Applying for Financing - Page 19
| Getting your mortgage is just one part of a real estate transaction. Exit Real Estate Consultants is seasoned at helping both new and experienced buyers alike in all areas of real estate. Call us today at 8033580888 if your needs include a professional REALTOR® ready for the business side of real estate. | |||
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Let Exit Real Estate Consultants assist you with applying for a home loan in Lexington.
Stressed out about applying for a mortgage? You don't have to be. I have close business relationships with a lot of lenders in Lexington, and they've helped me learn a few things that will make the loan application process uncomplicated.
1 – Compose a list of questions regarding your loan programBe sure to bring a list of questions with you if you find that you don't totally grasp the advantages and disadvantages of all the different programs. It can be a challenge to know the differences between both fixed and adjustable rate mortgages. I or one of my trusted lenders will be able to help you understand the advantages and disadvantages of each.2 – Determine when you want to lockWhen you lock in a rate, it denotes that the mortgage lender holds to the mortgage interest rates for the loan – commonly at the time the loan application is sent in. By floating the rate, you can lock the rate anytime between application and at the time of closing. Those who decide to float conclude the interest rates will decline in the near future. Click here to see the outlook for the next 90 days of interest rates.3 – Decide if you want to pay additional points to reduce your rateNormally you can opt to pay additional points to lower the rate of your mortgage loan. Each point is 1 percent of the loan and is payable in cash at the time of closing. Click here to use our points calculator. This tool will help you decide if buying points is right for you.4 – Bring your paperworkAcquiring a mortgage loan requires a lot of paperwork, so you should take some time to get your documents together. Click here to preview normal questions you'll have to answer on a loan app. |
195 Jasmine Place Drive
Columbia, SC 29203
Jasmine Place
Residential
MLS# 595574 / Active
Welcome to this charming property, where comfort meets convenience. The home features a neutral color scheme that enhances its appeal and complemen...
Reduced -$3,000
108 Mallard Landing Way
Columbia, SC 29209
Mallard Landing
Residential
MLS# 595556 / Active
Built in 2001, this low-maintenance home in southeast Richland County is located in Mallard Landing, a gated community located 3 - 4 miles from For...
19 Old Pond Way
Columbia, SC 29212
Cedar Grove
Residential
MLS# 595551 / Active
Beautiful true 4 BR PLUS a large FROG that includes a full bath which could be 5th BR! Nestled on a cul-de-sac with park like, private, fenced, bac...
948 Laurie Lane
Columbia, SC 29205
Rosewood
Residential
MLS# 595550 / Active
Welcome to 948 Laurie Lane! This adorable Rosewood bungalow offers 3 bedrooms and 2 full baths! Recent updates include new LVP flooring, new carpet...
Reduced -$13,900
4512 Colonial Drive
Columbia, SC 29203
College View
Residential
MLS# 595539 / Active
Charming Craftsman Bungalow with Great Location! This delightful 3-bedroom home features an additional bonus room perfect for a home office, playro...
300 Kendrick Road
Columbia, SC 29229-8219
Southwood
Residential
MLS# 595534 / Pending
Location, Location, Location in Northeast Columbia. Convenient to Clemson and Hardscrabble roads. Great home for 1st time homebuyers. HVAC a few ye...
8217 Spring Flower Road
Columbia, SC 29223
Springwood Lakes
Residential
MLS# 595524 / Active
Beautiful all brick 3BR/2BA ranch home in an established community. Enter the foyer to see the formal living room and dining room at the left. The ...
1337 Young Drive
Columbia, SC 29210
St Andrews Place
Residential
MLS# 595518 / Pending
2 bedroom, 1 bath home on just under half acre lot. Fenced back yard. Front porch.
119 Ashewood Lake Drive
Columbia, SC 29209
Ashewood Lake
Residential
MLS# 595517 / Active
Welcome to this beautiful ranch-style home located in Ashewood Lake Subdivision at 119 Ashewood Lake Dr. This home features three bedrooms and two ...
208 Hampton Trace Lane
Columbia, SC 29209
Hampton Trace
Residential
MLS# 595508 / Pending
Beautiful hardiplank home with expansive front porch on large lot invites you to relax. Step inside to hardwood floors that flow throughout the mai...
2105 Long Trail Drive
Columbia, SC 29061
Residential
MLS# 595506 / Active
This well maintained brick home sits on a beautiful 1.6 acre lot and is move in ready! It has 3 bedrooms and one and a half baths. Third bedroom co...
431 Hester Green Court
Columbia, SC 29223-7889
Hester Woods
Residential
MLS# 595503 / Active
Welcome home to this cozy 3bdr/2ba ranch home nestled in NE Columbia in a nice and quiet cul- de-sac. Spacious backyard with fence. Well maintained...
6905 Cleaton Road
Columbia, SC 29206-2358
Point Arcadia
Residential
MLS# 595499 / Active
This recently renovated home is in immaculate condition and is move-in ready for the next owner. This awesome three bedroom three bath unit with ov...
Reduced -$10,000
4207 Trenholm Road
Columbia, SC 29206
Kilbourne Heights
Residential
MLS# 595491 / Active
The Advantages of a Short Commute! This captivating Columbia home offers plenty to love, inside and out. The inviting back porch, sunroom, and styl...
Reduced -$10,000
7 Red Berry Court
Columbia, SC 29229
Holly Ridge
Residential
MLS# 595486 / Active
Welcome to Holly Ridge! This stunning 4-bedroom brick home is nestled in a quiet cul-de-sac, offering privacy and charm. With an in ground POOL!! S...
5217 Holmes Avenue
Columbia, SC 29203-6074
College View
Residential
MLS# 595485 / Active
All brick mid century ranch home in cute College Place neighborhood. Hardwood floors throughout. Fresh paint throughout as well. Open Livingroom an...
104 Woodlands Village Drive
Columbia, SC 29229
Woodlands Village
Residential
MLS# 595480 / Active
If you're looking for a cozy home, with a full-sized back yard that is also located in the heart of Northeast Columbia - central to local shops, ea...
Reduced -$10,000
2002 Elm Abode Ter
Columbia, SC 29210
Elm Abode
Residential
MLS# 595477 / Active
Nice and cozy home located just minutes from downtown Columbia and several major shopping districts. Hardwood flooring is located throughout this h...
2267 Rolling Hills Road
Columbia, SC 29210-6137
Residential
MLS# 595474 / Active
Welcome to this beautifully renovated 3-bedroom, 2-bath house, located in a quiet and mature neighborhood. The interior features a total renovation...
1 Forest Trace Way
Columbia, SC 29204
Forest Trace
Residential
MLS# 595463 / Active
Darling Charleston-Style Home in the Desirable Forest Trace Neighborhood. This well-maintained home welcomes you with its double piazzas, large ced...
1709 Dairy Street
Columbia, SC 29203
Harlem Heights Ext.
Residential
MLS# 595458 / Pending
Welcome to 1709 Dairy Street! Check out this Exquisite New Construction Ranch style home, that not only offers curb appeal but low maintenance! Thi...