Applying for Financing - Page 26
| Getting your mortgage is just one part of a real estate transaction. Exit Real Estate Consultants is seasoned at helping both new and experienced buyers alike in all areas of real estate. Call us today at 8033580888 if your needs include a professional REALTOR® ready for the business side of real estate. | |||
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Let Exit Real Estate Consultants assist you with applying for a home loan in Lexington.
Stressed out about applying for a mortgage? You don't have to be. I have close business relationships with a lot of lenders in Lexington, and they've helped me learn a few things that will make the loan application process uncomplicated.
1 – Compose a list of questions regarding your loan programBe sure to bring a list of questions with you if you find that you don't totally grasp the advantages and disadvantages of all the different programs. It can be a challenge to know the differences between both fixed and adjustable rate mortgages. I or one of my trusted lenders will be able to help you understand the advantages and disadvantages of each.2 – Determine when you want to lockWhen you lock in a rate, it denotes that the mortgage lender holds to the mortgage interest rates for the loan – commonly at the time the loan application is sent in. By floating the rate, you can lock the rate anytime between application and at the time of closing. Those who decide to float conclude the interest rates will decline in the near future. Click here to see the outlook for the next 90 days of interest rates.3 – Decide if you want to pay additional points to reduce your rateNormally you can opt to pay additional points to lower the rate of your mortgage loan. Each point is 1 percent of the loan and is payable in cash at the time of closing. Click here to use our points calculator. This tool will help you decide if buying points is right for you.4 – Bring your paperworkAcquiring a mortgage loan requires a lot of paperwork, so you should take some time to get your documents together. Click here to preview normal questions you'll have to answer on a loan app. |
68 Salers Lane
Columbia, SC 29209
Burnside Farms
Residential
MLS# 594780 / Active
This is an adorable 3bed/2.5 bath, 1850sqft home built in 2018! It features a 2 car garage, an open concept main floor layout, fully fenced in back...
Reduced -$5,000
724 Skyland Drive
Columbia, SC 29210
Skyland Estates
Residential
MLS# 594773 / Active
NEW CONSTRUCTION! Convenient to downtown Columbia, Hwy 26 and 20 and local colleges.724 Skyland Drive sits on a large half acre lot in the well est...
2006 Orchard Oak Trail
Columbia, SC 29209
CAMERON RIDGE
Residential
MLS# 594771 / Active
*Price Reduction* Welcome to your NextHome! (2006 Orchard Oak Trail, Columbia SC 29209)Get ready to fall in love with this stunning brand-new 2023-...
Reduced -$5,000
112 Crestland Drive
Columbia, SC 29210
Crestland Place
Residential
MLS# 594768 / Pending Contngnt/inspect
Charming, move-in ready patio home! This low maintenance 2 bedroom, 2 bath home showcases a great open floor plan. The eat-in kitchen has new grani...
124 Shorewood Way
Columbia, SC 29212
Wexford On The Lake
Residential
MLS# 594767 / Active
Welcome to your beautiful 5 bedroom/3.5 bath all brick home in the prestigious neighborhood of Wexford on the Lake. Zoned for award winning Lexingt...
Reduced -$20,400
119 Kobold Lane
Columbia, SC 29229
Ivy Square
Residential
MLS# 594766 / Active
OPEN HOUSE Sat 11/16 from 12-2PM!! HUGE PRICE IMPROVEMENT!!! STUNNING!!! You have found the one you have been looking for! This 2 bedroom 2 full ba...
Reduced -$4,900
4329 Crestlite Drive
Columbia, SC 29209
Starlite
Residential
MLS# 594762 / Active
This all-brick home is fully renovated and move in ready! Enjoy the open floor plan, screen porch and large backyard! This home offers brand new ap...
Reduced -$2,800
13 Brookmist Drive
Columbia, SC 29229
The Summit - Hunters Pond
Residential
MLS# 594754 / Active
4 bedroom, 3 bath brick home. 2 story with rear deck and side entry garage. Mast on main. Multi use room on second level. Living room with fireplac...
Reduced -$33,500
304 Hampton Forest Drive
Columbia, SC 29209
Hampton Forest
Residential
MLS# 594746 / Active
Discover your dream home in this beautiful townhome, perfectly nestled in a quaint, tree-lined neighborhood with quick access to I-77, USC, downtow...
Reduced -$5,000
3719 Carriage House Road
Columbia, SC 29206
Forest Lake Estates
Residential
MLS# 594744 / Active
Great one owner waterfront home in popular Sandwood Hills. This very well maintained 4 bedroom, 2 1/2 bath home has a great floor plan. New paint a...
4808 Stork Road
Columbia, SC 29206
Forest Acres
Residential
MLS# 594733 / Pending
Beautiful, craftsman-style home built in 2007, nestled on a spacious lot and very quiet street in Forest Acres. This home has been constantly updat...
120 Jersey Lane
Columbia, SC 29209
Burnside Farms
Residential
MLS# 594709 / Pending
Welcome to your new home in Burnside Farms! Conveniently located near Fort Jackson. Step into this beautifully maintained home, featuring 3 bedroom...
16 Sea Hawk Court
Columbia, SC 29203
Twin Eagles
Residential
MLS# 594695 / Active
Looking for a simpler low maintenance lifestyle in a prime location? Your 2 beds, 2 bath patio home end unit offers the perfect blend of convenienc...
Reduced -$5,000
7247 Claudia Drive
Columbia, SC 29223
Trenholm Acres
Residential
MLS# 594673 / Pending
Welcome to this charming brick ranch nestled in the heart of Trenholm Acres! This 3-bedroom, 2-bath home boasts 1,534 square feet of inviting livin...
Reduced -$3,350
108 Windstone Drive
Columbia, SC 29212
Windstone
Residential
MLS# 594670 / Active
Move-in Ready - this quaint amenity rich Harbison Community Townhome where you get to enjoy your privacy coupled with easy and amazing access to li...
1625 Bywood Drive
Columbia, SC 29223
Woodfield Park
Residential
MLS# 594669 / Active
The tenants have moved out, and this beautiful home is now ready for you to explore! Step into this charming and modern three-bedroom, two-and-a-ha...
1850 Atlantic Drive
Columbia, SC 29210
Broad River Estates
Residential
MLS# 594658 / Active
Come relax in your 2 bedroom and 2 bathroom condo on the 2nd floor with stunning river views from your private balcony. Hardwood floors throughout ...
2206 Senate Street
Columbia, SC 29205
Lower Waverley
Residential
MLS# 594646 / Active
Great house that needs some simple cosmetics to be rent-ready. Established neighborhood with historical home rehabs going on all around, a big chur...
321 Patio Place
Columbia, SC 29212-2493
Lost Creek Patio Homes
Residential
MLS# 594644 / Pending
Welcome to the beautiful patio homes at Lost Creek! Take advantage of your opportunity to purchase a well kept home with neutral colors throughout ...
120 Pebble Creek Road
Columbia, SC 29223
Wildewood
Residential
MLS# 594642 / Active
Southern charm is the best way to describe this pretty home.: combined with spacious interiors, a lovely setting, and large yard with a pool makes ...
135 Seafarer Lane
Columbia, SC 29212
Yacht Cove
Residential
MLS# 594638 / Active
Welcome to 135 Seafarer Lane, a charming 2-bedroom, 2.5-bathroom condo nestled in the desirable Yacht Cove community on beautiful Lake Murray! This...
Reduced -$5,000