Applying for Financing - Page 16
| Getting your mortgage is just one part of a real estate transaction. Exit Real Estate Consultants is seasoned at helping both new and experienced buyers alike in all areas of real estate. Call us today at 8033580888 if your needs include a professional REALTOR® ready for the business side of real estate. | |||
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Let Exit Real Estate Consultants assist you with applying for a home loan in Lexington.
Stressed out about applying for a mortgage? You don't have to be. I have close business relationships with a lot of lenders in Lexington, and they've helped me learn a few things that will make the loan application process uncomplicated.
1 – Compose a list of questions regarding your loan programBe sure to bring a list of questions with you if you find that you don't totally grasp the advantages and disadvantages of all the different programs. It can be a challenge to know the differences between both fixed and adjustable rate mortgages. I or one of my trusted lenders will be able to help you understand the advantages and disadvantages of each.2 – Determine when you want to lockWhen you lock in a rate, it denotes that the mortgage lender holds to the mortgage interest rates for the loan – commonly at the time the loan application is sent in. By floating the rate, you can lock the rate anytime between application and at the time of closing. Those who decide to float conclude the interest rates will decline in the near future. Click here to see the outlook for the next 90 days of interest rates.3 – Decide if you want to pay additional points to reduce your rateNormally you can opt to pay additional points to lower the rate of your mortgage loan. Each point is 1 percent of the loan and is payable in cash at the time of closing. Click here to use our points calculator. This tool will help you decide if buying points is right for you.4 – Bring your paperworkAcquiring a mortgage loan requires a lot of paperwork, so you should take some time to get your documents together. Click here to preview normal questions you'll have to answer on a loan app. |
2224 Kenny Court
Columbia, SC 29204
Washington Heights
Residential
MLS# 595833 / Active
2224 Kenny Ct is a nicely renovated 3 bed 1 bath home near downtown Columbia. This home has refinished hardwood floors in the living area and bedro...
4320 Clairton Street
Columbia, SC 29203
Monticello Terrace
Residential
MLS# 595832 / Pending
4320 Clairton St is a cute 2 bed, 1.5 bath home that has been fully remodeled and ready for move in. The home sits on a large lot and offers a back...
402 Shortbow Court
Columbia, SC 29212
Archers Courts
Residential
MLS# 595822 / Pending Contngnt/inspect
Welcome home to this all brick, spacious home in cul-de-sac in Archers Courts! 4 BR, 2.1 Bath home features hardwood floors in formal living and di...
472 Westmoreland Road
Columbia, SC 29229
Brookhaven
Residential
MLS# 595816 / Active
The three-bedroom, two-and-a-half-bathroom house offers approximately one thousand six hundred eighteen square feet of living space. The property f...
Reduced -$3,100
227 Steeple Drive
Columbia, SC 29229
Steeplechase
Residential
MLS# 595815 / Pending Contngnt/inspect
Nestled in the heart of NE Columbia within picturesque Steeplechase, this charming all-brick, 1.5-story home is perfectly situated on a peaceful cu...
7805 Folly Court
Columbia, SC 29209-3013
Charlestowne
Residential
MLS# 595814 / Pending
This charming ranch style home has undergone almost a complete transformation with a multitude of updates: new HVAC system installed in 2024, new p...
233 Faversham Lane
Columbia, SC 29229
Lake Carolina- Canterbury Park
Residential
MLS# 595813 / Pending
Low maintenance living in the quiet Canterbury Park subdivision of Lake Carolina. Welcome to your NextHome! This all brick, one level, 3 bedroom an...
139 Angel Garden Way
Columbia, SC 29223
Angel Garden
Residential
MLS# 595809 / Active
139 Angel Garden Way, Columbia, SC 29223 - Well-maintained, newer 3-bedroom, 2.5-bath home in a gated community. This property offers a thoughtfull...
Reduced -$4,100
66 Heritage Village Lane
Columbia, SC 29212
Heritage Village
Residential
MLS# 595808 / Pending Contngnt/inspect
Conveniently located to interstate, shopping and medical facilities, this one story patio home is ready to move right in! Laminate flooring through...
2312 Locust Road
Columbia, SC 29223
Windsor Lake Park
Residential
MLS# 595801 / Active
WOW! This FULLY renovated ranch shines with 6 bedrooms, 2760 sqft and nearly half an acre with fenced backyard! This one is completely move in read...
Reduced -$10,000
1027 Belmont Green Road
Columbia, SC 29209
Bowden Village
Residential
MLS# 595797 / Active
Welcome to one of the last starter homes in Bowden Village at this price! Offering all the modern amenities you want in a new homefireplace, tankle...
100 Sugar Mill Road
Columbia, SC 29229
Cottonwood
Residential
MLS# 595795 / Active
OPEN HOUSE SATURDAY NOV 1ST. 12-2PM Welcome to 100 Sugar Mill Rd! This charming home is not one to miss! With beautiful hardwood floors throughout,...
204 Pebble Creek Road
Columbia, SC 29223
Wildewood
Residential
MLS# 595783 / Active
1 Year Home Warranty Included! Tennis Anyone? Welcome to this exceptional all brick home boasting 4200 sq ft of luxurious living space. Nestled ami...
416 Woodcrest Drive
Columbia, SC 29203-2449
Hollywood Hills
Residential
MLS# 595782 / Pending
Welcome to your dream home! This beautifully remodeled 3-bedroom, 2-bathroom residence is the perfect blend of modern comfort and classic charm. St...
160 Deer Lake Drive
Columbia, SC 29229
Deer Lake
Residential
MLS# 595772 / Active
Come take a look at this cute 3 bedroom 2.5 bath home! Great location close to Ft Jackson, I-77, I-20 and shopping!! All new paint, carpet and LVP...
Reduced -$2,000
7819 Caughman Road
Columbia, SC 29209
Charlestowne
Residential
MLS# 595764 / Active
Welcome to this one story brick home on over an acre lot in walking distance to the elementary school. This home has a spacious formal living room,...
212 Glen Knoll Drive
Columbia, SC 29229
The Summit - Glen Meadow
Residential
MLS# 595762 / Pending Contngnt/inspect
Welcome to this beautifully maintained 3-bedroom, 2 bathroom one-level home featuring vaulted ceilings and a stunning open floor plan. Step inside ...
3127 Keenan Drive
Columbia, SC 29201
Earlewood
Residential
MLS# 595739 / Pending Contngnt/inspect
Charming, newer craftsman style 3BR/2.5BA home with fantastic front porch! Nestled in the heart of Earlewood on a friendly street with unrivaled ch...
4209 Hileah Drive
Columbia, SC 29209
Bluff Estates
Residential
MLS# 595735 / Active
Welcome to this charming 4-bedroom, 1.5-bath ranch home, offering comfort and convenience. The tin roof provides low to no maintenance, giving you ...
Reduced -$5,000
35 Dovecreek
Columbia, SC 29229
The Summit - Stone Chapel
Residential
MLS# 595733 / Active
Welcome to 35 Dovecreek, a great find at this price! Featuring four bedrooms and two bathrooms, this home is ideal for those who need space to grow...
3435 Bumgardner Court
Columbia, SC 29204
Belvedere
Residential
Welcome home to this all brick home located on a quiet culdesac! This home is being sold fully furnished including refrigerator, washer and dryer! ...