Applying for Financing - Page 24
| Getting your mortgage is just one part of a real estate transaction. Exit Real Estate Consultants is seasoned at helping both new and experienced buyers alike in all areas of real estate. Call us today at 8033580888 if your needs include a professional REALTOR® ready for the business side of real estate. | |||
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Let Exit Real Estate Consultants assist you with applying for a home loan in Lexington.
Stressed out about applying for a mortgage? You don't have to be. I have close business relationships with a lot of lenders in Lexington, and they've helped me learn a few things that will make the loan application process uncomplicated.
1 – Compose a list of questions regarding your loan programBe sure to bring a list of questions with you if you find that you don't totally grasp the advantages and disadvantages of all the different programs. It can be a challenge to know the differences between both fixed and adjustable rate mortgages. I or one of my trusted lenders will be able to help you understand the advantages and disadvantages of each.2 – Determine when you want to lockWhen you lock in a rate, it denotes that the mortgage lender holds to the mortgage interest rates for the loan – commonly at the time the loan application is sent in. By floating the rate, you can lock the rate anytime between application and at the time of closing. Those who decide to float conclude the interest rates will decline in the near future. Click here to see the outlook for the next 90 days of interest rates.3 – Decide if you want to pay additional points to reduce your rateNormally you can opt to pay additional points to lower the rate of your mortgage loan. Each point is 1 percent of the loan and is payable in cash at the time of closing. Click here to use our points calculator. This tool will help you decide if buying points is right for you.4 – Bring your paperworkAcquiring a mortgage loan requires a lot of paperwork, so you should take some time to get your documents together. Click here to preview normal questions you'll have to answer on a loan app. |
304 Fallen Oak Drive
Columbia, SC 29229
Woodlake
Residential
MLS# 594972 / Active Other Contingency
Full brick 4-bedroom, 3.5-bathroom home on almost a half acre! Step across the covered sitting porch into this immaculately maintained home. Hardwo...
4204 Ivy Hall Drive
Columbia, SC 29206
Forest Acres
Residential
MLS# 594970 / Active
You won't get this much *stunning* home anywhere else in Forest Acres! Completely renovated and ready to wow you! Over 4100sf with 4 bedrooms (plus...
Reduced -$4,900
418 Kettering Drive
Columbia, SC 29210
Residential
MLS# 594963 / Pending
Welcome Home! This spacious 4-bedroom brick ranch is fresh on the market and, with features like this, won't last! The front door opens to the spac...
208 Saddlefield Road
Columbia, SC 29203
Lincolnshire
Residential
MLS# 594951 / Active
**REDUCED**This ALL-BRICK 3 bed, 1 bath home in Lincolnshire would be a GREAT 1st home or even a great investment property there are so many possib...
Reduced -$13,000
122 Cannon Dale Road
Columbia, SC 29212
Coldstream
Residential
MLS# 594941 / Pending
If you are looking for an Updated home in Coldstream then look no further. Beautiful kitchen with gray granite countertops, updated flooring, cabin...
Reduced -$2,000
406 Angel Grove Lane
Columbia, SC 29210
Harbison Grove
Residential
MLS# 594932 / Pending 3rd Party Approv.
Spacious 2 bed 2.5 bath townhouse located in a gated community with an HOA that includes front and backyard maintenance! Minutes to shops and resta...
1618 Morninglo Lane
Columbia, SC 29223
Woodfield Park
Residential
MLS# 594931 / Active
Great Location in Woodfield Park. This unique 3 bedroom 1 bath has a lot of potential. Beautiful hardwood floors throughout, Open Living and Dining...
920 Appian Way
Columbia, SC 29229
Ashcroft
Residential
MLS# 594927 / Active
Welcome to the Richardson in Ashcroft! As you step inside, sleek Marina luxury vinyl plank flooring greets you, leading to a formal dining room tha...
922 Appian Way
Columbia, SC 29229
Ashcroft
Residential
MLS# 594926 / Active
Introducing the Saluda at Ashcroft, where modern design meets spacious comfort. As you enter, you're welcomed by beautiful marina luxury vinyl plan...
817 Peony Lane
Columbia, SC 29229
Ashcroft
Residential
MLS# 594924 / Active
This exquisite Henderson plan features a blend of elegance and comfort, perfect for modern living. As you enter, youre greeted by a charming formal...
821 Peony Lane
Columbia, SC 29229
Ashcroft
Residential
MLS# 594923 / Active
This Dixon plan boasts a modern, open-concept design with a natural gas fireplace, luxury vinyl plank flooring, and a covered patio with a fan. The...
825 Peony Lane
Columbia, SC 29229
Ashcroft
Residential
MLS# 594922 / Active
This Underwood plan boasts an open concept living area, natural gas fireplace, covered porch with fan, and a pet pad! The main floor has crown mold...
829 Peony Lane
Columbia, SC 29229
Ashcroft
Residential
MLS# 594920 / Active
Located in Ashcroft, this Townsend floor plan offers four bedrooms and two-and-one-half bathrooms. Luxury vinyl plank flooring flows throughout the...
3501 Moss Avenue
Columbia, SC 29205
Rosewood
Residential
MLS# 594915 / Active
Adorable Shandon-styled cottage with many updates. Two bedroom two bath home on perfectly manicured corner lot. Renovated eat in kitchen has loads ...
2808 Hardwicke Road
Columbia, SC 29210-5029
Grenadier
Residential
MLS# 594913 / Active
Welcome to your new home at 2808 Hardwicke Rd. This all-brick beauty features 5 bedrooms, 2 baths, and abundant space. This house features a formal...
Reduced -$10,000
529 Cambout Street
Columbia, SC 29210
Carnaby Square
Residential
MLS# 594911 / Active
This fully renovated 2-bedroom, 1.5-bathroom condo is perfect as a rental property or a starter home. With modern upgrades throughout,New carpet, N...
Reduced -$6,400
4131 Half Mast Loop
Columbia, SC 29229
VICTORYWOODS VILLAGE
Residential
MLS# 594900 / Active
Walk into the Annafield, and arrive at home. It's designed to be a retreat away from the busyness of the world. This charming three-bedroom, single...
Reduced -$10,900
1115 Darlington Street
Columbia, SC 29201
Earlewood
Residential
MLS# 594899 / Pending Contngnt/inspect
Welcome to 1115 Darlington Street! Located in the heart of Earlewood, this home is minutes from the Bull Street District, fun at the Fireflies Stad...
4148 Half Mast Loop
Columbia, SC 29229
VICTORYWOODS VILLAGE
Residential
MLS# 594894 / Pending
Welcome to The Everton where the epitome of comfort and style awaits you! This creatively designed home features all main level living. The heart o...
15 Myrtle Court
Columbia, SC 29205
Wales Garden
Residential
MLS# 594893 / Pending
This Wales Garden home on Myrtle Ct, is a 1930's bungalow that sits on one of the most picturesque streets in Columbia. Not only can you sit on you...
121 Char Oak Drive
Columbia, SC 29212
The Woods
Residential
MLS# 594892 / Pending
Beautiful, custom-built, well maintained home with nice updates by this original owner situated on approx .50 acre lot. Enter the 2 story foyer wit...