Applying for Financing - Page 58
| Getting your mortgage is just one part of a real estate transaction. Exit Real Estate Consultants is seasoned at helping both new and experienced buyers alike in all areas of real estate. Call us today at 8033580888 if your needs include a professional REALTOR® ready for the business side of real estate. | |||
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Let Exit Real Estate Consultants assist you with applying for a home loan in Lexington.
Stressed out about applying for a mortgage? You don't have to be. I have close business relationships with a lot of lenders in Lexington, and they've helped me learn a few things that will make the loan application process uncomplicated.
1 – Compose a list of questions regarding your loan programBe sure to bring a list of questions with you if you find that you don't totally grasp the advantages and disadvantages of all the different programs. It can be a challenge to know the differences between both fixed and adjustable rate mortgages. I or one of my trusted lenders will be able to help you understand the advantages and disadvantages of each.2 – Determine when you want to lockWhen you lock in a rate, it denotes that the mortgage lender holds to the mortgage interest rates for the loan – commonly at the time the loan application is sent in. By floating the rate, you can lock the rate anytime between application and at the time of closing. Those who decide to float conclude the interest rates will decline in the near future. Click here to see the outlook for the next 90 days of interest rates.3 – Decide if you want to pay additional points to reduce your rateNormally you can opt to pay additional points to lower the rate of your mortgage loan. Each point is 1 percent of the loan and is payable in cash at the time of closing. Click here to use our points calculator. This tool will help you decide if buying points is right for you.4 – Bring your paperworkAcquiring a mortgage loan requires a lot of paperwork, so you should take some time to get your documents together. Click here to preview normal questions you'll have to answer on a loan app. |
110 Bartlett Drive
Columbia, SC 29223
PERCIVAL VILLAGE
Residential
MLS# 587088 / Active
Take advantage of two great offers! The first being $3,500 towards closing costs & a move-in package including a brand new refrigerator, washer & d...
Reduced -$3,000
466 Edenhall Drive
Columbia, SC 29229
Lake Carolina - The Ponds
Residential
MLS# 587086 / Pending
The seller is offering $1500 towards closing cost. Once you view this beautiful 4 bedroom 2.5 bathroom home you will be ready to make an offer. Thi...
Reduced -$10,100
108 Bartlett Drive
Columbia, SC 29223
PERCIVAL VILLAGE
Residential
MLS# 587079 / Pending
Welcome to the Cliffside floor plan featuring three bedrooms, two and a half baths conveniently located close to interstates, shopping and dining. ...
23 Runelle Road
Columbia, SC 29229
Ashcroft
Residential
MLS# 587078 / Pending
Ready now! The two-story, Henderson plan is a beauty with stone columns on the front porch this home is located in a cul de sac with no one behind ...
Reduced -$18,536
27 Runelle Road
Columbia, SC 29229
Ashcroft
Residential
MLS# 587070 / Pending
Ready now! This two-car garage Underwood c has stone around the garage that accents this most sought after home plan. Corner lot in a cul de sac an...
Reduced -$23,651
619 King Street
Columbia, SC 29205
Hermitage
Residential
MLS# 587032 / Active
Welcome to The Hermitage! This move-in-ready first-floor unit is close to USC, Five Points, and downtown. It is conveniently located off devine str...
Reduced -$6,000
3711 Kaiser Avenue
Columbia, SC 29204
Residential
MLS# 586979 / Pending
Beautiful Brick 3-bedroom 2 bath home located in established Belvedere Community. Huge front and back yard. This home won't last long please visit ...
468 Marsh Pointe Drive
Columbia, SC 29229
Lake Carolina - Centennial Lakes
Residential
MLS# 586966 / Active
Welcome to 468 Marsh Pointe Drive! Nestled in the Centennial Lakes Subdivision of Lake Carolina, this two-story residence has 5 spacious bedrooms a...
229 Windsor Point Road
Columbia, SC 29223
Berkshire Place
Residential
MLS# 586899 / Active
Excellent opportunity for investors or anyone looking to purchase a fully furnished well-maintained home in a great location. This home features gr...
Reduced -$12,000
201 Wharton Lane
Columbia, SC 29229
Lake Carolina - Tennyson
Residential
MLS# 586894 / Pending
PRICE IMPROVEMENT - WAS $399,900 NOW ONLY $389,000 Welcome to your dream home nestled in the picturesque community of Lake Carolina! This stunning ...
Reduced -$10,900
2231 Lee Street
Columbia, SC 29205
Residential
MLS# 586881 / Active
Adorable 3 bedroom, 2 bath home in excellent Olde Shandon location!! The beautiful wrap around front porch greets you as you make your way to the w...
Reduced -$14,500
6553 Eastshore Road
Columbia, SC 29206
Forest Lake
Residential
MLS# 586802 / Active
Open concept kitchen, spacious primary suite with updated bath and soaking tub, office with built-in shelving and storage, basement with wet bar, s...
Reduced -$6,000
2901 Burney Drive
Columbia, SC 29205-3417
Shandon
Residential
MLS# 586775 / Pending
LOCATION, LOCATION! This will not last long! Located on a double corner lot with lots of trees. Fenced with lots of trees. Fenced. Hardwood floors ...
314 Laurel Springs Road
Columbia, SC 29206
Forest Lake Estates
Residential
MLS# 586671 / Active
Welcome to your luxurious retreat in Forest Acres, SC, where every detail has been meticulously crafted for comfort and elegance. Step inside this ...
Reduced -$20,000
224 Saint Andrews
Columbia, SC 29210
Whitehall
Residential
MLS# 586665 / Active
Hurry before school starts!!! Currently this is the only 5 bedroom, partially brick home under $300k in the Award winning Lexington/Richland county...
Reduced -$4,000
9 Westland Pine Court
Columbia, SC 29229
Lansdowne
Residential
MLS# 586599 / Active
Great house on a large fenced lot. Open floor plan allows the kitchen to open to the great room which has a vaulted ceiling. Owners suite also has ...
Reduced -$5,000
7 -6 3630 Ranch Road
Columbia, SC 29223
Wellesley Place
Residential
MLS# 586588 / Active
Great condo located close to interstate and minutes from downtown Columbia. 2 Bedrooms/2Baths, 2nd floor condo. Property sold As Is. Washer and Dry...
Reduced -$2,001
35 Lakecrest Drive
Columbia, SC 29206
Arcadia Lakes
Residential
MLS# 586580 / Active
300 Feet On Water! Priced to sell As-Is. 3000 sqft with 4 bedrooms and 3 baths. 1.26 Acres lot can be subdivided. See conceptual drawing in photos....
Reduced -$20,000
2915 Chestnut Street
Columbia, SC 29204
Edgewood
Residential
MLS# 586523 / Pending
Two homes for the price of one. This is an investors dream, two standalone homes on the same lot only minutes from downtown. Both homes have tenant...
1838 Cheltenham Lane
Columbia, SC 29223
Drexel Lake
Residential
MLS# 586493 / Active
Searching for a 1 story all brick ranch? This one checks the boxes!! This charming 4 bedroom 3 bath home has a ton of character. 3 of the bedrooms ...
Reduced -$5,000
1102 Beaufort Street
Columbia, SC 29201
Earlewood
Residential
MLS# 586491 / Active
Experience timeless charm in the heart of historical Earlewood neighborhood. Just minutes away from the Bull Street entertainment district, this lo...
Reduced -$8,000