Applying for Financing - Page 20
| Getting your mortgage is just one part of a real estate transaction. Exit Real Estate Consultants is seasoned at helping both new and experienced buyers alike in all areas of real estate. Call us today at 8033580888 if your needs include a professional REALTOR® ready for the business side of real estate. | |||
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Let Exit Real Estate Consultants assist you with applying for a home loan in Lexington.
Stressed out about applying for a mortgage? You don't have to be. I have close business relationships with a lot of lenders in Lexington, and they've helped me learn a few things that will make the loan application process uncomplicated.
1 – Compose a list of questions regarding your loan programBe sure to bring a list of questions with you if you find that you don't totally grasp the advantages and disadvantages of all the different programs. It can be a challenge to know the differences between both fixed and adjustable rate mortgages. I or one of my trusted lenders will be able to help you understand the advantages and disadvantages of each.2 – Determine when you want to lockWhen you lock in a rate, it denotes that the mortgage lender holds to the mortgage interest rates for the loan – commonly at the time the loan application is sent in. By floating the rate, you can lock the rate anytime between application and at the time of closing. Those who decide to float conclude the interest rates will decline in the near future. Click here to see the outlook for the next 90 days of interest rates.3 – Decide if you want to pay additional points to reduce your rateNormally you can opt to pay additional points to lower the rate of your mortgage loan. Each point is 1 percent of the loan and is payable in cash at the time of closing. Click here to use our points calculator. This tool will help you decide if buying points is right for you.4 – Bring your paperworkAcquiring a mortgage loan requires a lot of paperwork, so you should take some time to get your documents together. Click here to preview normal questions you'll have to answer on a loan app. |
6731 Formosa Drive
Columbia, SC 29206
Trenholm Hills
Residential
MLS# 595454 / Active
Welcome to your next dream home! This property boasts a new roof and fresh interior paint in a soothing neutral color scheme. The living room featu...
208 Stockport Road
Columbia, SC 29229
Winslow
Residential
MLS# 595448 / Pending
NEW TO THE MARKET, DON'T PROCRASTINATE AND LET IT GET AWAY! Partial brick 3-bedroom, 2-bathroom home with open floor plan, located in a cul-de-sac....
3430 Rosewood Drive
Columbia, SC 29205-3447
Rosewood
Residential
MLS# 595439 / Active
Rosewood is a sought after, popular and desirable neighborhood!!! The opportunities are endless in this area. It is conveniently located close to r...
4339 Palmetto Avenue
Columbia, SC 29203
Wilds Acres
Residential
MLS# 595437 / Pending
One Level home close to down town, Columbia College and Lutheran Seminary. This home features 3 Bed Rooms,Two Baths and a recreation room used as a...
4600 Fort Jackson Boulevard
Columbia, SC 29209
Hampton Hills
Residential
MLS# 595436 / Active
This 2 bedrooms, 1 bath condo with the living room, dining room and kitchen on main floor all bedrooms and bath on the second floor which boost har...
132 Deer Hound Trail
Columbia, SC 29223
Foxcroft
Residential
MLS# 595432 / Active
Affordable housing in the Northeast with easy access to Fort Jackson, Sandhills and interstates 20 and 77. Two bedrooms and two full baths. LED lig...
414 Hillcrest Avenue
Columbia, SC 29203
Residential
MLS# 595428 / Active
BEAUTIFUL FLOORS, SMOOTH CEILINGS, LARGE NARROW BACK YARD, SIDE PORCH AND BACK SCREENED PORCH NEEDS WORK. BEING SOLD AS IS
Increase +$29,900
11 Red Cedar Drive
Columbia, SC 29229
Ridgecrest At The Summit
Residential
MLS# 595423 / Active
When I tour this great Brick-Front traditional-style home in Ridgecrest at the Summit, warm and inviting come to mind. So much to do and so close t...
263 Pineneedle Road
Columbia, SC 29203
Clairview Terrace
Residential
MLS# 595410 / Active
Welcome to a beautifully renovated 2-bedroom, 1.5-bath home, perfect for both investors and first-time homebuyers. This move-in-ready property offe...
Reduced -$4,000
3911 Kilbourne Road
Columbia, SC 29205
Heathwood
Residential
MLS# 595404 / Active
Welcome home to your 2.32 acre Heathwood estate. The stately home features 10-foot ceilings, 4 fireplaces, extensive moldings, gracious rooms, and ...
2702 Glenwood Road
Columbia, SC 29204
Druid Hills
Residential
MLS# 595397 / Active
Discover this charming bungalow that perfectly combines modern updates with a cozy atmosphere! Upon entering, the spacious living room is filled wi...
305 Sterling Cove Road
Columbia, SC 29229
Villages At Lakeshore
Residential
MLS# 595394 / Pending
Beautiful, well maintained 4 bedroom, 2 1/2 bathroom home on a quite cul-de-sac. The spacious primary suite has a tray ceiling, large walk-in close...
204 Doulton Way
Columbia, SC 29212-0929
Brittany II
Residential
MLS# 595391 / Pending 3rd Party Approv.
Discover this all brick, hidden gem tucked away in a small, conveniently located neighborhood. At first glance, you notice the beautiful landscapin...
10 Parliament Lake Court
Columbia, SC 29223-1971
Parliament Lakes
Residential
MLS# 595386 / Active
ASK LISTING AGENT ABOUT SPECIAL! Location and move-in ready! This one story home is conveniently located in Northeast Columbia just minutes from sh...
3207 Lincoln Street
Columbia, SC 29201
Earlewood
Residential
MLS# 595385 / Active
Awesome rental potential because of garage apartment! Great historic home in Earlewood with hardwood floors throughout! Huge front porch! Gas firep...
1320 Brennen Road
Columbia, SC 29206
Brennen Place
Residential
MLS# 595380 / Pending Contngnt/inspect
Back on the market at no fault of Sellers. Talk about a great high-end townhome in a fantastic location! This all brick home is located in the hear...
1273 Mosser Drive
Columbia, SC 29203
GRAND OAKS
Residential
MLS# 595376 / Active
Welcome to the Downing in Grand Oaks at 1273 Mosser Dr! This home features a functional open concept floorplan. There are 3 bedrooms and 2 bathroom...
Reduced -$5,770
1526 Deans Lane
Columbia, SC 29205
Heathwood
Residential
MLS# 595374 / Pending
Heathwood! Elegant one-story brick home on over half acre offers a gorgeous pool and beautiful lawn space. Two well-designed driveways, an automati...
115 Brassie Court
Columbia, SC 29229
Woodlands
Residential
MLS# 595370 / Pending
I can see for Miles and Miles. Sweeping long golf courses views from dawn to dusk of the 11th green and 12th Tee at the Woodlands Country Club. Lep...
32 Polo Ridge Circle
Columbia, SC 29223
Polo Ridge
Residential
MLS# 595363 / Pending
Stunning all brick garden home located in Polo Ridge, a small Garden home community that is highly desirable. LVP flooring throughout the main livi...
3402 Rosewood Drive
Columbia, SC 29205
Rosewood
Residential
MLS# 595360 / Active
Welcome to 3402 Rosewood Drive! This classic Rosewood home is great for use as an investment property or place to call home! Located in the heart o...