Applying for Financing - Page 48
| Getting your mortgage is just one part of a real estate transaction. Exit Real Estate Consultants is seasoned at helping both new and experienced buyers alike in all areas of real estate. Call us today at 8033580888 if your needs include a professional REALTOR® ready for the business side of real estate. | |||
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Let Exit Real Estate Consultants assist you with applying for a home loan in Lexington.
Stressed out about applying for a mortgage? You don't have to be. I have close business relationships with a lot of lenders in Lexington, and they've helped me learn a few things that will make the loan application process uncomplicated.
1 – Compose a list of questions regarding your loan programBe sure to bring a list of questions with you if you find that you don't totally grasp the advantages and disadvantages of all the different programs. It can be a challenge to know the differences between both fixed and adjustable rate mortgages. I or one of my trusted lenders will be able to help you understand the advantages and disadvantages of each.2 – Determine when you want to lockWhen you lock in a rate, it denotes that the mortgage lender holds to the mortgage interest rates for the loan – commonly at the time the loan application is sent in. By floating the rate, you can lock the rate anytime between application and at the time of closing. Those who decide to float conclude the interest rates will decline in the near future. Click here to see the outlook for the next 90 days of interest rates.3 – Decide if you want to pay additional points to reduce your rateNormally you can opt to pay additional points to lower the rate of your mortgage loan. Each point is 1 percent of the loan and is payable in cash at the time of closing. Click here to use our points calculator. This tool will help you decide if buying points is right for you.4 – Bring your paperworkAcquiring a mortgage loan requires a lot of paperwork, so you should take some time to get your documents together. Click here to preview normal questions you'll have to answer on a loan app. |
2037 Legrand Road
Columbia, SC 29223
Residential
MLS# 591352 / Active
Back on the market due to buyer financing issue. Southern charm meets modern comfort in this inviting one-level home. Situated on a generous 1.03-a...
Reduced -$5,000
107 Bartlett Drive
Columbia, SC 29223
PERCIVAL VILLAGE
Residential
MLS# 591336 / Active
Take advantage of two great offers! The first being $3,500 towards closing costs & a move-in package including a brand new refrigerator, washer & d...
Reduced -$3,000
105 Winding Way
Columbia, SC 29212
Cedar Grove
Residential
MLS# 591323 / Pending 3rd Party Approv.
This elegant 3 bedroom, 2.5 bath home is situated in the sought-after Cedar Grove subdivision, ideally positioned near restaurants, shopping, and I...
105 Menlo Drive
Columbia, SC 29210
Briargate
Residential
MLS# 591262 / Active
GREAT INVESTMENT OPPORTUNITY with tenant in place! 4 Bedroom/ 2 Bathroom Condo conveniently located off Broad River Rd and I-20. Amenities ALL cove...
Reduced -$5,000
1705 Crestview Avenue
Columbia, SC 29223
Woodfield Park
Residential
MLS# 591249 / Active
Beautifully renovated home with refinished hardwoods, new cabinets & vanities, granite in kitchen, updated light fixtures and spacious floor plan.
210 Palm Lake Drive
Columbia, SC 29212-8748
The Palms At Rocky Point
Residential
MLS# 591234 / Active
Located in the desirable Palms at Rocky Point neighborhood, this 4 bed/3 bath home is sure to Wow! Having been built only 2 years ago, this Great S...
Reduced -$3,000
101 Brockway Drive
Columbia, SC 29229
Ashcroft
Residential
MLS# 591199 / Pending
Discover the epitome of luxurious living in the Ashcroft community of Columbia, SC, with this exquisite home built by Mungo Homes. The Roland Plan ...
Reduced -$3,927
5516 Lakeshore Drive
Columbia, SC 29206
Lakeshore
Residential
MLS# 591171 / Active
Charming unit located in the desirable Lakeshore condo development. Large living room leads out to a covered porch to enjoy. Eat in kitchen and 2 s...
Reduced -$5,000
354 Forest Green Drive
Columbia, SC 29209
Hampton Forest
Residential
MLS# 591126 / Pending
Charming Modern Home in Hampton Forest! Welcome to your dream home! Built in 2016, this beautiful 3bedroom, 2.5bath residence in the desirable Hamp...
13 Ashwell Court
Columbia, SC 29223
Spring Valley West
Residential
MLS# 591100 / Active
Welcome to this inviting 4-bedroom, 3-bathroom home, nestled in a serene cul-de-sac. This beautifully maintained residence offers a blend of comfor...
Reduced -$4,000
740 Kilbourne Road
Columbia, SC 29205
Heathwood
Residential
MLS# 591089 / Active
Located in Heathwood and built in 1942, this stately, very private, all-brick home has maintained nearly all of its original floor plan and authent...
Reduced -$55,000
1056 Field Strip Road
Columbia, SC 29229
VICTORYWOODS VILLAGE
Residential
MLS# 591057 / Pending
Many people prefer a home with a second level to keep the bedrooms separated from the main living spaces. The Lance gives you a multi-level home wi...
Reduced -$5,000
4204 Devine Street
Columbia, SC 29205
Residential
Welcome home to this charming Devine Street home. Home updates include new roof 2022, whole house replumbed 2024, new tankless hot water heater 202...
1048 Field Strip Road
Columbia, SC 29229
VICTORYWOODS VILLAGE
Residential
MLS# 591050 / Pending
Many people prefer a home with a second level to keep the bedrooms separated from the main living spaces. The Lance gives you a multi-level home wi...
Reduced -$12,260
505 Carriage Oak Drive
Columbia, SC 29229
Carriage Oaks
Residential
MLS# 591049 / Active
Don't miss out on this beautiful 4bd 2.5 bath home. As you walk inside, youre welcomed to an open space living room with the dining area view. The ...
200 Cottonwood Way
Columbia, SC 29229
Cottonwood
Residential
MLS# 591027 / Active
Step into your dream home! This charming 3 bedroom 2.5 bath, corner-lot property is move-in ready and waiting for you. Picture yourself unwinding i...
Reduced -$10,000
3526 Randolph Street
Columbia, SC 29203
Booker Washington H
Residential
MLS# 591009 / Active
Don't miss out on this great opportunity! This home offers 4 bedrooms, 2 bathrooms, hardwood floors and it's conveniently located near all the need...
104 West Passage
Columbia, SC 29212-8700
Wexford On The Lake
Residential
MLS# 591006 / Pending Contngnt/inspect
Price Improvement! Welcome to the Desirable Wexford on the Lake Subdivision, just off HWY6. This inviting 5-bedroom, 4 &1/2-bath home on a pictures...
Reduced -$29,000
417 Rye Creek Drive
Columbia, SC 29212
Southwell
Residential
MLS# 590994 / Pending
Welcome to this charming home nestled in the serene community of Southwell in Columbia! **Key Features:** Boasting 2,320 sf of thoughtfully designe...
81 Apple Tree Court
Columbia, SC 29223-7886
Orchard Park
Residential
MLS# 590989 / Pending
Welcome to Orchard Park and your beautiful privacy retreat located at 81 Apple Tree Court. This home is conveniently located in Northeast Columbia ...
Reduced -$5,100
1208 Bush River Road
Columbia, SC 29210
Lexington Green
Residential
MLS# 590960 / Active
Investment opportunity. This ground floor condo at is a prime investment opportunity with easy access to I-26 and I-20, minutes from Columbia, Irmo...
Reduced -$10,000