Applying for Financing - Page 23
| Getting your mortgage is just one part of a real estate transaction. Exit Real Estate Consultants is seasoned at helping both new and experienced buyers alike in all areas of real estate. Call us today at 8033580888 if your needs include a professional REALTOR® ready for the business side of real estate. | |||
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Let Exit Real Estate Consultants assist you with applying for a home loan in Lexington.
Stressed out about applying for a mortgage? You don't have to be. I have close business relationships with a lot of lenders in Lexington, and they've helped me learn a few things that will make the loan application process uncomplicated.
1 – Compose a list of questions regarding your loan programBe sure to bring a list of questions with you if you find that you don't totally grasp the advantages and disadvantages of all the different programs. It can be a challenge to know the differences between both fixed and adjustable rate mortgages. I or one of my trusted lenders will be able to help you understand the advantages and disadvantages of each.2 – Determine when you want to lockWhen you lock in a rate, it denotes that the mortgage lender holds to the mortgage interest rates for the loan – commonly at the time the loan application is sent in. By floating the rate, you can lock the rate anytime between application and at the time of closing. Those who decide to float conclude the interest rates will decline in the near future. Click here to see the outlook for the next 90 days of interest rates.3 – Decide if you want to pay additional points to reduce your rateNormally you can opt to pay additional points to lower the rate of your mortgage loan. Each point is 1 percent of the loan and is payable in cash at the time of closing. Click here to use our points calculator. This tool will help you decide if buying points is right for you.4 – Bring your paperworkAcquiring a mortgage loan requires a lot of paperwork, so you should take some time to get your documents together. Click here to preview normal questions you'll have to answer on a loan app. |
104 Eastbranch Road
Columbia, SC 29223
Spring Valley
Residential
MLS# 595124 / Active
OPEN HOUSE 11/17 FROM 2-4PM! Welcome to this Multi-Generational all-brick 4-bedroom, 3.5-bathroom home located in the desirable Spring Valley neigh...
39 Greenbrook Court
Columbia, SC 29210
Greenbrook
Residential
MLS# 595117 / Pending
Beautiful craftsman-style home custom built in Greenbrook. This home is minutes from I-20 & I-26, downtown, shopping, hospitals, & dining. It featu...
Reduced -$5,100
8 Heritage Village Lane
Columbia, SC 29212
Heritage Village
Residential
MLS# 595116 / Active
Looking for a low maintenance, convenient location to live with tons of nearby amenities?! Look no further than this bright fully updated 2 bedroom...
Reduced -$3,500
3612 Kelford Drives
Columbia, SC 29209
Pine Lakes
Residential
MLS# 595104 / Pending
Call 803.917.3480 for showing insturctions.
1100 Skyland Drive
Columbia, SC 29210
Riverhill Condos
Residential
MLS# 595089 / Pending
This 2 bedroom, 2 bathroom condo is located in the quiet Riverhill community with and pool and clubhouse. Private covered porch overlooks wooded co...
3619 Hanson Avenue
Columbia, SC 29204
Forest Acres
Residential
MLS# 595084 / Active
Welcome to this beautifully renovated home in the heart of Forest Acres on half an acre! This home has been completely motorized and fully renovate...
1336 Johnson Avenue
Columbia, SC 29203
Residential
MLS# 595078 / Active
Welcome to your dream starter home! This beautifully renovated 3-bedroom, 2-bathroom residence combines modern comforts with a warm, inviting atmos...
Increase +$40,000
3103 Dennis Drive
Columbia, SC 29204-3612
Cherry Hill
Residential
MLS# 595071 / Active
Welcome to 3103 Dennis Drive! This all-brick three-bed, one-bath bungalow features approximately 1,379 square feet of living space and sits on a se...
5117 Farrow Road
Columbia, SC 29203
College Place
Residential
MLS# 595064 / Pending Contngnt/inspect
Welcome to this charming home located in the heart of Columbia, SC. Situated just minutes away from Downtown, USC, Columbia College, CIU, and I-20,...
185 Dunham Road
Columbia, SC 29209
Bowden Village
Residential
MLS# 595051 / Pending Contngnt/inspect
**Lockbox Installed---Go And See This Gem Today**This beautiful home is available and has 5 bedrooms, 3 full bathrooms w/ a Loft and is a MUST SEE....
2002 Greene
Columbia, SC 29205
Place On The Greene
Residential
MLS# 595049 / Active
Fantastic opportunity to own this 3rd floor 2 bedroom/2 bath condo located in Columbia's lively 5 Points district! It is used as an Airbnb making i...
4112 Lantana Drive
Columbia, SC 29205
Rosewood
Residential
MLS# 595047 / Pending
A rare, all-brick, 3BR/2BA, one story home on corner lot with covered parking on the south side of town and close to everything! Be at Whole Foods,...
6 Autumn Run Way
Columbia, SC 29229
Autumn Run
Residential
MLS# 595036 / Pending
Looking for a home that offers more space for the money? Then look no further. Renovated patio home in Autumn Run is ready for its new owner. Beaut...
915 Appian Way
Columbia, SC 29229
Ashcroft
Residential
MLS# 595029 / Pending
Welcome to Ashcroft! Welcome to the Mungo Homes Parker Plan, a stunning four-bedroom, two-and-one-half-bathroom home designed for both elegance and...
916 Appian Way
Columbia, SC 29229
Ashcroft
Residential
MLS# 595026 / Active
Welcome to Ashcroft! This Charleston style double porch home is a must see! one of the large homesites available. The most popular home the Webster...
918 Appian Way
Columbia, SC 29229
Ashcroft
Residential
MLS# 595025 / Active
Welcome to Ashcroft! You won't want to pass by this five-bedroom, four-bathroom Yates. Entertain in the gourmet kitchen with a beautiful island, ba...
437 Brookshire Drive
Columbia, SC 29210-4205
Whitehall
Residential
MLS# 594999 / Active
Welcome Home! This 4BD/2.5BA all-brick ranch, located in the established Whitehall neighborhood, is the perfect place for a daily retreat. With a l...
Reduced -$5,000
4116 Beecliff Drive
Columbia, SC 29205-4229
Rosewood
Residential
MLS# 594987 / Pending
OPEN HOUSE SUNDAY 10/20/1024 from 1-4PM Welcome to this beautifully renovated solid built stone one level home in the highly sought-after Rosewood ...
2174 Walker Solomon Way
Columbia, SC 29204
Celia Saxon
Residential
MLS# 594982 / Active
A grand home and in great condition two story home with open floor plan, formal dining, study nook and more. A must see! This house will not last l...
144 Peaceful Lane
Columbia, SC 29223-8258
Brickside Village
Residential
MLS# 594980 / Pending
Wonderful one owner home in the heart of Northeast. Centrally located with easy access to shopping, dining and work. Smooth ceilings throughout. Do...
1510 Noble Avenue
Columbia, SC 29203
Denny Terrace
Residential
MLS# 594978 / Pending
New construction house near I-20!! Are you looking for an affordable, brand-new home with 3 bedrooms and 2 baths with no HOA that's located just mi...