Applying for Financing - Page 18
| Getting your mortgage is just one part of a real estate transaction. Exit Real Estate Consultants is seasoned at helping both new and experienced buyers alike in all areas of real estate. Call us today at 8033580888 if your needs include a professional REALTOR® ready for the business side of real estate. | |||
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Let Exit Real Estate Consultants assist you with applying for a home loan in Lexington.
Stressed out about applying for a mortgage? You don't have to be. I have close business relationships with a lot of lenders in Lexington, and they've helped me learn a few things that will make the loan application process uncomplicated.
1 – Compose a list of questions regarding your loan programBe sure to bring a list of questions with you if you find that you don't totally grasp the advantages and disadvantages of all the different programs. It can be a challenge to know the differences between both fixed and adjustable rate mortgages. I or one of my trusted lenders will be able to help you understand the advantages and disadvantages of each.2 – Determine when you want to lockWhen you lock in a rate, it denotes that the mortgage lender holds to the mortgage interest rates for the loan – commonly at the time the loan application is sent in. By floating the rate, you can lock the rate anytime between application and at the time of closing. Those who decide to float conclude the interest rates will decline in the near future. Click here to see the outlook for the next 90 days of interest rates.3 – Decide if you want to pay additional points to reduce your rateNormally you can opt to pay additional points to lower the rate of your mortgage loan. Each point is 1 percent of the loan and is payable in cash at the time of closing. Click here to use our points calculator. This tool will help you decide if buying points is right for you.4 – Bring your paperworkAcquiring a mortgage loan requires a lot of paperwork, so you should take some time to get your documents together. Click here to preview normal questions you'll have to answer on a loan app. |
510 Hemphill Street
Columbia, SC 29205
Rosewood
Residential
MLS# 595634 / Active
Charming one story home featuring 3 bedrooms and 2 baths. Nice wood floors throughout. Porch and storage at the back. Great location.
1930 Long Shadow Lane
Columbia, SC 29223
Woodfield Park
Residential
MLS# 595631 / Active
Fantastic 3 bedroom 1.5 bath home that is currently being used as a rental in Woodfield Park. Current tenant is on a month to month lease. Tons of ...
904 Drake Grove Lane
Columbia, SC 29210
Harbison Grove
Residential
MLS# 595628 / Pending
Under construction. Ready in November. This gated community townhouse is the perfect location nestled between Harbison and Irmo. UNDER 200K! Minute...
902 Drake Grove Lane
Columbia, SC 29210
Harbison Grove
Residential
MLS# 595627 / Pending
Under construction. Ready in November. This gated community townhouse is the perfect location nestled between Harbison and Irmo. UNDER 200K! Minute...
4402 Fair Street
Columbia, SC 29203
Eau Claire
Residential
MLS# 595626 / Active
Solid brick home well located on quiet street in Eau Claire. Inside you will find hardwood floors, a spacious kitchen with tile floors and tiled co...
525 Smiths Market Road
Columbia, SC 29212
Coldstream
Residential
MLS# 595621 / Active
LOVELY, ALL BRICK HOME WITH OUTDOOR OASIS AND HUGE WORKSHOP, ZONED FOR AWARD-WINNING LEX/RICHLAND 5 SCHOOLS! This 3 bed/ 2.5 bath home is full of a...
1085 Shop Road
Columbia, SC 29201
Residential
MLS# 595619 / Active
The Gamecock Great. Located just a few blocks from Williams-Brice Stadium and The University Of South Carolina, this completely updated condo offer...
149 Garden Springs Road
Columbia, SC 29209
Garden Springs
Residential
MLS# 595617 / Active
An excellent and recently renovated 3 bed, 2.5 bath colonial home in the established neighborhood of Garden Springs with no HOA. Offering a $7,500 ...
1312 Old Manor Road
Columbia, SC 29210
Briargate
Residential
MLS# 595613 / Active
Briargate Condos is a gated community with a ton of amenities! This includes two pools, fitness center, a media center available to reserve. Conven...
1719 Hollywood Drive
Columbia, SC 29205
Hollywood / Rose Hill
Residential
MLS# 595611 / Pending
Welcome to this stunning brick home located in the prestigious Hollywood Rosehill neighborhood. This exquisite residence boasts four bedrooms and t...
307 Rockingham Road
Columbia, SC 29223
Clear Springs
Residential
MLS# 595601 / Active
This charming 3-bedroom, 1-bathroom home offers a perfect blend of comfort and convenience. With recent updates like a new water heater (2023), arc...
Reduced -$200
5003 Burke Avenue
Columbia, SC 29203
College Place
Residential
MLS# 595595 / Pending
This is a great investment opportunity with this 3 bedroom 1 bath home located minutes from downtown Columbia. Bring your contractor, as this home ...
2834 Blondell Circle
Columbia, SC 29204
Rochelle Heights
Residential
MLS# 595593 / Active
Tenant occupied 3 bedroom 1 bath rental property. There is a month to month lease in place at $725/month. Plenty of room to for a rent increase and...
1100 Skyland Drive
Columbia, SC 29210
Riverhill Condos
Residential
MLS# 595592 / Active
A must see brick Town home with screened in front porch! This very spacious 2 bedrooms 2 1/2 bath town home is located in a nice quiet neighborhood...
4114 Half Mast Loop
Columbia, SC 29229
VICTORYWOODS VILLAGE
Residential
MLS# 595591 / Active
Sterling F Plan - New construction - This home enjoys master bedroom on main with additional second bedroom main level as well. Third bedroom on 2n...
Reduced -$500
271 Woodwinds Drive
Columbia, SC 29212
Woodwinds
Residential
MLS# 595589 / Active
This charming home conveniently located in the Bush River Rd area is a must see! Cozy living area with fireplace, separate dining room, eat-in kitc...
3302 Colonial Drive
Columbia, SC 29203
Colonial Heights
Residential
MLS# 595588 / Active
This is an opportunity to own a leased rental property close to Prisma Health and downtown Columbia. The current rent amount is $775 with a increas...
3301 Magrath Street
Columbia, SC 29203
Colonial Heights
Residential
MLS# 595587 / Active
Great home walking distance to Prisma Health. This home has been used as an income producing rental in the past but would also make a great starter...
3008 English Avenue
Columbia, SC 29204
English Acres
Residential
MLS# 595584 / Active
Cute brick bungalow loaded with potential! You will love the large living space with brick fireplace, spacious kitchen, and the generously sized be...
3630 Ranch Road
Columbia, SC 29206
Wellesley Place
Residential
MLS# 595582 / Active
Welcome to your new home! This 2-bedroom, 2-bath condo offers a quiet retreat. The spacious eat-in kitchen features tile flooring and ample counter...
1304 Mount Vernon Street
Columbia, SC 29203
Residential
MLS# 595581 / Pending
Charming 4 bedroom 2 bath all brick fixer upper located close to Prisma Health, Columbia College, and just minutes from downtown Columbia. The base...