 / Active
Welcome to your future home! Use your imagination as you walk through this 4 bedroom, 2 bathroom, all brick home in the lovely Quail Valley neighbo...
Reduced -$20,000
112 Stanford Street
Columbia, SC 29203
Residential
MLS# 591380 / Active
Open house from 10-12 on saturday 8/31. Welcome to this beautiful 3-bedroom, 3-bath home, that was completely rebuilt from the outside walls in 202...
1186 Coralbean Way
Columbia, SC 29229
Brookhaven
Residential
MLS# 591375 / Active
5 bedroom, 2.5 bath, 2 story home. Living room. Dining room. Eat-in kitchen. 2 car attached garage. Front porch. Rear patio and fenced back yard. N...
Reduced -$35,900
235 Northwood Street
Columbia, SC 29201
Canal Place
Residential
MLS# 591359 / Pending
New construction ready to close at the end of October! on an oversized lot in Columbia's Canal Place! Ask about the preferred lender closing cost a...
Reduced -$10,500