Applying for Financing - Page 30
| Getting your mortgage is just one part of a real estate transaction. Exit Real Estate Consultants is seasoned at helping both new and experienced buyers alike in all areas of real estate. Call us today at 8033580888 if your needs include a professional REALTOR® ready for the business side of real estate. | |||
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Let Exit Real Estate Consultants assist you with applying for a home loan in Lexington.
Stressed out about applying for a mortgage? You don't have to be. I have close business relationships with a lot of lenders in Lexington, and they've helped me learn a few things that will make the loan application process uncomplicated.
1 – Compose a list of questions regarding your loan programBe sure to bring a list of questions with you if you find that you don't totally grasp the advantages and disadvantages of all the different programs. It can be a challenge to know the differences between both fixed and adjustable rate mortgages. I or one of my trusted lenders will be able to help you understand the advantages and disadvantages of each.2 – Determine when you want to lockWhen you lock in a rate, it denotes that the mortgage lender holds to the mortgage interest rates for the loan – commonly at the time the loan application is sent in. By floating the rate, you can lock the rate anytime between application and at the time of closing. Those who decide to float conclude the interest rates will decline in the near future. Click here to see the outlook for the next 90 days of interest rates.3 – Decide if you want to pay additional points to reduce your rateNormally you can opt to pay additional points to lower the rate of your mortgage loan. Each point is 1 percent of the loan and is payable in cash at the time of closing. Click here to use our points calculator. This tool will help you decide if buying points is right for you.4 – Bring your paperworkAcquiring a mortgage loan requires a lot of paperwork, so you should take some time to get your documents together. Click here to preview normal questions you'll have to answer on a loan app. |
7907 Springpond Road
Columbia, SC 29223
Springwood Lakes
Residential
MLS# 594274 / Active
Welcome to 7907 Springpond Rd, a beautiful brick property offering waterfront living in Columbia, SC. This home features 3 bedrooms and 2 full bath...
17 Box Turtle Ct
Columbia, SC 29229
Turtle Creek
Residential
MLS# 594273 / Pending
Welcome to this charming all-brick home located on a serene cul-de-sac int he sought-after Turtle Creek neighborhood. This 3-bedroom, 2-bath reside...
10 Acme
Columbia, SC 29201
Washington Park
Residential
MLS# 594266 / Active
This beautiful and Ready to Move-in, and upgraded single-family home, with 3 bedrooms,1 bathroom home, is the is a perfect example of classic comfo...
Reduced -$9,000
1929 Bluff Road
Columbia, SC 29201
The Retreat
Residential
MLS# 594256 / Pending Contngnt/inspect
The Artisan floor plan offers an ideal investment opportunity with 4 bedrooms and 4 bathrooms across 1,785 sq ft. Located near the University of So...
1929 Bluff Road
Columbia, SC 29201
The Retreat
Residential
MLS# 594255 / Active
The Artisan floor plan offers an ideal investment opportunity with 4 bedrooms and 4 bathrooms across 1,785 sq ft. Located near the University of So...
7916 Trailwood Lane
Columbia, SC 29209
Charlestowne
Residential
MLS# 594253 / Active
Beautiful contemporary home located directly behind Caughman Road Elementary School. Walk your young children to school every day. Montessori Schoo...
2629 Magnolia Street
Columbia, SC 29204
Edgewood
Residential
MLS# 594237 / Active
This charming home offers 2 bedrooms PLUS an additional room that can easily serve as a 3rd bedroom, home office, or flex space. With a spacious li...
Reduced -$500
2528 Windy Drive
Columbia, SC 29209
Starlite
Residential
MLS# 594232 / Active
Affordable Move in ready property in Southeast Columbia near downtown! This one story has 3 bedrooms, 1 bathroom, crawl space foundation, fully bri...
Reduced -$3,000
1506 King Street
Columbia, SC 29205
Melrose Heights
Residential
MLS# 594222 / Active
Welcome to this charmingly renovated residence in the heart of Columbia's desirable Melrose Heights neighborhood off Gervais Street. This classic h...
772 Blazing Star Trail
Columbia, SC 29223
Rabons Farm
Residential
MLS# 594216 / Pending
This is THE ONE you've been waiting on! Come check out this 3 bedroom 2 full bathroom single story ranch home with a 2 car attached rear entry gara...
3609 Juneau Road
Columbia, SC 29210-0719
Courtyard
Residential
MLS# 594202 / Active
This 2bed/2bathroom condo has been updated with new carpet, fresh paint, new water heater, new kitchen countertops, and new sliding glass doors! Gr...
Reduced -$5,000
275 Arcadia Lakes Drive
Columbia, SC 29206
Arcadia Lakes
Residential
MLS# 594201 / Pending
Stunning Lakeside Retreat - 4 bedrooms, 4.5 bath home with pool and cabana! Welcome to your dream home! Nestled on a picturesque .80-acre lot with ...
204 Edgecliff Way
Columbia, SC 29229
The Summit - Laurel Springs
Residential
MLS# 594192 / Pending
Welcome to this stunning property that exudes contemporary elegance and comfort. The neutral color paint scheme and fresh interior paint provide a ...
5931 Timle Lane
Columbia, SC 29206
Forest Acres
Residential
MLS# 594190 / Active
Nestled in the desirable Forest Acres neighborhood, this stunning 3-bedroom, 2-bathroom ranch home spans 3506 square feet and has been featured in ...
Reduced -$40,900
5 Cypress Cove Road
Columbia, SC 29229
The Villages At Lakeshore
Residential
MLS# 594180 / Pending Contngnt/inspect
5 Cypress Cove is located in the heart of NorthEast Columbia close to nearby amenities, shopping, and dining. This home features a ton of space alo...
Reduced -$5,000
8 Cameron Court
Columbia, SC 29205
Cameron Court
Residential
MLS# 594171 / Active
Lovely home with many updates & situated on a cul-de-sac. The foyer with 2 story stairway to the right has a beautiful paladian window at the landi...
Reduced -$11,900
142 Silverwood Trail
Columbia, SC 29229
Lake Carolina - The Meadows
Residential
MLS# 594153 / Pending
This is a renovated home in Lake Carolina - one of Columbias premier neighborhoods. The amenities in Lake Carolina include ponds and lakes, pools, ...
320 Trowbridge Road
Columbia, SC 29229
Winslow
Residential
MLS# 594147 / Active
Come home to this Five bedrooms, 3 full baths Beauty in Winslow for your family. Master and two bedrooms on top level with two bedrooms and full ba...
Reduced -$5,000
833 Peony Lane
Columbia, SC 29229
Ashcroft
Residential
MLS# 594141 / Pending
This fabulous Vernon plan has five bedrooms and three-and-one-half bathrooms! With the primary suite on the main level, this home has plenty of upg...
837 Peony Lane
Columbia, SC 29229
Ashcroft
Residential
MLS# 594140 / Active
Be in your home for the Holidays! Welcome to the Underwood floorplana perfect blend of comfort and modern living. This charming home features three...
Reduced -$3,521
625 Green Widgeon Road
Columbia, SC 29210
Harbison Grove
Residential
MLS# 594139 / Active
Under construction. Ready for Christmas! Private yard. This gated community townhouse is the perfect location nestled between Harbison and Irmo. UN...
Increase +$590