Applying for Financing - Page 57
| Getting your mortgage is just one part of a real estate transaction. Exit Real Estate Consultants is seasoned at helping both new and experienced buyers alike in all areas of real estate. Call us today at 8033580888 if your needs include a professional REALTOR® ready for the business side of real estate. | |||
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Let Exit Real Estate Consultants assist you with applying for a home loan in Lexington.
Stressed out about applying for a mortgage? You don't have to be. I have close business relationships with a lot of lenders in Lexington, and they've helped me learn a few things that will make the loan application process uncomplicated.
1 – Compose a list of questions regarding your loan programBe sure to bring a list of questions with you if you find that you don't totally grasp the advantages and disadvantages of all the different programs. It can be a challenge to know the differences between both fixed and adjustable rate mortgages. I or one of my trusted lenders will be able to help you understand the advantages and disadvantages of each.2 – Determine when you want to lockWhen you lock in a rate, it denotes that the mortgage lender holds to the mortgage interest rates for the loan – commonly at the time the loan application is sent in. By floating the rate, you can lock the rate anytime between application and at the time of closing. Those who decide to float conclude the interest rates will decline in the near future. Click here to see the outlook for the next 90 days of interest rates.3 – Decide if you want to pay additional points to reduce your rateNormally you can opt to pay additional points to lower the rate of your mortgage loan. Each point is 1 percent of the loan and is payable in cash at the time of closing. Click here to use our points calculator. This tool will help you decide if buying points is right for you.4 – Bring your paperworkAcquiring a mortgage loan requires a lot of paperwork, so you should take some time to get your documents together. Click here to preview normal questions you'll have to answer on a loan app. |
525 Valmire Drive
Columbia, SC 29212
Whitehall Extension
Residential
MLS# 587715 / Pending
Welcome to this immaculate 3 bedroom, 2 and half bathroom brick home featuring real hardwood floors and a finished room on the lower level which ca...
Reduced -$8,500
397 White Gables Drive
Columbia, SC 29229
Legend Oaks
Residential
MLS# 587703 / Pending
**Priced below appraised value!** This charming ranch home is tucked away on a quiet cul-de-sac in Legend Oaks of Summit Ridge. It's also zoned for...
Reduced -$5,000
6406 Cloverdale Drive
Columbia, SC 29209
Yorkshire
Residential
MLS# 587699 / Pending Contngnt/inspect
Southern Charm w/ room to grow in this ALL Brick 2,400 sq. ft. colonial w/ 4 bedrooms & 2.5 baths. Situated on a quiet street in established ""York...
321 Nottingham Road
Columbia, SC 29210
Whitehall
Residential
MLS# 587697 / Pending
Amazing location! Home with great bones needs a little TLC to bring it back to life. Don't miss an amazing opportunity to create your own oasis in ...
11 Montreat Court
Columbia, SC 29209
Mountainbrook
Residential
MLS# 587651 / Active
One story, 3 bed, 2 bath ranch on large, flat lot! Located in a quiet cul-de-sac, this move in ready home is waiting on it's new family! Expansive ...
Reduced -$20,000
2815 N Beltine Boulevard
Columbia, SC 29204-3639
Residential
MLS# 587633 / Active
PRICE IMPROVEMENT! You will want to see this brick bungalow located in the Forest Acres neighborhood. Concrete 2-car pad makes it easy to turn arou...
Reduced -$7,100
3040 Forest Drive
Columbia, SC 29204
Forest Hills
Residential
MLS# 587605 / Pending
This is a renovated one story brick home that's in move-in condition with a very open contemporary split floor plan. There 3 bedrooms and 2 renovat...
Reduced -$2,600
7 Wheatstone
Columbia, SC 29229
The Summit - Stone Chapel
Residential
MLS# 587564 / Pending
Beautiful 4 bedroom 2.5 bath home (previously a model home) located in a desired Stone Chapel @ The Summit subdivision. This home is located on a l...
Reduced -$9,100
193 Rabon Springs Road
Columbia, SC 29223
Rabons Farm
Residential
MLS# 587528 / Active
Welcome to your dream home! This beautiful property welcomes you with an inviting neutral color palette that enhances the tranquility of its surrou...
Reduced -$2,000
109 Summit Ridge Circle
Columbia, SC 29229
The Summit - Abington
Residential
MLS# 587512 / Pending
New Price. Beautiful home with open floor plan. Great room with cathedral ceiling and gas log fireplace. Formal dining with French door could be an...
Reduced -$5,000
649 Ludlow Lane
Columbia, SC 29229
Ashcroft
Residential
MLS# 587441 / Pending
Ready now! Welcome to Ashcroft! Don't miss this charming and functional three-bedroom, two-and-one-half Julian floorplan. This open-concept home is...
Increase +$9,967
6313 Bishop Avenue
Columbia, SC 29203
Denny Terrace
Residential
MLS# 587421 / Active
Beautiful one level ranch under construction on large lot! This open living plan features 3 bedrooms/2 baths with a great split floor plan. Living ...
Reduced -$2,500
6736 Kaminer Drive
Columbia, SC 29205-0000
Kaminer Station
Residential
MLS# 587306 / Active
Well loved, all brick home in the family for years, beautifl refinished original hardwood on the first floor. Second floor loaded with the beauty o...
Reduced -$10,000
5303 Windy Run Drive
Columbia, SC 29212
Woodwinds
Residential
MLS# 587284 / Active
Motivated Seller! Beautiful 4-bedroom, 3-bathroom home showcasing an open concept floor plan enhanced by hardwood floors throughout. The spacious l...
Reduced -$3,000
1001 Hamilton Place Circle
Columbia, SC 29229
Ridgeview
Residential
MLS# 587279 / Pending
Charming home in the Communities of Ridgeview. Nestled on a spacious corner lot, this beautifully renovated home has all the right features to help...
104 Moolah Drive
Columbia, SC 29223
Windsor Lake
Residential
MLS# 587276 / Active
Generous 5.97 Acres with 2 Duplexes. LAND AND homes. 3 of 4 united rented PLUS plenty of room to add for additional income. Zoned Residential. No H...
Reduced -$2,000
4601 Grove Park Lane
Columbia, SC 29210
The Groves
Residential
MLS# 587269 / Active
Attention Investors!! Don't miss out on this END UNIT in desirable Grove Park! Needs work but the potential is great! You have views of the COMMON ...
436 Lewes Circle
Columbia, SC 29212-1022
Coatesworth
Residential
MLS# 587260 / Active
Nice brick home in a great location close to Irmo High School. Three bedroom, two bath home with a wonder screened porch overlooking fenced back ya...
Reduced -$10,000
115 Walden Court
Columbia, SC 29204-4044
Walden Court
Residential
MLS# 587222 / Pending Contngnt/inspect
Here you Go! If you have been looking to downsize to a two bedroom, two Full bathroom Brick Patio Home intown with an Office/Sunroom with a ceiling...
Reduced -$11,111
1028 Bryan Street
Columbia, SC 29201
Elmwood Park
Residential
MLS# 587209 / Pending
Welcome to a truly unique gem in the heart of Elmwood Park! This historic home, originally built in 1905, has been meticulously transformed from a ...
Reduced -$10,000
10 Royalgate Drive
Columbia, SC 29223
Residential
Welcome to your new townhouse! This charming 3 bedroom, 2.5 bath retreat has undergone a complete transformation, boasting contemporary upgrades an...
Reduced -$9,000