Applying for Financing - Page 29
| Getting your mortgage is just one part of a real estate transaction. Exit Real Estate Consultants is seasoned at helping both new and experienced buyers alike in all areas of real estate. Call us today at 8033580888 if your needs include a professional REALTOR® ready for the business side of real estate. | |||
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Let Exit Real Estate Consultants assist you with applying for a home loan in Lexington.
Stressed out about applying for a mortgage? You don't have to be. I have close business relationships with a lot of lenders in Lexington, and they've helped me learn a few things that will make the loan application process uncomplicated.
1 – Compose a list of questions regarding your loan programBe sure to bring a list of questions with you if you find that you don't totally grasp the advantages and disadvantages of all the different programs. It can be a challenge to know the differences between both fixed and adjustable rate mortgages. I or one of my trusted lenders will be able to help you understand the advantages and disadvantages of each.2 – Determine when you want to lockWhen you lock in a rate, it denotes that the mortgage lender holds to the mortgage interest rates for the loan – commonly at the time the loan application is sent in. By floating the rate, you can lock the rate anytime between application and at the time of closing. Those who decide to float conclude the interest rates will decline in the near future. Click here to see the outlook for the next 90 days of interest rates.3 – Decide if you want to pay additional points to reduce your rateNormally you can opt to pay additional points to lower the rate of your mortgage loan. Each point is 1 percent of the loan and is payable in cash at the time of closing. Click here to use our points calculator. This tool will help you decide if buying points is right for you.4 – Bring your paperworkAcquiring a mortgage loan requires a lot of paperwork, so you should take some time to get your documents together. Click here to preview normal questions you'll have to answer on a loan app. |
460 Harbour Pointe Drive
Columbia, SC 29229
Lake Carolina - Woodleigh Park
Residential
MLS# 594414 / Active
This stunning home offers a vaulted ceiling and an open floor plan, allowing natural light to flow throughout. The expansive living area provides p...
432 Dahoon Drive
Columbia, SC 29229
Chapelwood
Residential
MLS# 594404 / Pending
This beautiful ONE LEVEL home comes dressed with a perfect 3 bedroom, 2 bath open floor plan; hosting the owners suite on one end of the home and g...
1142 Omega Drive
Columbia, SC 29223
Woodfield Park
Residential
MLS# 594403 / Active
Welcome to your new home in the Woodfield Park subdivision. This ALL BRICK, beautiful, ranch style home is ready for a new owner to fall in love wi...
Reduced -$6,000
741 Garden Forest Road
Columbia, SC 29209
Hampton Forest
Residential
MLS# 594388 / Active
Wonderful town home located in Hampton Forest just off Garners Ferry Rd in Southeast Columbia. This property has a great floor plan and offers a co...
Reduced -$1,000
102 Burdock Circle
Columbia, SC 29201
Washington Park
Residential
MLS# 594384 / Active
This fully renovated home has been meticulously updated to create a fresh and inviting living space. Updates include a new roof and HVAC system ins...
Reduced -$10,000
1510 Whiteford Road
Columbia, SC 29210
St Andrews Acres
Residential
MLS# 594380 / Active
Welcome to 1510 Whiteford! This home has gone through a total renovation with all new flooring, lighting, fixtures and HVAC and would make a perfec...
Reduced -$15,500
3003 Lincoln Street
Columbia, SC 29201
Earlewood
Residential
MLS# 594370 / Pending Contngnt/inspect
One of a kind in-town bungalow w/modern, renovated interior close to everything: steps from Marshall Park (w/playground & climbing course); 5 block...
Reduced -$25,000
6 Millpond Road
Columbia, SC 29204
Millpond
Residential
MLS# 594363 / Active
Stately townhouse on a private pond in the heart of Forest Acres! Located within Millpond, a gated community with custom homes and townhouses. Enjo...
4103 Devine Street
Columbia, SC 29205
Heathwood Court
Residential
MLS# 594362 / Pending
Nicely updated 1bedroom, 1 bath Condo with refinished hardwood floors, freshly painted interior, and stainless steel appliances. Located just off D...
3218 Harrison Road
Columbia, SC 29204
Druid Hills
Residential
MLS# 594361 / Pending Contngnt/inspect
Wow!!!! Up to 5,000 in seller-paid closing costs! Enjoy all of the perks of living in downtown Columbia, SC. As you drive up in the ""U"" shaped dr...
Reduced -$10,000
3726 Maybank Street
Columbia, SC 29204
Belvedere
Residential
MLS# 594357 / Active
Welcome to 3726 Maybank St., a updated 4-bedroom, 2.5-bathroom ranch home nestled in a peaceful, well-established neighborhood. This home boasts a ...
34 Seahawk Court
Columbia, SC 29203
Twin Eagles
Residential
MLS# 594351 / Pending
Motivated seller! $5,000 towards closing cost! Charming 2-Bedroom Patio Home with Sunroom in a Prime Location!Welcome to your new home! This beauti...
Reduced -$5,000
4116 Winter Park Drive
Columbia, SC 29209
Bluff Estates
Residential
MLS# 594342 / Active
Welcome to 4116 Winter Park Drive. This residence nestled in a peaceful neighborhood of Columbia, SC and has 4 bedrooms and 1.5 baths. This lovely ...
1306 Bonner Avenue
Columbia, SC 29204
Rochelle Heights
Residential
MLS# 594333 / Pending
Investment opportunity in Rochelle Heights with 3 bedrooms and 1 bathroom. Seller makes no representations or warranties as to property condition. ...
106 Stockport Road
Columbia, SC 29229
Winslow
Residential
MLS# 594321 / Pending
Welcome to this well-maintained tri-level home offering plenty of space and versatility! Upon entering the main level, youll find a spacious living...
419 Brickingham Way
Columbia, SC 29229
Winchester
Residential
MLS# 594309 / Active
Welcome to 419 Brickingham Way, a 4/5 bedroom, 3.5 bathroom home located in a vibrant community with top-notch amenities. Step inside and enjoy the...
4132 Half Mast Loop
Columbia, SC 29229
VICTORYWOODS VILLAGE
Residential
MLS# 594307 / Pending
Sometimes simplicity is best. It's where comfort can be found. The Harley gives you both. See for yourself as you enter into the foyer. The foyer l...
4137 Half Mast Loop
Columbia, SC 29229
VICTORYWOODS VILLAGE
Residential
MLS# 594296 / Active
Sometimes a well-designed floor plan can make a home feel more spacious without adding square feet. The Dorchester is the perfect example of a home...
4133 Half Mast Loop
Columbia, SC 29229
VICTORYWOODS VILLAGE
Residential
MLS# 594293 / Active
The Langton is an ideal home for modern living and convenience. With granite countertops, open concept living, a second floor laundry room, and a b...
Reduced -$5,000
118 Long Ridge Drive
Columbia, SC 29229
The Summit - Pine Brook
Residential
MLS# 594290 / Active
This beautifully maintained 3-bedroom, 2.5-bathroom home in Pine Brooks offers 1,733 sq. ft. of comfortable living. The kitchen features granite co...
Reduced -$2,000
1044 Ashcroft Circle
Columbia, SC 29229
Ashcroft
Residential
MLS# 594275 / Active
This stunning home in the Ashford Community features three bedrooms and two and a half bathrooms. The expansive porches on both the first and secon...