Applying for Financing - Page 25
| Getting your mortgage is just one part of a real estate transaction. Exit Real Estate Consultants is seasoned at helping both new and experienced buyers alike in all areas of real estate. Call us today at 8033580888 if your needs include a professional REALTOR® ready for the business side of real estate. | |||
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Let Exit Real Estate Consultants assist you with applying for a home loan in Lexington.
Stressed out about applying for a mortgage? You don't have to be. I have close business relationships with a lot of lenders in Lexington, and they've helped me learn a few things that will make the loan application process uncomplicated.
1 – Compose a list of questions regarding your loan programBe sure to bring a list of questions with you if you find that you don't totally grasp the advantages and disadvantages of all the different programs. It can be a challenge to know the differences between both fixed and adjustable rate mortgages. I or one of my trusted lenders will be able to help you understand the advantages and disadvantages of each.2 – Determine when you want to lockWhen you lock in a rate, it denotes that the mortgage lender holds to the mortgage interest rates for the loan – commonly at the time the loan application is sent in. By floating the rate, you can lock the rate anytime between application and at the time of closing. Those who decide to float conclude the interest rates will decline in the near future. Click here to see the outlook for the next 90 days of interest rates.3 – Decide if you want to pay additional points to reduce your rateNormally you can opt to pay additional points to lower the rate of your mortgage loan. Each point is 1 percent of the loan and is payable in cash at the time of closing. Click here to use our points calculator. This tool will help you decide if buying points is right for you.4 – Bring your paperworkAcquiring a mortgage loan requires a lot of paperwork, so you should take some time to get your documents together. Click here to preview normal questions you'll have to answer on a loan app. |
4158 Half Mast Loop
Columbia, SC 29229
VICTORYWOODS VILLAGE
Residential
MLS# 594891 / Pending
Welcome to The Everton where the epitome of comfort and style awaits you! This creatively designed home features all main level living. The heart o...
6536 Shakespeare Road
Columbia, SC 29223
Residential
MLS# 594890 / Pending
Bring your investors! This home is a great opportunity for a real estate investor and/or possible business opportunity. The property has had some f...
4156 Half Mast Loop
Columbia, SC 29229
VICTORYWOODS VILLAGE
Residential
MLS# 594888 / Pending
Sometimes simplicity is best. It's where comfort can be found. The Harley gives you both. See for yourself as you enter into the foyer. The foyer l...
4152 Half Mast Loop
Columbia, SC 29229
VICTORYWOODS VILLAGE
Residential
MLS# 594887 / Pending
Welcome to The Everton where the epitome of comfort and style awaits you! This creatively designed home features all main level living. The heart o...
1100 Bluff Road
Columbia, SC 29201
The Spur @ Williams Brice
Residential
MLS# 594882 / Active
Luxury 5th floor condo just minutes from USC, downtown and The Vista. This gated building overlooks Williams Brice Stadium and comes with 2 reserve...
4212 Hileah Drive
Columbia, SC 29209
Bluff Estates
Residential
125 Carolina Ridge Drive
Columbia, SC 29229
Lake Carolina - Laurel Chase
Residential
MLS# 594870 / Active
BEAUTIFUL, MOVEINREADY 4 BEDROOM HOME IN THE WONDERFUL MASTER PLANNED COMMUNITY OF LAKE CAROLINA! This gorgeous 4 bedroom 3 1/2 bathroom home will ...
1117 Hancock
Columbia, SC 29205
Rosewood
Residential
MLS# 594855 / Pending
Welcome to your dream home in the desirable Rosewood neighborhood! This beautifully updated 3-bedroom, 1-bathroom house features fresh paint and re...
692 Bluff Pointe
Columbia, SC 29212
Chestnut Hill Plantation - The B
Residential
MLS# 594850 / Pending
Imagine coming home to a stunning custom-built retreat, nestled on 1.22 acres atop a bluff overlooking a protected nature preserve along the Broad ...
315 Fernview Drive
Columbia, SC 29229
Ridgecrest At The Summit
Residential
MLS# 594849 / Active
Youll love the convenience of being close to everything in Sandhills and the proximity to Ft. Jackson and Soda City. There are plenty of outdoor ar...
2410 High Street
Columbia, SC 29203
Colonial Heights
Residential
MLS# 594843 / Active
LOVELY, ALL BRICK HOME WITH BEAUTIFUL UPDATES, ZONED FOR AWARD-WINNING RICHLAND ONE SCHOOLS! This 3 bed/1 bath home is full of amazing features. Na...
Reduced -$10,000
2308 Clark Street
Columbia, SC 29201-1833
Elmwood Park
Residential
MLS# 594839 / Active
Move-in ready and fully renovated! This charming brick 3-bedroom, 2-bath home in Columbia's historic Elmwood Park has been thoughtfully updated wit...
Reduced -$1,000
451 Abbeydale Way
Columbia, SC 29229
Lake Carolina-sandy Glen
Residential
MLS# 594833 / Pending
UPDATED 4 BD 2.5 BA home with a INGROUND SALTWATER POOL! As you enter you'll love the high ceilings throughout the main level! The flowing main lev...
154 Allans Mill Drive
Columbia, SC 29223
Residential
MLS# 594823 / Active
This 3-bedroom, 2-bathroom home offers 1,549 sqft of living space on a 0.2-acre lot, providing plenty of room for outdoor activities and relaxation...
Reduced -$20,000
1103 Enclave Way
Columbia, SC 29223
Enclave
Residential
MLS# 594822 / Pending Contngnt/inspect
Lovely, well maintained home within the privacy of The Enclave! This beautiful, much sought after neighborhood consists of a small community of ver...
16 Grayson Grove Court
Columbia, SC 29210
Harbison Grove
Residential
MLS# 594821 / Active
Welcome to this stunning 4-year-old modern townhouse in desirable gated community of Harbison Grove! Meticulously maintained, this home feels brand...
424 Dukes Hill Road
Columbia, SC 29203
Farrow Pointe
Residential
MLS# 594820 / Active
Nestled on a desirable corner lot, this 4-bedroom, 2.5-bath home has a great blend of space and functionality. As you enter this home, the spacious...
Reduced -$10,000
30 Westfern Court
Columbia, SC 29212
Harbison
Residential
MLS# 594819 / Pending
Fully renovated home in Harbison community. All new flooring with waterproof LVP in the kitchen and bathrooms. Modern style light fixtures and fauc...
9819 Bonnyridge Road
Columbia, SC 29223
Briarwood
Residential
MLS# 594812 / Pending
Welcome to this charming three-bedroom, two-bathroom home, perfectly situated on a spacious lot. This all-brick home features 1.5 stories of though...
234 Hunters Blind Drive
Columbia, SC 29212
Quail Valley
Residential
This lovely home is conveniently located to restaurants, shopping, medical facilities, schools and churches. Only a short drive to reach Lexington,...
5516 Lakeshore Drive
Columbia, SC 29206
Lakeshore
Residential
MLS# 594787 / Active
First floor unit. Freshly painted and new carpet. Two spacious bedrooms and 2 baths. Beautiful community pool and clubhouse. One reserved parking s...