Applying for Financing - Page 28
| Getting your mortgage is just one part of a real estate transaction. Exit Real Estate Consultants is seasoned at helping both new and experienced buyers alike in all areas of real estate. Call us today at 8033580888 if your needs include a professional REALTOR® ready for the business side of real estate. | |||
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Let Exit Real Estate Consultants assist you with applying for a home loan in Lexington.
Stressed out about applying for a mortgage? You don't have to be. I have close business relationships with a lot of lenders in Lexington, and they've helped me learn a few things that will make the loan application process uncomplicated.
1 – Compose a list of questions regarding your loan programBe sure to bring a list of questions with you if you find that you don't totally grasp the advantages and disadvantages of all the different programs. It can be a challenge to know the differences between both fixed and adjustable rate mortgages. I or one of my trusted lenders will be able to help you understand the advantages and disadvantages of each.2 – Determine when you want to lockWhen you lock in a rate, it denotes that the mortgage lender holds to the mortgage interest rates for the loan – commonly at the time the loan application is sent in. By floating the rate, you can lock the rate anytime between application and at the time of closing. Those who decide to float conclude the interest rates will decline in the near future. Click here to see the outlook for the next 90 days of interest rates.3 – Decide if you want to pay additional points to reduce your rateNormally you can opt to pay additional points to lower the rate of your mortgage loan. Each point is 1 percent of the loan and is payable in cash at the time of closing. Click here to use our points calculator. This tool will help you decide if buying points is right for you.4 – Bring your paperworkAcquiring a mortgage loan requires a lot of paperwork, so you should take some time to get your documents together. Click here to preview normal questions you'll have to answer on a loan app. |
301 River Road
Columbia, SC 29212
Residential
MLS# 594548 / Pending
Introducing a serene haven nestled on a wonderful 1.3 acre lot! This delightful three-bedroom, 2 bathroom home boasts a spacious 1831 square feet o...
1802 Edgemore Road
Columbia, SC 29223
Woodfield Park
Residential
MLS# 594538 / Pending
Discover the charm of this delightful home with 3 spacious bedrooms and 1.5 bathrooms spread across 1,264 sq. ft., this property offers a perfect b...
633 Wooster Drive
Columbia, SC 29223
Travers Park
Residential
MLS# 594532 / Pending
This like new home has 3 bedrooms, 2.5 bathrooms featuring an open floor plan. The kitchen includes white cabinets, stainless steel appliances, gra...
4101 Beecliff Drive
Columbia, SC 29205-4228
Rosewood
Residential
MLS# 594530 / Active
4101 Beecliff Drive is a 3 bedroom, all brick ranch home that has been renovated to meet all of your needs. It features a new roof, new HVAC, new k...
Reduced -$20,000
2 Oak Bluff Court
Columbia, SC 29223
Wildewood
Residential
MLS# 594518 / Pending
This stunning all brick spacious four bedroom three and half bathroom with additional finished bonus room is located in the highly coveted Wildewoo...
400 Mallet Hill Road
Columbia, SC 29223
Wildewood
Residential
MLS# 594513 / Active
Welcome home to this lovely home in WildeWood's Smallwood Townhomes! This property is a classic beauty, with the moldings and hardwood floors for w...
4033 Trenholm Road
Columbia, SC 29206
Heathwood
Residential
MLS# 594509 / Active
In the heart of downtown sits this ideal bungalow with just over 1,800sqft of traditional living complete with hardwood flooring throughout. ! Walk...
1021 Drake Street
Columbia, SC 29209
Residential
This charming 3-bedroom, 2-bath home offers a perfect blend of comfort and style. The spacious living area is ideal for entertaining. The modern ki...
Reduced -$6,000
24 Autumn Run Way
Columbia, SC 29223
Autumn Ridge
Residential
MLS# 594493 / Pending
Welcome to this charming home at 24 Autumn Run Way ! This well maintained property features spacious living areas, perfect for relaxing and enterta...
342 Byron Road
Columbia, SC 29209
Byron Place
Residential
MLS# 594488 / Pending Contngnt/inspect
Wonderful property at the Byron Place Condos just off Garners Ferry can be a great investment or for first time buyer! This open floor plan home ha...
192 Frasier Fir Lane
Columbia, SC 29229-9372
Winchester
Residential
MLS# 594486 / Active
Spacious 4-bedroom, 2-bath home with a 2-car garage. Features two stories, ideal for families seeking comfort and convenience.
17 Shuler Circle
Columbia, SC 29212
Northlake
Residential
MLS# 594475 / Pending
LOCATION LOCATION LOCATION! Lovely patio home in a small established neighborhood. Approximately 5 minutes to Lake Murray Dam. Convenient to Harbis...
3616 Judy Street
Columbia, SC 29223-7441
Residential
MLS# 594465 / Active
Newly Renovated 2-Bedroom Bungalow with Modern Updates in Columbia, SC. This fully renovated 2-bed, 1-bath bungalow is move-in ready and packed wit...
Reduced -$16,000
46 Cavalier Court
Columbia, SC 29205
Rosewood
Residential
MLS# 594464 / Active
This move-in ready Rosewood bungalow is packed with updates, including a newer roof, HVAC, fresh paint, and refinished hardwoods. The open eat-in k...
Reduced -$10,000
17 Hampton Springs Court
Columbia, SC 29209
Hamptonwood East
Residential
MLS# 594459 / Pending
Welcome to 17 Hampton Springs Court! This beautiful Hamptonwood East home is located just off Leesburg Road and is convenient to shopping, dining, ...
3848 Edinburgh Road
Columbia, SC 29204
Forest Acres
Residential
MLS# 594452 / Active
3848 Edinburgh Located in a quiet little Forest Acres enclave, this home is just waiting for you to explore all of its features. Completely updated...
Reduced -$10,600
2904 Kennedy Street
Columbia, SC 29205
Rosewood
Residential
MLS# 594445 / Pending 3rd Party Approv.
Introducing 2904 Kennedy St! This Rosewood gem is located on one of the most desirable blocks in the neighborhood with an extra wide street and sha...
Reduced -$6,000
43 Peyton Road
Columbia, SC 29209
Pennington Place
Residential
MLS# 594442 / Pending
""Stunning 4-bedroom, 2.5-bathroom traditional 2-story home with beautiful hardwood flooring throughout the main level. This home features a spacio...
5 Wiltshire Court
Columbia, SC 29229
Wellington
Residential
MLS# 594441 / Pending Contngnt/inspect
This well maintained home is back on the market due to no fault of the owner! Nestled in a serene, tree-lined cul-de-sac in the desirable Wellingto...
509 Rose Creek Lane
Columbia, SC 29229-5604
Copperfield
Residential
MLS# 594421 / Active
Beautiful 4 bed 2 bath all brick home in desired location with NO--HOA. This energy efficient home has solar panels that are paid in full and will ...
Reduced -$384,515,100
100 Chesney Lane
Columbia, SC 29209
Hampton Trace
Residential
MLS# 594420 / Pending
Classic 2-story brick home with an double entry door leading you into an elegant foyer. Formals with hardwood floors and moldings plus a family roo...