Applying for Financing - Page 50
| Getting your mortgage is just one part of a real estate transaction. Exit Real Estate Consultants is seasoned at helping both new and experienced buyers alike in all areas of real estate. Call us today at 8033580888 if your needs include a professional REALTOR® ready for the business side of real estate. | |||
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Let Exit Real Estate Consultants assist you with applying for a home loan in Lexington.
Stressed out about applying for a mortgage? You don't have to be. I have close business relationships with a lot of lenders in Lexington, and they've helped me learn a few things that will make the loan application process uncomplicated.
1 – Compose a list of questions regarding your loan programBe sure to bring a list of questions with you if you find that you don't totally grasp the advantages and disadvantages of all the different programs. It can be a challenge to know the differences between both fixed and adjustable rate mortgages. I or one of my trusted lenders will be able to help you understand the advantages and disadvantages of each.2 – Determine when you want to lockWhen you lock in a rate, it denotes that the mortgage lender holds to the mortgage interest rates for the loan – commonly at the time the loan application is sent in. By floating the rate, you can lock the rate anytime between application and at the time of closing. Those who decide to float conclude the interest rates will decline in the near future. Click here to see the outlook for the next 90 days of interest rates.3 – Decide if you want to pay additional points to reduce your rateNormally you can opt to pay additional points to lower the rate of your mortgage loan. Each point is 1 percent of the loan and is payable in cash at the time of closing. Click here to use our points calculator. This tool will help you decide if buying points is right for you.4 – Bring your paperworkAcquiring a mortgage loan requires a lot of paperwork, so you should take some time to get your documents together. Click here to preview normal questions you'll have to answer on a loan app. |
444 N Kings Grant Drive
Columbia, SC 29209
Kings Grant
Residential
MLS# 590665 / Active
Situated in the highly desirable neighborhood of Kings Grant, this beautiful home is conveniently located near several key amenities and attraction...
3922 Edmond Drive
Columbia, SC 29205
Rosewood
Residential
MLS# 590659 / Active
The beautiful lady who once lived here was a ballroom dancer. I can just see her in her flowing royal blue gown, adorned with sequins swirling and ...
Reduced -$15,000
2117 Mapleton Drive
Columbia, SC 29223
Travers Park
Residential
MLS# 590647 / Pending
The Bartow! This three bedroom, two and one-half bathroom home has an open concept layout. Luxury vinyl plank flooring runs throughout the common a...
401 Bostwick Ridge
Columbia, SC 29229
Woodlake
Residential
MLS# 590644 / Active
!!Price Improvement!! HOLIDAY EVENT OPEN HOUSE!!! SATURDAY 11/9/24 11am-1pm AND SUNDAY 11/10/24 1PM-3PM !!!MOTIVATED SELLER!!! BEAUTIFUL ALL BRICK ...
Reduced -$10,000
2119 Mapleton Drive
Columbia, SC 29223
Travers Park
Residential
MLS# 590643 / Pending
Welcome to this charming three bedroom, two and one half bathroom home with a versatile loft space! Featuring a bright, open living area, a modern ...
Reduced -$5,000
565 Heron Glen Drive
Columbia, SC 29229-8084
The Villages At Lakeshore
Residential
MLS# 590632 / Active
Just over 1500 square feet is waiting for you! Conveniently located for many shopping needs in Columbia this home is on a cul-de-sac road, allowing...
1045 Field Strip Road
Columbia, SC 29229
VICTORYWOODS VILLAGE
Residential
MLS# 590625 / Pending
Sometimes a well-designed floor plan can make a home feel more spacious without adding square feet. The Dorchester is the perfect example of a home...
Reduced -$7,000
208 Barony Place Drive
Columbia, SC 29229
The Summit - Barony Place
Residential
MLS# 590586 / Active
Indulge in contemporary luxury at 208 Barony Place Drive. This exquisite 4-bedroom, 2.5-bathroom haven boasts 2,728 square feet of sophisticated li...
Reduced -$10,000
96 Inway Drive
Columbia, SC 29223
Greensprings
Residential
MLS# 590582 / Active
Beautiful Well Maintained 3 Bedrooms and 2 Bathrooms Ranch home in a great location in the Columbia Northeast area. New Flooring, Freshly Painted, ...
Reduced -$25,000
1904 Grays Inn Road
Columbia, SC 29210
Carnaby Square
Residential
MLS# 590568 / Active
Nice 3 bedroom 2.5 baths brick townhouse located in Carnaby Square. Very spacious with formal dining room, formal living room, living room and priv...
Reduced -$9,500
34 Bluff Road
Columbia, SC 29201
Residential
MLS# 590560 / Active
Great opportunity this 3 bedrooms, 1 bath home has had renovations started. Situated between downtown and Olympia, just down the street from Rocky ...
2501 Windsor Road
Columbia, SC 29204
Forest Hills
Residential
MLS# 590545 / Active
Conveniently located just a few miles from downtown Columbia in the historic Forest Hills neighborhood is this rare, one level, newly renovated hom...
Reduced -$25,100
170 Cokesdale Road
Columbia, SC 29212
Coldstream
Residential
MLS# 590492 / Active
**SELLER IS OFFERING $3,000 IN CLOSING COSTS** Welcome home! Enjoy mid-century style with open concept modern living on a large private lot! This p...
Reduced -$10,000
728 Bitternut Road
Columbia, SC 29209
Hickory Ridge
Residential
MLS# 590483 / Active
Have you been searching for an investment property to add to your portfolio? Look no further. This 2 bedroom home is in a convenient location and i...
Reduced -$5,100
3129 Barnes Springs Road
Columbia, SC 29204
Forest Acres
Residential
MLS# 590473 / Active
Forest Acres! Stunning five bedroom, three bath brick tri-level residence situated on a .40 acre lot. The property boasts updated kitchens and bath...
708 Sorenson Drive
Columbia, SC 29229
Lake Carolina - Woodleigh Park
Residential
MLS# 590464 / Active
***Seller is willing to consider closing costs assistance. Loan Assumption may be available for qualified VA buyers at 2.875%, with down payment, a...
Reduced -$2,000
2405 Barhamvillie Road
Columbia, SC 29204
Barhamville
Residential
MLS# 590452 / Pending
Stunning California-Style Contemporary Home in the Barhamville Community.Experience modern luxury in the heart of Columbia with this proposed new c...
84 Mallet Hill Court
Columbia, SC 29223
Wildewood
Residential
MLS# 590447 / Active
Welcome home! Your family will love this quiet, contemporary home in Wildwood. You enter beneath a pair of 40 year old Crepe Myrtle trees. These sh...
Reduced -$10,000
7511 Highview Drive
Columbia, SC 29223-4877
Trenholm Acres
Residential
MLS# 590441 / Pending
Charming starter home! This all brick home is perfect for someone looking to give a little love. It wouldn't take much to bring this home back to i...
Reduced -$10,000
4736 Linden Street
Columbia, SC 29203
College View
Residential
MLS# 590429 / Pending
3 bedroom, 2 bath all-brick home in great location! Home is in need of some cosmetic TLC. Property being sold as-is, where-is.
11 Veterans Pointe Ln
Columbia, SC 29209
Veterans Point
Residential
MLS# 590422 / Active
Great opportunity to become the proud owner of your very own townhouse whether it be your first home, downsizing solution or investment. This well-...