Applying for Financing - Page 13
| Getting your mortgage is just one part of a real estate transaction. Exit Real Estate Consultants is seasoned at helping both new and experienced buyers alike in all areas of real estate. Call us today at 8033580888 if your needs include a professional REALTOR® ready for the business side of real estate. | |||
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Let Exit Real Estate Consultants assist you with applying for a home loan in Lexington.
Stressed out about applying for a mortgage? You don't have to be. I have close business relationships with a lot of lenders in Lexington, and they've helped me learn a few things that will make the loan application process uncomplicated.
1 – Compose a list of questions regarding your loan programBe sure to bring a list of questions with you if you find that you don't totally grasp the advantages and disadvantages of all the different programs. It can be a challenge to know the differences between both fixed and adjustable rate mortgages. I or one of my trusted lenders will be able to help you understand the advantages and disadvantages of each.2 – Determine when you want to lockWhen you lock in a rate, it denotes that the mortgage lender holds to the mortgage interest rates for the loan – commonly at the time the loan application is sent in. By floating the rate, you can lock the rate anytime between application and at the time of closing. Those who decide to float conclude the interest rates will decline in the near future. Click here to see the outlook for the next 90 days of interest rates.3 – Decide if you want to pay additional points to reduce your rateNormally you can opt to pay additional points to lower the rate of your mortgage loan. Each point is 1 percent of the loan and is payable in cash at the time of closing. Click here to use our points calculator. This tool will help you decide if buying points is right for you.4 – Bring your paperworkAcquiring a mortgage loan requires a lot of paperwork, so you should take some time to get your documents together. Click here to preview normal questions you'll have to answer on a loan app. |
205 Ashton Hill Drive
Columbia, SC 29229
Lake Carolina - Ashton Hill
Residential
MLS# 596155 / Pending 3rd Party Approv.
Stunning Cottage Style Patio Home Located In Sought After Neighborhood Of Ashton Hill @ Lake Carolina. Foyer Features Wainscoting Entrance With Har...
2075 Watermark Place
Columbia, SC 29210
Watermark
Residential
MLS# 596152 / Pending Contngnt/inspect
This beautifully renovated tri-level condo offers 3 bedrooms, 2.5 bathrooms, and plenty of space for comfortable living. Recent updates include new...
Reduced -$10,000
508 Bridgecreek Drive
Columbia, SC 29229
Woodlake
Residential
MLS# 596150 / Active
Charming 1.5 Level Living in Beautiful Woodlake Subdivision! Welcome to your dream home! This beautifully remodeled property is the perfect blend o...
2925 Moorland Drive
Columbia, SC 29223
Windsor Lake Park
Residential
MLS# 596144 / Active
10K YOUR WAY- $10,000 for buyers closing costs or price reduction! WOW! Nestled on a spacious corner lot with a fully fenced backyard and NO HOA, t...
Reduced -$5,500
2720 N Beltline Boulevard
Columbia, SC 29204-3519
Grove Park
Residential
MLS# 596138 / Active
This well maintained Brick one level Traditional Ranch style home has plenty of Rooms to Roam and it is situated on a huge corner 0.42 Acre lot in ...
492 Marsh Pointe Dr
Columbia, SC 29229
Lake Carolina - Centennial Lakes
Residential
MLS# 596133 / Pending Contngnt/inspect
Why this one, you may ask? Well let me tell you. This fabulous home has all you might need: guest room on main floor, HUGE sitting area in primary ...
813 N Highland Forest Drive
Columbia, SC 29203
Highland Forest
Residential
MLS# 596132 / Active
3 bedroom, 2 1/2 bath home on almost 1/2 acre lot. Open living, dining and kitchen areas. Hardwood floors. Unfinished room over side entry garage.
5109 Circle Drive
Columbia, SC 29206
Forest Acres
Residential
MLS# 596130 / Active
Single-story Forest Acres brick home with 3 beds, 2 baths, 2305 SF, and wonderful features inside and out. Situated on over half an acre with a siz...
2713 Glenwood Road
Columbia, SC 29204
Druid Hills
Residential
MLS# 596125 / Active
Nestled in a prime spot with unbeatable proximity to both Forest Acres and Fort Jackson, this stunningly remodeled home checks every box and more. ...
351 Heritage Hills Drive
Columbia, SC 29203
Heritage Hills
Residential
MLS# 596118 / Active
Welcome to your dream home! This beautiful 3-bedroom, 2-bath property offers an inviting open floor plan, perfect for entertaining. The spacious ma...
Reduced -$9,901
409 Woodlands Ridge Road
Columbia, SC 29229
Woodlands
Residential
MLS# 596102 / Pending Contngnt/inspect
Check out this lovely one story home with a split floor plan. It offers 1,682 SF of living space, 3 beds and 2 baths. The home is located on hole 1...
411 Turkey Point Circle
Columbia, SC 29223
Wildewood
Residential
MLS# 596100 / Pending
Beautiful, well maintained home in Turkey Point within the WildeWood golf community. Hardwood floors and high ceilings throughout the main level. P...
236 Sebring Drive
Columbia, SC 29212
Summerset
Residential
All brick, patio home in the sought-after community of Summerset. Open concept, neutral palette and 2 car garage. A foyer with laminate hardwoods w...
122 Kings Parish Court
Columbia, SC 29209
KINGS PARISH
Residential
MLS# 596090 / Active
Popular Mungo ""Evans"" plan built in 2023. This home offers 3 bedrooms plus bonus room, 2.5 bathrooms with the owner's suite on the main level. Th...
4 Wheat Grass Court
Columbia, SC 29223
Dove Park
Residential
MLS# 596089 / Pending Contngnt/inspect
Check out this lovely true 1 story home with 3 bedrooms and 2 full baths in the popular Dove Park Neighborhood. The owner completed many maintenanc...
220 Great North Road
Columbia, SC 29223
Spring Valley West
Residential
MLS# 596088 / Active
If youre looking for a move in ready home in a great school district that you may be able to gain equity with renovations, then you need to come ha...
3 Westland Pine Court
Columbia, SC 29229
Lansdowne
Residential
MLS# 596087 / Active
Welcome to your next home in the sought-after Lansdowne subdivision of Northeast Columbia! This charming 3-bedroom, 2-bathroom home, complete with ...
225 Baccharis Drive
Columbia, SC 29229
Vineyards Crossing
Residential
MLS# 596085 / Active
Check out this lovely traditional two-story home. Brick and vinyl construction, 2 car attached garage, wood privacy fenced in rear. Enter the front...
38 Westshire Court
Columbia, SC 29209
Hampton Leas
Residential
MLS# 596083 / Pending
Back on the market with new upgrades!! Price improvement! New roof , New Carpet, New kitchen floor! Welcome to this charming traditional single-fam...
510 Killington Court
Columbia, SC 29212
Sheffield
Residential
MLS# 596076 / Pending Contngnt/inspect
Welcome to Sheffield. This stunning home greets you with a grand entrance, circle driveway, THREE CAR GARAGE and almost 3300 ft. Home features 4 be...
819 Veterans Road
Columbia, SC 29209
Knollwood
Residential
MLS# 596075 / Pending 3rd Party Approv.
Wonderful updated home that is ready for its new family. Located behind the VA Hospital and close to Fort Jackson with easy access to I-77, this sp...