Applying for Financing - Page 49
| Getting your mortgage is just one part of a real estate transaction. Exit Real Estate Consultants is seasoned at helping both new and experienced buyers alike in all areas of real estate. Call us today at 8033580888 if your needs include a professional REALTOR® ready for the business side of real estate. | |||
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Let Exit Real Estate Consultants assist you with applying for a home loan in Lexington.
Stressed out about applying for a mortgage? You don't have to be. I have close business relationships with a lot of lenders in Lexington, and they've helped me learn a few things that will make the loan application process uncomplicated.
1 – Compose a list of questions regarding your loan programBe sure to bring a list of questions with you if you find that you don't totally grasp the advantages and disadvantages of all the different programs. It can be a challenge to know the differences between both fixed and adjustable rate mortgages. I or one of my trusted lenders will be able to help you understand the advantages and disadvantages of each.2 – Determine when you want to lockWhen you lock in a rate, it denotes that the mortgage lender holds to the mortgage interest rates for the loan – commonly at the time the loan application is sent in. By floating the rate, you can lock the rate anytime between application and at the time of closing. Those who decide to float conclude the interest rates will decline in the near future. Click here to see the outlook for the next 90 days of interest rates.3 – Decide if you want to pay additional points to reduce your rateNormally you can opt to pay additional points to lower the rate of your mortgage loan. Each point is 1 percent of the loan and is payable in cash at the time of closing. Click here to use our points calculator. This tool will help you decide if buying points is right for you.4 – Bring your paperworkAcquiring a mortgage loan requires a lot of paperwork, so you should take some time to get your documents together. Click here to preview normal questions you'll have to answer on a loan app. |
1220 Cactus Avenue
Columbia, SC 29210
The Groves
Residential
MLS# 590958 / Active
Discover the convenience of a lifestyle where everything you need is at your fingertips. Nestled close to Interstates 20 and 26, this townhouse off...
Reduced -$5,000
117 McNeely Road
Columbia, SC 29223
Windmill Orchard
Residential
MLS# 590924 / Pending
New Roof, New Deck, and New Carpet installed in all bedrooms. Located near shopping and interstates.
Reduced -$10,000
225 Northwood Street
Columbia, SC 29201
Canal Place
Residential
MLS# 590917 / Pending
Ready to close! No short/long term rental restrictions. New construction located in Columbia's Earlewood on the Columbia Canal / Broad River around...
Reduced -$1,500
530 Queen Street
Columbia, SC 29205
Shandon
Residential
MLS# 590908 / Pending
530 Queen St is a meticulously renovated charmer nestled in the heart of Columbia's coveted Shandon neighborhood. This three-bedroom gem seamlessly...
Reduced -$10,000
6 Lost Tree Court
Columbia, SC 29223
Lost Tree
Residential
MLS# 590892 / Contingent Sale Closing
This beautiful brick-front home with four bedrooms and two and a half bathrooms is perfectly situated on a large lot with a private backyard. This ...
1825 St Julian Place
Columbia, SC 29204
Middleborough
Residential
MLS# 590884 / Active
Beautiful updated 3 bedroom, 2 bathroom penthouse condo with amazing views of Columbia! Middleborough condo complex is located conveniently close t...
Reduced -$20,000
16 Gibbes Court
Columbia, SC 29201
University Hill
Residential
MLS# 590865 / Pending
Beautiful all-brick home on the University of South Carolina campus is move-in ready! This home features hardwood floors throughout the entire 1st ...
7602 Hunt Club Road
Columbia, SC 29223
Creekside At Huntington
Residential
MLS# 590861 / Contingent Sale Closing
Beautiful Condo. New Flooring, Freshly painted, Nice patio convenient located close to Fort Jackson, downtown Columbia, shopping entertainment and ...
205 Bennington Circle
Columbia, SC 29229
Ashley Hall
Residential
MLS# 590855 / Active
4BR, 2.5 BA home in Ashley Hall, Open floor plan. Formal dining room. Great room with fireplace is open to the kitchen. Large eat-in area with size...
8725 Gnadenhunt Road
Columbia, SC 29209
Berkeley Forest
Residential
MLS# 590829 / Pending
Welcome to affordable living! Spacious 4 bedroom, 2 1/2 bath Close to Fort Jackson and a wonderfully growing area. Close to Downtown with so much t...
Reduced -$10,000
6347 Kemberly Street
Columbia, SC 29209-1817
Yorkshire
Residential
MLS# 590824 / Pending
Introducing an impressive brick home ideal for a large family, featuring 4 spacious bedrooms, 3 well-appointed bathrooms, and a convenient 2-car ga...
Reduced -$22,000
2431 Merrywood Road
Columbia, SC 29210
Residential
MLS# 590821 / Active
This charming all-brick home boasts a fantastic outdoor oasis with an spacious screened-in porch, and a large deck, perfect for entertaining or rel...
Reduced -$10,000
1100 Skyland Drive
Columbia, SC 29210-8157
Riverhill Condos
Residential
MLS# 590820 / Active
STOP SEARCHING!! HUGE PRICE IMPROVEMENT!! New construction look and feel without the new construction price. Step inside of this MUST SEE newly ren...
Reduced -$10,000
138 Cannon Dale Road
Columbia, SC 29212
Coldstream
Residential
MLS# 590790 / Active
Welcome to 138 Cannon Dale Road! This beautifully spacious home has been freshly painted. Main level living features laminate hardwood floors, vaul...
Reduced -$20,000
4 Clover Crest Court
Columbia, SC 29229
The Summit - Pine Brook
Residential
MLS# 590786 / Active
Nestled in a serene and sought-after neighborhood, this property offers the perfect blend of comfort and covenience. As you step into this beautifu...
Reduced -$5,000
2222 Rembert Street
Columbia, SC 29201
Elmwood Park
Residential
Welcome to this stunning home, where Southern charm meets contemporary sophistication greeted by a rocking chair front porch adorned with paired ce...
Increase +$10,150
22 Founders Lake Court
Columbia, SC 29229
The Summit-courtyards At Founder
Residential
MLS# 590757 / Pending Contngnt/inspect
Beautifully preserved and maintained home close to everything in NE Columbia. This 4 BR 2 BA home offers space for everyone in the family. The open...
106 Saint Andrews Court
Columbia, SC 29210
Whitehall
Residential
MLS# 590737 / Active
Single-family two-story cedar and wood fiber siding home located on over half an acre lot with a creek running through the back yard. Two tier deck...
6823 Eastbrook Road
Columbia, SC 29206
Forest Lake
Residential
MLS# 590715 / Pending
This one-story, all-brick, ranch-style home has lots of living space, covered parking, and big, fenced back yard and is located one block from Fore...
Reduced -$12,500
1 Scottish Court
Columbia, SC 29229
The Highlands
Residential
MLS# 590686 / Active
Discover your dream home in the serene Highlands subdivision, where this delightful 4-bedroom, 2-bathroom property awaits. Nestled on a spacious co...
Reduced -$7,500
215 Lake Carolina Boulevard
Columbia, SC 29229
Lake Carolina - Harborside
Residential
MLS# 590680 / Active
Welcome to 215 Lake Carolina Blvd, a stunning Charlestonian-style home nestled in the heart of the vibrant Lake Carolina community in North East Co...
Reduced -$4,999