Applying for Financing - Page 27
| Getting your mortgage is just one part of a real estate transaction. Exit Real Estate Consultants is seasoned at helping both new and experienced buyers alike in all areas of real estate. Call us today at 8033580888 if your needs include a professional REALTOR® ready for the business side of real estate. | |||
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Let Exit Real Estate Consultants assist you with applying for a home loan in Lexington.
Stressed out about applying for a mortgage? You don't have to be. I have close business relationships with a lot of lenders in Lexington, and they've helped me learn a few things that will make the loan application process uncomplicated.
1 – Compose a list of questions regarding your loan programBe sure to bring a list of questions with you if you find that you don't totally grasp the advantages and disadvantages of all the different programs. It can be a challenge to know the differences between both fixed and adjustable rate mortgages. I or one of my trusted lenders will be able to help you understand the advantages and disadvantages of each.2 – Determine when you want to lockWhen you lock in a rate, it denotes that the mortgage lender holds to the mortgage interest rates for the loan – commonly at the time the loan application is sent in. By floating the rate, you can lock the rate anytime between application and at the time of closing. Those who decide to float conclude the interest rates will decline in the near future. Click here to see the outlook for the next 90 days of interest rates.3 – Decide if you want to pay additional points to reduce your rateNormally you can opt to pay additional points to lower the rate of your mortgage loan. Each point is 1 percent of the loan and is payable in cash at the time of closing. Click here to use our points calculator. This tool will help you decide if buying points is right for you.4 – Bring your paperworkAcquiring a mortgage loan requires a lot of paperwork, so you should take some time to get your documents together. Click here to preview normal questions you'll have to answer on a loan app. |
125 Duke Avenue
Columbia, SC 29203
Clairview Terrace
Residential
MLS# 594636 / Pending
Welcome to 125 Duke Avenue, a brand new Home in the community nestled near the heart of Columbias downtown area. Close to all the amazing developme...
1327 King Street
Columbia, SC 29205
Melrose Heights
Residential
MLS# 594635 / Active
Welcome to Melrose Heights the multi winning ""best neighborhood"" in the entire state of South Carolina per ""This Old House"" magazine. This all ...
130 New Way Road
Columbia, SC 29223
Williamsburg East
Residential
MLS# 594626 / Active
Price Improvement Alert! This fantastic 3-bedroom, 2-bath home on the North East Side of Columbia, SC is now listed at a new price, making it an id...
Reduced -$5,000
3703 Hanson Avenue
Columbia, SC 29204-3532
Atascadero Hills
Residential
MLS# 594621 / Pending
*This home was featured in Historic Columbia's 2023 Renovation Rodeo program Welcome to this beautifully renovated Southern Cape Cod home, a perfec...
1825 St Julian Place
Columbia, SC 29204
Middleborough
Residential
MLS# 594616 / Active
New floors, fresh paint and more make this 5th floor condo with tile balcony move in ready. Bright white kitchen fully equipped refrigerator, dishw...
1825 St Julian Place
Columbia, SC 29204
Middleborough
Residential
MLS# 594615 / Active
5th floor sunset views above treetops from this tile balcony Start your days on the tile balcony overlooking the tree top views. Laminate flooring ...
220 Denby Circle
Columbia, SC 29229
Denby Place
Residential
MLS# 594604 / Active
ASK LISTING AGENT ABOUT CURRENT SPECIAL! Experience the convenience of low-maintenance living in this beautifully updated 3-bedroom, 2-bathroom hom...
Reduced -$5,000
413 Willow Winds Drive
Columbia, SC 29210
Willow Winds
Residential
MLS# 594597 / Active
Welcome home to this RARE find nestled in wonderful Willow Winds! This sweet, one-level patio home is one of the few in this small community featur...
539 Providence Crossing Drive
Columbia, SC 29203
Courtyard At Providence Plant
Residential
MLS# 594592 / Active
Low maintenance living! Great room features vaulted ceiling with corner natural gas fireplace. Kitchen opens to living room. Owner's suite has priv...
726 Kipling Drive
Columbia, SC 29205
Heathwood
Residential
MLS# 594587 / Pending
Turnkey house in Heathwood! Rooms include spacious living room, dining room, sunroom / office and updated open kitchen / family room with built-ins...
524 Old Wood Place
Columbia, SC 29212
Wood Moor
Residential
MLS# 594585 / Pending Contngnt/inspect
Welcome to this stunning traditional two-story brick home, nestled at the end of the cul-de-sac in the prestigious Wood Moor SubdivisionYou will fa...
Reduced -$5,300
1800 Isabel Street
Columbia, SC 29203
Golden Acres
Residential
MLS# 594583 / Active
Welcome home to this charmingly updated brick ranch. This is a cozy corner-lot bustling with a blooming Pear Tree. Your new home has a lot of chara...
Reduced -$100
3 Scottsdale Court
Columbia, SC 29229
Carriage Oaks
Residential
MLS# 594579 / Active
Four bedroom, two and a half bathroom home in the Carriage Oaks community of Northeast Columbia. Beautiful layout that offers both privacy and flex...
Reduced -$7,500
821 Gristina Court
Columbia, SC 29229
Heather Green
Residential
MLS# 594575 / Pending
This charming 3-bedroom, 2-bathroom home offers a versatile bonus room, perfect for creating a home office, playroom, or guest suite. Nestled in a ...
225 Ashley Hall Road
Columbia, SC 29229
Ashley Hall
Residential
MLS# 594573 / Active
4 bedroom/2.5 bath home is full of beautiful features! Large great room offers hardwood floors, cozy fireplace and open access to the kitchen. Tons...
Reduced -$7,500
301 Long Needle
Columbia, SC 29229
Ashley Ridge
Residential
MLS# 594571 / Active
COME VIEW THIS COMPLETELY REMODELED DREAM HOME WITH AN AMAZING INGROUND SALTWATER POOL. NEW ARCUTICAUL 35 YR SHINGLE ROOF IN 2023. NEW HVAC 2022, J...
Reduced -$10,000
13 Austree Court
Columbia, SC 29229
Lake Carolina - Woodcrest
Residential
MLS# 594570 / Active
OPEN HOUSE Saturday, 11/16 9AM-11AM!! PRICE IMPROVEMENT!!! Feel like you're one with NATURE view the gorgeous views from this home!! This home feat...
Reduced -$5,000
3 Moody View Court
Columbia, SC 29223
Devon Green
Residential
MLS# 594565 / Pending
Welcome to this charming ranch-style home, nestled in the highly sought-after Devon Green subdivision. Situated on a spacious -acre lot in a peacef...
5516 Lakeshore Drive
Columbia, SC 29206-4953
Lakeshore
Residential
MLS# 594556 / Active
Enjoy low-maintenance and move-in ready living in the heart of Forest Acres! This sweet upstairs unit features hardwood floors throughout the livin...
2901 Oceola Street
Columbia, SC 29205
Rosewood
Residential
MLS# 594553 / Pending
HUGE CORNER LOT in Rosewood. Beautiful location with lots of room. This Rosewood bungalow boasts a beautiful wrap around front porch with huge tree...
106 Algrave Way
Columbia, SC 29229
The Highlands
Residential
MLS# 594549 / Active
Welcome home! Discover a spacious and welcoming 4-bedroom, 2.5-bath home nestled within the highly coveted community of The Highlands, on a corner ...
Reduced -$2,500