Applying for Financing - Page 21
| Getting your mortgage is just one part of a real estate transaction. Exit Real Estate Consultants is seasoned at helping both new and experienced buyers alike in all areas of real estate. Call us today at 8033580888 if your needs include a professional REALTOR® ready for the business side of real estate. | |||
 |
|||
 |
|||
Let Exit Real Estate Consultants assist you with applying for a home loan in Lexington.
Stressed out about applying for a mortgage? You don't have to be. I have close business relationships with a lot of lenders in Lexington, and they've helped me learn a few things that will make the loan application process uncomplicated.
1 – Compose a list of questions regarding your loan programBe sure to bring a list of questions with you if you find that you don't totally grasp the advantages and disadvantages of all the different programs. It can be a challenge to know the differences between both fixed and adjustable rate mortgages. I or one of my trusted lenders will be able to help you understand the advantages and disadvantages of each.2 – Determine when you want to lockWhen you lock in a rate, it denotes that the mortgage lender holds to the mortgage interest rates for the loan – commonly at the time the loan application is sent in. By floating the rate, you can lock the rate anytime between application and at the time of closing. Those who decide to float conclude the interest rates will decline in the near future. Click here to see the outlook for the next 90 days of interest rates.3 – Decide if you want to pay additional points to reduce your rateNormally you can opt to pay additional points to lower the rate of your mortgage loan. Each point is 1 percent of the loan and is payable in cash at the time of closing. Click here to use our points calculator. This tool will help you decide if buying points is right for you.4 – Bring your paperworkAcquiring a mortgage loan requires a lot of paperwork, so you should take some time to get your documents together. Click here to preview normal questions you'll have to answer on a loan app. |
13 Woodlands Ridge Court
Columbia, SC 29229
Woodlands Ridge
Residential
MLS# 595348 / Active
Beautiful home with a private backyard in Columbia! Beautiful hardwood floors that flow throughout the main living areas downstairs. The large livi...
Reduced -$5,000
117 Holborn Court
Columbia, SC 29210
Whitehall
Residential
MLS# 595345 / Active
Calling on all investor. This property located in the desirable neighborhood of Whitehall offers a great opportunity for a fix and flip. This 4 bed...
7232 Mountainbrook Drive
Columbia, SC 29209
Mountainbrook
Residential
MLS# 595344 / Active
Welcome to your newly renovated oasis! This stunning 4-bedroom, 2.5 bathroom home has been thoughtfully updated from top to bottom, offering the pe...
Reduced -$99
1102 Fiske Street
Columbia, SC 29203-4740
Belmont
Residential
MLS# 595343 / Active
Well Well Well are you looking for an Investment Property or either your first home then this Craftsman style Wooden Bungalow home has many many re...
Reduced -$10,000
202 Elders Pond Circle
Columbia, SC 29229-7713
Elders Pond
Residential
MLS# 595337 / Active
Charming patio home in excellent condition featuring new flooring. The home has been freshly pressure washed, enhancing its curb appeal. Convenient...
402 Blue Robin Lane
Columbia, SC 29210
Sidney Walk
Residential
MLS# 595330 / Pending
Truly move-in ready with a convenient location and plenty of room! 5 bedrooms and 3 full bathrooms in this 2600 sqft home. This home is situated on...
128 Marbun Road
Columbia, SC 29223
Springfield Acres
Residential
MLS# 595328 / Pending
Fantastic opportunity! Cozy three bedroom, one full and one half bath home that has been newly renovated. The renovations included all new windows,...
3471 Northshore Road
Columbia, SC 29206
Rockbridge
Residential
MLS# 595314 / Active
Recent major interior updating by Home Stretch make this home ""move-in ready""! Custom built, this home has had only one owner. Ideal for a large ...
241 Timber Court
Columbia, SC 29210
St Andrews Woods
Residential
MLS# 595308 / Active
HOMEOWNERSHIP OPPORTUNITY for just $105,000!! Recently renovated like NEW 2BR/2BA 1407sf home with quick access to I-26, shopping and restaurants c...
1806 Gamewell Drive
Columbia, SC 29206
Forest Acres
Residential
MLS# 595306 / Active
This single-story, 4 bedroom home in Forest Acres has just been painted and is in great shape. There's a little surprise in the side yard that you ...
165 Wood Court
Columbia, SC 29210
St Andrews Woods
Residential
MLS# 595304 / Active
HOMEOWNERSHIP OPPORTUNITY for just $110,000!! Recently renovated like NEW 3BR/3BA 1400sf home with quick access to I-26, shopping and restaurants c...
109 Pine Mast Court
Columbia, SC 29209
East Lake
Residential
MLS# 595303 / Active
Welcome to this elegant home that is sure to impress. The interior features a tasteful neutral color scheme that creates a calming ambiance. The ki...
303 N Woodlake Drive
Columbia, SC 29229
Woodlake
Residential
MLS# 595301 / Active
The all brick custom home in Woodlake features 117 feet with panoramic views on the large subdivision lake. The home has great outdoor living with ...
307 Basinghouse Road
Columbia, SC 29212
Coatesworth
Residential
MLS# 595295 / Pending
Welcome to this charming three-bedroom, two-bathroom home nestled in a serene wooded neighborhood. With its classic character and inviting atmosphe...
820 Brandon Avenue
Columbia, SC 29209
Cedar Terrace
Residential
MLS# 595294 / Pending
A beautifully renovated house five points from the Vista and minutes from the stadium. Conveniently located near Target and the VA hospital off Gar...
402 Arbor Drive
Columbia, SC 29206
Forest Lake Estates
Residential
MLS# 595293 / Active
Need space for extended family? Perhaps a mortgage-offsetting rental suite? This ultra-charming all-brick 2666 SF 4 BR/3 BA PLUS media room PLUS ch...
1456 Mangum Street
Columbia, SC 29210
Huffman Heights
Residential
MLS# 595288 / Active
This Charming all Brick home is situated on almost 1/2-acre lot with that classic front porch that overlooks the beautifully well-maintained front ...
304 Curvewood Road
Columbia, SC 29229
Gatewood
Residential
MLS# 595274 / Active
Located in the Gatewood neighborhood, 304 Curvewood Road offers 3 bedrooms and 2.5 bathrooms. The first floor features LVP flooring throughout. The...
Reduced -$900
2704 School House Road
Columbia, SC 29204
Residential
MLS# 595271 / Active
Absolutely stunning renovated home in Richland County! Walk onto your covered front porch, great for sitting and enjoying all seasons. New roof, ne...
5935 Marthas Glen Road
Columbia, SC 29209
Hampton Ridge
Residential
MLS# 595266 / Active
Welcome to this stunning all-brick home, set on a generous half-acre lot in the esteemed Hampton Ridge neighborhood. This property features 5 bedro...
Reduced -$100,000
133 Sheath Drive
Columbia, SC 29012-9999
Quail Valley
Residential
MLS# 595265 / Active
Welcome to 133 Sheath Dr. located in the sought after neighborhood of Quail Valley, This cozy 4 bed /2.5 bath home is ready for you to call it home...
Reduced -$1,100