Applying for Financing - Page 15
| Getting your mortgage is just one part of a real estate transaction. Exit Real Estate Consultants is seasoned at helping both new and experienced buyers alike in all areas of real estate. Call us today at 8033580888 if your needs include a professional REALTOR® ready for the business side of real estate. | |||
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Let Exit Real Estate Consultants assist you with applying for a home loan in Lexington.
Stressed out about applying for a mortgage? You don't have to be. I have close business relationships with a lot of lenders in Lexington, and they've helped me learn a few things that will make the loan application process uncomplicated.
1 – Compose a list of questions regarding your loan programBe sure to bring a list of questions with you if you find that you don't totally grasp the advantages and disadvantages of all the different programs. It can be a challenge to know the differences between both fixed and adjustable rate mortgages. I or one of my trusted lenders will be able to help you understand the advantages and disadvantages of each.2 – Determine when you want to lockWhen you lock in a rate, it denotes that the mortgage lender holds to the mortgage interest rates for the loan – commonly at the time the loan application is sent in. By floating the rate, you can lock the rate anytime between application and at the time of closing. Those who decide to float conclude the interest rates will decline in the near future. Click here to see the outlook for the next 90 days of interest rates.3 – Decide if you want to pay additional points to reduce your rateNormally you can opt to pay additional points to lower the rate of your mortgage loan. Each point is 1 percent of the loan and is payable in cash at the time of closing. Click here to use our points calculator. This tool will help you decide if buying points is right for you.4 – Bring your paperworkAcquiring a mortgage loan requires a lot of paperwork, so you should take some time to get your documents together. Click here to preview normal questions you'll have to answer on a loan app. |
109 Richcreek Road
Columbia, SC 29203
Byrneswood
Residential
MLS# 595971 / Active
Welcome to this spacious tri-level home, featuring 3 bedrooms and 2 full baths. Enjoy cozy evenings by the fireplace in the inviting living area. T...
253 Brookspring Road
Columbia, SC 29223
Spring Valley
Residential
MLS# 595969 / Active
Welcome to this stunning four bedroom ranch on a large private, park-like, fenced yard. The spacious eat-in kitchen has a cooktop island, an abunda...
Reduced -$6,500
410 Pitchling Drive
Columbia, SC 29223
Pavilion at Brighton
Residential
MLS# 595955 / Active
""Welcome Home"" WeLocated in a desirable area, this magnificent home offers the ideal combination of comfort, convenience, and value. The perfect ...
25 Townpark Circle
Columbia, SC 29201
Townpark At Bull Street
Residential
MLS# 595942 / Active
TownPark at BullStreet is Columbias coolest townhouse development located within the growing BullStreet District. The townhomes feature 9- and 10-f...
Reduced -$24,000
6631 Nursery Road
Columbia, SC 29212-2017
Coldstream
Residential
MLS# 595940 / Active
Welcome to your dream home in the highly sought-after Coldstream neighborhood! This charming residence boasts a spacious exterior with charming lan...
2851 Superior Street
Columbia, SC 29205
Rosewood
Residential
MLS# 595933 / Pending
Brick cottage in heart of Rosewood in easy walking distance to the Hanger and City Roots. Original hardwoods in all rooms except kitchen, bath, and...
3 Angus Road
Columbia, SC 29223
Brookstone
Residential
MLS# 595923 / Active
Move-in ready, 4 bed, 2 bath home located in the desirable neighborhood of Brookstone! Fresh paint with durable LVP flooring throughout! Primary su...
150 Southwell Road
Columbia, SC 29210
Whitehall
Residential
MLS# 595918 / Pending
This beautifully maintained home, situated on a desirable corner lot, offers two owners suitesone conveniently located on the main level and anothe...
308 Angus Drive
Columbia, SC 29223-7758
Brookstone
Residential
MLS# 595917 / Pending
308 Angus is located in Northeast Columbia in the Brookstone neighborhood. Zoned for Richland 2 Schools, including Westwood High School, this 3 bed...
2951 English Avenue
Columbia, SC 29204
Andrew Park
Residential
MLS# 595903 / Active
Located just minutes to downtown and Columbia College, this bungalow would be the perfect abode for a commuter, student, or a savvy investor! Insid...
212 Alton Place
Columbia, SC 29210
Whitehall
Residential
MLS# 595901 / Active
WELCOME HOME to this charming Cape Cod, located in the well-established Whitehall subdivision. This well-maintained home features 4 bedrooms, 3.5 b...
Reduced -$5,000
6 Tomotley Court
Columbia, SC 29209
Kings Grant
Residential
MLS# 595899 / Active
Welcome to your dream home! This stunning cul-de-sac residence features beautiful hardwood floors that flow seamlessly throughout, enhancing the el...
236 Broken Hill Road
Columbia, SC 29212
Challedon
Residential
MLS# 595893 / Pending
Are you looking for an updated home in the established Challedon neighborhood? This home could be for you! Charming brick ranch with open living la...
16 Valkyrie Circle
Columbia, SC 29229
Woodlands Ridge
Residential
MLS# 595883 / Active
Spacious, beautiful 3 bed, 2.5 bath home situated on a large lot in the desirable Woodlands neighborhood! Solid surface flooring throughout the ent...
4142 Half Mast Loop
Columbia, SC 29229
VICTORYWOODS VILLAGE
Residential
4103 Ridgewood Avenue
Columbia, SC 29203
Eau Claire
Residential
MLS# 595875 / Pending
Investment Opportunity in Eau Claire Neighborhood! Dont miss this charming brick home featuring 3 bedrooms and 1 bathroom, perfectly situated in th...
202 Pine Bluff Road
Columbia, SC 29229
Hidden Pines
Residential
MLS# 595869 / Pending
Spacious, 4 bed, 2.5 bath home conveniently located in Hidden Pines and close to all things NE Columbia! Large lot that backs to natural area. New ...
293 Knight Valley Circle
Columbia, SC 29209
Kingston Ridge
Residential
MLS# 595863 / Pending Contngnt/inspect
Welcome to this beautifully maintained property. As you enter, the neutral color paint scheme and fresh interior paint create a calm, inviting atmo...
1423 Idalia Drive
Columbia, SC 29206
Greenbriar
Residential
MLS# 595862 / Pending
All brick, 4BR/2BA on 1/2+ lot in popular Greenbriar subdivision. Great details throughout the house including hardwood floors, plantation shutters...
1601 York Drive
Columbia, SC 29204
Forest Hills
Residential
MLS# 595861 / Pending Contngnt/inspect
Adorable brick bungalow with curb appeal is move-in ready! Features hardwood floors, smooth ceilings, and neutral colors. Both formals, plus a livi...
2216 Manse Street
Columbia, SC 29203
Lincoln Park
Residential
MLS# 595859 / Pending
Have you been looking for a well maintained brick home in a great location? Welcome home to 2216 Manse Street. Enjoy a large fenced in back yard, N...