Applying for Financing - Page 17
| Getting your mortgage is just one part of a real estate transaction. Exit Real Estate Consultants is seasoned at helping both new and experienced buyers alike in all areas of real estate. Call us today at 8033580888 if your needs include a professional REALTOR® ready for the business side of real estate. | |||
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Let Exit Real Estate Consultants assist you with applying for a home loan in Lexington.
Stressed out about applying for a mortgage? You don't have to be. I have close business relationships with a lot of lenders in Lexington, and they've helped me learn a few things that will make the loan application process uncomplicated.
1 – Compose a list of questions regarding your loan programBe sure to bring a list of questions with you if you find that you don't totally grasp the advantages and disadvantages of all the different programs. It can be a challenge to know the differences between both fixed and adjustable rate mortgages. I or one of my trusted lenders will be able to help you understand the advantages and disadvantages of each.2 – Determine when you want to lockWhen you lock in a rate, it denotes that the mortgage lender holds to the mortgage interest rates for the loan – commonly at the time the loan application is sent in. By floating the rate, you can lock the rate anytime between application and at the time of closing. Those who decide to float conclude the interest rates will decline in the near future. Click here to see the outlook for the next 90 days of interest rates.3 – Decide if you want to pay additional points to reduce your rateNormally you can opt to pay additional points to lower the rate of your mortgage loan. Each point is 1 percent of the loan and is payable in cash at the time of closing. Click here to use our points calculator. This tool will help you decide if buying points is right for you.4 – Bring your paperworkAcquiring a mortgage loan requires a lot of paperwork, so you should take some time to get your documents together. Click here to preview normal questions you'll have to answer on a loan app. |
119 Rodborough Road
Columbia, SC 29212
Coldstream
Residential
MLS# 595726 / Active
Welcome to your serene retreat atop a hill, reminiscent of a mountain escape, complete with long, meandering steps leading you to your dream home. ...
Reduced -$31,000
311 Long Ridge Drive
Columbia, SC 29229-7709
The Summit - Pine Brook
Residential
MLS# 595725 / Active
Welcome home to 311 Long Ridge Drive, tucked away in the highly desirable Pine Brook community within The Summit! From the moment you arrive in the...
Reduced -$500
1820 Saint Louis Avenue
Columbia, SC 29204
Residential
MLS# 595724 / Active
Welcome to this charming 4-bedroom, 2-bath split-level home, perfect for those seeking a move-in ready property. Featuring beautiful vinyl plank fl...
Reduced -$10,000
3817 Trenholm Road
Columbia, SC 29206
Heathwood
Residential
MLS# 595716 / Pending Contngnt/inspect
Your new home awaits you at 3817 Trenholm Road! Located in the heart of Columbia, this home is minutes from great shopping and restaurants on Fores...
2436 Windy Drive
Columbia, SC 29209
Starlite
Residential
MLS# 595708 / Active
Exceptional Investment Opportunity: Presenting this delightful brick ranch-style residence situated at 2436 Windy Drive. This property boasts three...
112 Faircrest Way
Columbia, SC 29229
The Summit - Laurel Springs
Residential
MLS# 595697 / Active
Welcome to this beautiful property, boasting a neutral color paint scheme and a cozy fireplace to set a warm and inviting ambiance. The kitchen is ...
1730 Springfield Avenue
Columbia, SC 29223
Woodfield Park
Residential
MLS# 595692 / Pending
Welcome to this cozy 3-bedroom, 1.5-bath brick home, perfectly located just minutes from Fort Jackson, major shopping centers, dining options, and ...
1516 McDuffie Avenue
Columbia, SC 29204
Hampton Place
Residential
MLS# 595684 / Active
House is currently a rooming house. There is an unfinished duplex in the back and a garage. Excellent opportunities for use of the property. Excell...
220 Bassett Loop
Columbia, SC 29229
Lake Carolina - Centennial
Residential
MLS# 595683 / Active
Discover this charming 4-bedroom, 2.5-bath home nestled in the award-winning Lake Carolina community! With character at every turn, this home boast...
Reduced -$10,000
2412 Bendemeer Drive
Columbia, SC 29209
Waterbury
Residential
MLS# 595676 / Pending
Great for an investor or handy home buyer looking to make something their own! Spacious layout ready for some love. 3 bedrooms including a large pr...
1100 Wheat Street
Columbia, SC 29201
Wilshire House
Residential
MLS# 595674 / Pending Contngnt/inspect
A truly stunning 1br/1ba condo at the Wilshire House is now on the market. Simply a gorgeous unit to call home or would make as the perfect rental,...
46 Beaver Dam Court
Columbia, SC 29223
Wildewood
Residential
MLS# 595673 / Active
Charming Home in Sought-After Wildewood: Welcome to 46 Beaver Dam Court, nestled in the desirable Wildewood subdivision of Northeast Columbia. This...
151 Branch Hill Lane
Columbia, SC 29223
The Commons
Residential
MLS# 595666 / Active
**Open house on Sunday, November 17th from 9 am to 11 am** Nestled in the peaceful, sought-after neighborhood of The Commons, this stunning Victori...
Reduced -$12,000
326 Eagle Feather Loop
Columbia, SC 29206
Eagle Park
Residential
MLS# 595661 / Active
Welcome Home to this gated community convenient to Forest Acres shopping (Trenholm Plaza, Trader Joes and much more), Downtown Columbia, Fort Jacks...
Reduced -$5,000
300 Amstar Road
Columbia, SC 29212
Sheffield
Residential
MLS# 595659 / Active
Welcome to Sheffield. *******$7500. APPLIANCE ALLOWANCE*******This gorgeous home features executive finishes, almost half an acre lot. The home has...
Reduced -$10,000
200 Austree Drive
Columbia, SC 29229
Lake Carolina - Woodcrest
Residential
MLS# 595657 / Pending
Welcome to 200 Austree Drive located in AWARD WINNING LAKE CAROLINA. This GORGEOUS, 4 bdrm 2.5 bath, home is located in the heart of Lake Carolina ...
3309 Capers Avenue
Columbia, SC 29205-3903
Rosewood
Residential
MLS# 595656 / Pending
Location is key and 3309 Capers has the perfect one!! Located in the heart Rosewood neighborhood this cozy 2 bedroom, 1 bath home has been recently...
514 Patio
Columbia, SC 29212
Lost Creek Patio Homes
Residential
MLS# 595654 / Pending
The one you have been looking for! Fabulous Location! All on One Level! All Brick Patio Home! New Flooring in Kitchen! Open Floor Plan Features Bui...
349 Peppercorn Lane
Columbia, SC 29223
Allans Mill
Residential
MLS# 595647 / Active
OPEN HOUSE THIS SATURDAY (11/16/2024) FROM 11 AM - 1PM. Welcome to your dream home! This beautifully appointed one story residence boasts generous ...
656 Stickley Road
Columbia, SC 29229
Spring Park
Residential
MLS# 595646 / Pending Contngnt/inspect
Dont pass up the opportunity to view this one-owner home! Location is key, and this property is tucked away near the back of a sought-after neighbo...
324 Shareditch Road
Columbia, SC 29210
Whitehall
Residential
MLS# 595638 / Pending
Heavenly Backyard!! Classic Whitehall brick ranch with pool!! Beautifully maintained home, with replacement windows throughout, new gas logs, sprin...