Applying for Financing - Page 14
| Getting your mortgage is just one part of a real estate transaction. Exit Real Estate Consultants is seasoned at helping both new and experienced buyers alike in all areas of real estate. Call us today at 8033580888 if your needs include a professional REALTOR® ready for the business side of real estate. | |||
 |
|||
 |
|||
Let Exit Real Estate Consultants assist you with applying for a home loan in Lexington.
Stressed out about applying for a mortgage? You don't have to be. I have close business relationships with a lot of lenders in Lexington, and they've helped me learn a few things that will make the loan application process uncomplicated.
1 – Compose a list of questions regarding your loan programBe sure to bring a list of questions with you if you find that you don't totally grasp the advantages and disadvantages of all the different programs. It can be a challenge to know the differences between both fixed and adjustable rate mortgages. I or one of my trusted lenders will be able to help you understand the advantages and disadvantages of each.2 – Determine when you want to lockWhen you lock in a rate, it denotes that the mortgage lender holds to the mortgage interest rates for the loan – commonly at the time the loan application is sent in. By floating the rate, you can lock the rate anytime between application and at the time of closing. Those who decide to float conclude the interest rates will decline in the near future. Click here to see the outlook for the next 90 days of interest rates.3 – Decide if you want to pay additional points to reduce your rateNormally you can opt to pay additional points to lower the rate of your mortgage loan. Each point is 1 percent of the loan and is payable in cash at the time of closing. Click here to use our points calculator. This tool will help you decide if buying points is right for you.4 – Bring your paperworkAcquiring a mortgage loan requires a lot of paperwork, so you should take some time to get your documents together. Click here to preview normal questions you'll have to answer on a loan app. |
202 Sandstone Court
Columbia, SC 29212
Avalon
Residential
MLS# 596073 / Pending Contngnt/inspect
Rare Find in Avalon: Meticulously Crafted and Cared for. 3 Bedrooms, 2.5 Bathrooms, 3,000 Sq Ft Custom Brick Home with Modern Elegance! Welcome to ...
78 Killian Station Court
Columbia, SC 29229
Killian Station
Residential
MLS# 596060 / Active
This beautifully updated home is conveniently located in the highly sought after Killian Station, located in the heart of Northeast Columbia. This ...
303 S Bonham Road
Columbia, SC 29205
Rosewood
Residential
MLS# 596057 / Active
Welcome to this charming 3-bedroom, 1-bath brick home in the heart of the Rosewood community! The inviting front porch welcomes you, leading into y...
5000 Baine Street
Columbia, SC 29203
Barony
Residential
MLS# 596050 / Active
Investment Opportunity Great for a seasoned or new fixer and flipper. Dont miss this charming brick home featuring 3 bedrooms and 1.5 bathrooms. Ha...
Reduced -$16,000
4110 Half Mast Loop
Columbia, SC 29229
VICTORYWOODS VILLAGE
Residential
MLS# 596040 / Active
Palm T Floorplan - Enjoy privacy of all bedrooms on 2nd level. Whirlpool stainless steel appliances in kitchen with gas stove cooking, dishwasher &...
1910 Nottingwood Drive
Columbia, SC 29210
Sherwood Park
Residential
MLS# 596024 / Active
Welcome to this charming 3-bedroom, 2-bath brick ranch home, brimming with potential! While the property requires some work, it presents an excelle...
8005 Exeter Lane
Columbia, SC 29223
Windsor Lake
Residential
MLS# 596023 / Active
Welcome to your new home! Well maintained and move-in ready home with 5 bedrooms/3.5 baths. This is a perfect family home with a master on main and...
4151 Sandwood Drive
Columbia, SC 29206
Sandwood
Residential
MLS# 596022 / Active
Welcome to 4151 Sandwood Drive, a charming 3-bedroom, 3-bathroom home located in the highly sought-after neighborhood with no HOA. Features a spaci...
906 Drake Grove Lane
Columbia, SC 29210
Harbison Grove
Residential
MLS# 596007 / Pending
Under construction. Ready in October. This gated community townhouse is the perfect location nestled between Harbison and Irmo. UNDER 200K! Minutes...
637 Green Widgeon Road
Columbia, SC 29210
Harbison Grove
Residential
MLS# 596006 / Pending
Under construction. Ready for Christmas! Private yard. This gated community townhouse is the perfect location nestled between Harbison and Irmo. UN...
635 Green Widgeon Road
Columbia, SC 29210
Harbison Grove
Residential
MLS# 596005 / Pending
Under construction. Ready for Christmas! Private yard. This gated community townhouse is the perfect location nestled between Harbison and Irmo. UN...
1260 Mosser Drive
Columbia, SC 29203
GRAND OAKS
Residential
MLS# 595999 / Pending
Welcome to the Robie at 1260 Mosser Drive in Grand Oaks! The Robie is a popular plan for a reason! It features a large kitchen, living, and dining ...
2307 Park Street
Columbia, SC 29201
Elmwood Park
Residential
MLS# 595998 / Active
Just in time for the holidays and nestled in the historic Elmwood Park district, right in the heart of downtown Columbia, South Carolina, this char...
Reduced -$6,500
1249 Mosser Drive
Columbia, SC 29203
GRAND OAKS
Residential
MLS# 595995 / Active
Welcome to 1249 Mosser Drive, a stunning new construction home in Grand Oaks. The Aisle plan features a completely open concept first floor, with p...
Reduced -$5,430
4608 Sheraton Road
Columbia, SC 29209
Residential
MLS# 595993 / Active
Charming Brick Home in Prime Columbia Location! Unlock the potential of this inviting 3-bedroom, 1-bathroom brick single-family home situated in a ...
809 Hidden Point Drive
Columbia, SC 29229
Lake Carolina-berkeley Landing
Residential
MLS# 595988 / Active
There is no other home like this on the market. Welcome to Lake Carolina. This established neighborhood full of amenities is perfect for you. If yo...
375 Canal Place Drive
Columbia, SC 29201
Canal Place
Residential
MLS# 595986 / Active
This charming two-story residence offers 1,850 square feet of elegant living space with 3 bedrooms and 2.5 baths. Welcome to your dream home! As yo...
240 Oleander Mill Drive
Columbia, SC 29229
Summit Hills
Residential
MLS# 595985 / Pending
Welcome to 240 Oleander Mill Drive! This beautifully maintained brick home, with 4 bedrooms on the main floor, is truly inviting. Thoughtfully upda...
109 Solomon Street
Columbia, SC 29203
Greenview
Residential
MLS# 595984 / Active
Dont miss this fantastic opportunity to enhance your rental portfolio with a charming 3BR/1BA brick bungalow, conveniently located just minutes fro...
2104 Lake Carolina Drive
Columbia, SC 29229
Lake Carolina - Centennial
Residential
MLS# 595979 / Active
If your are looking for a well maintained 2 story home in Lake Carolina. This may be the home for you. Schedule your showing to see this spacious o...
2000 High Street
Columbia, SC 29203
Colonial Heights
Residential
MLS# 595978 / Pending Contngnt/inspect
Nice, cozy, and cute 2 Bedroom, 1 Bathroom, All Brick Home Near Downtown, USC, Benedict College, Allen University, and Columbia College. Get to res...
Reduced -$3,000