Applying for Financing - Page 22
| Getting your mortgage is just one part of a real estate transaction. Exit Real Estate Consultants is seasoned at helping both new and experienced buyers alike in all areas of real estate. Call us today at 8033580888 if your needs include a professional REALTOR® ready for the business side of real estate. | |||
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Let Exit Real Estate Consultants assist you with applying for a home loan in Lexington.
Stressed out about applying for a mortgage? You don't have to be. I have close business relationships with a lot of lenders in Lexington, and they've helped me learn a few things that will make the loan application process uncomplicated.
1 – Compose a list of questions regarding your loan programBe sure to bring a list of questions with you if you find that you don't totally grasp the advantages and disadvantages of all the different programs. It can be a challenge to know the differences between both fixed and adjustable rate mortgages. I or one of my trusted lenders will be able to help you understand the advantages and disadvantages of each.2 – Determine when you want to lockWhen you lock in a rate, it denotes that the mortgage lender holds to the mortgage interest rates for the loan – commonly at the time the loan application is sent in. By floating the rate, you can lock the rate anytime between application and at the time of closing. Those who decide to float conclude the interest rates will decline in the near future. Click here to see the outlook for the next 90 days of interest rates.3 – Decide if you want to pay additional points to reduce your rateNormally you can opt to pay additional points to lower the rate of your mortgage loan. Each point is 1 percent of the loan and is payable in cash at the time of closing. Click here to use our points calculator. This tool will help you decide if buying points is right for you.4 – Bring your paperworkAcquiring a mortgage loan requires a lot of paperwork, so you should take some time to get your documents together. Click here to preview normal questions you'll have to answer on a loan app. |
101 Angel Garden Way
Columbia, SC 29223-7788
Angel Garden
Residential
MLS# 595243 / Pending Contngnt/inspect
Come check out this fantastic home, in a small gated community. It's been completely rennovated with new floors, carpet, and a fresh paint througho...
Reduced -$7,000
416 Pineneedle Road
Columbia, SC 29203
Monticello Terrace
Residential
MLS# 595240 / Active
Cute looking home located on a shaded lot just minutes from downtown. New roof, paint, fixtures, appliances, refinished hardwoods, etc. A spacious ...
1039 Matchingham Drive
Columbia, SC 29223
Travers Park
Residential
MLS# 595237 / Active
Welcome to your dream home! This practically NEW two-story has up-grades! Stunning residence is situated on a spacious corner lot, fully fenced for...
Reduced -$300
604 Hinton Street
Columbia, SC 29203
Residential
MLS# 595235 / Pending
Great investment opportunity in Columbia, great for rental portfolio, Or first time home buyers, good shape 3BR 2 BTH, New interior paint, clean pr...
228 Baysdale Drive
Columbia, SC 29229
Lake Carolina - Woodleigh Pointe
Residential
MLS# 595229 / Active
Style and Craftmanship punctuate a wonderfully laid out home. A welcoming front porch frames a grand entry inviting you in to a soaring two story f...
Reduced -$10,000
464 Annondale Road
Columbia, SC 29212
Avalon
Residential
MLS# 595226 / Pending
Location and Updates! This stunning brick residence boasts a plethora of modern updates and is zoned for the popular Lexington/Richland 5 Schools. ...
2 Sloan Court
Columbia, SC 29223
Brookstone
Residential
MLS# 595220 / Pending
Move in ready home located on a large corner lot over half an acre. This property features a master suit on main level with on suite bath , double ...
Increase +$13,000
1825 St Julian Place
Columbia, SC 29204
Middleborough
Residential
MLS# 595213 / Active
Welcome to elevated elegance at 1825 St. Julian Place, Columbia, SC! This exquisite Condo with sweeping city views, perched on the top 18th floor ,...
968 Laurie Lane
Columbia, SC 29205
Rosewood
Residential
MLS# 595209 / Pending
Charming Rosewood Bungalow in the Heart of Columbia! Located just minutes from UofSC, popular restaurants, shops, and boutiques, this home offers t...
1057 Acacia Lane
Columbia, SC 29229
Summit Hills
Residential
MLS# 595197 / Active
This beautifully designed residence in the Summit Hills Community features a galley style kitchen that flows into a formal living room on the main ...
306 Hempsted Road
Columbia, SC 29210
Whitehall
Residential
MLS# 595187 / Active
Welcome Home to this stunning 3 Bedroom, 2 Bathroom Ranch Style home in the desirable Whitehall Neighborhood, zoned for Award Winning Lexington Ric...
176 Granbury Lane
Columbia, SC 29229
Lake Carolina - Brookshire
Residential
MLS# 595185 / Active
This rare find is waiting on you to make it your treasure below market value. The main floor is completely renovated. New HVAC system and is locate...
115 Bent Holly Drive
Columbia, SC 29209
Honeytree Glenn
Residential
MLS# 595183 / Active
One owner This home has several upgrades which include: Elevation D, gas range package, ceiling fan in family room, recessed lighting in family roo...
2351 Locust Road
Columbia, SC 29223
Windsor Lake Park
Residential
MLS# 595177 / Active
Check out this beautiful all brick ranch home located on a large corner lot in the Northeast! Looking for space? This four bedroom home features TW...
Reduced -$10,000
427 Harden Street
Columbia, SC 29205
Shandon
Residential
MLS# 595166 / Active
Designed by Lafaye and Lafaye Architects and built in 1925, the floor plan of this beautifully designed 4,200 square foot home remains very authent...
2734 River Drive
Columbia, SC 29201
Earlewood
Residential
MLS# 595162 / Active
Step into this charming 1920s Multi-Unit Property located near Main St Downtown. Enjoy the peaceful suburban feel while being just minutes away fro...
1028 Maxcy Street
Columbia, SC 29201
Residential
MLS# 595158 / Active
LOVELY HOME NESTLED IN QUIET NEIGHBORHOOD, MINUTES FROM DOWNTOWN SHOPPING, DINING, NIGHTLIFE AND USC! This 2 bed/1 bath home is full of beautiful f...
823 Summerwood Lane
Columbia, SC 29223
SUMMERWOOD
Residential
MLS# 595150 / Pending
Welcome to 823 Summerwood Lane, a true gem in the highly sought-after northeast! This beautifully maintained 3-bedroom, 2-bathroom ranch-style home...
173 River Birch Lane
Columbia, SC 29206
Gregg Park
Residential
MLS# 595147 / Active
Beautiful 4 bedroom 4.5 bath home on water in the desirable gated community of Gregg Park. The main level boasts a formal living room with fireplac...
Reduced -$205,000
5 Ashmore Place
Columbia, SC 29229
Lake Carolina - Centennial
Residential
MLS# 595142 / Active
Motivated to Sell! Come see this delightful 2-story home nestled on a peaceful cul-de-sac in the well-established community of Lake Carolina! With ...
Reduced -$8,500
205 Watkin Way
Columbia, SC 29223
Travers Park
Residential
MLS# 595141 / Active
The Bartow on a fenced in corner lot! This three bedroom, two and one-half bathroom home has an open concept layout. Luxury vinyl plank flooring ru...
Increase +$3,511