Applying for Financing - Page 31
| Getting your mortgage is just one part of a real estate transaction. Exit Real Estate Consultants is seasoned at helping both new and experienced buyers alike in all areas of real estate. Call us today at 8033580888 if your needs include a professional REALTOR® ready for the business side of real estate. | |||
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Let Exit Real Estate Consultants assist you with applying for a home loan in Lexington.
Stressed out about applying for a mortgage? You don't have to be. I have close business relationships with a lot of lenders in Lexington, and they've helped me learn a few things that will make the loan application process uncomplicated.
1 – Compose a list of questions regarding your loan programBe sure to bring a list of questions with you if you find that you don't totally grasp the advantages and disadvantages of all the different programs. It can be a challenge to know the differences between both fixed and adjustable rate mortgages. I or one of my trusted lenders will be able to help you understand the advantages and disadvantages of each.2 – Determine when you want to lockWhen you lock in a rate, it denotes that the mortgage lender holds to the mortgage interest rates for the loan – commonly at the time the loan application is sent in. By floating the rate, you can lock the rate anytime between application and at the time of closing. Those who decide to float conclude the interest rates will decline in the near future. Click here to see the outlook for the next 90 days of interest rates.3 – Decide if you want to pay additional points to reduce your rateNormally you can opt to pay additional points to lower the rate of your mortgage loan. Each point is 1 percent of the loan and is payable in cash at the time of closing. Click here to use our points calculator. This tool will help you decide if buying points is right for you.4 – Bring your paperworkAcquiring a mortgage loan requires a lot of paperwork, so you should take some time to get your documents together. Click here to preview normal questions you'll have to answer on a loan app. |
2809 Cliffside Circle
Columbia, SC 29209
Berkeley Forest
Residential
MLS# 594123 / Pending Contngnt/inspect
This beautifully renovated 3 Bedroom 2 Bathroom all-brick home offers 1,908 square feet of living space, featuring newly refinished hardwood floors...
2928 Moorland Drive
Columbia, SC 29223
Windsor Lake Park
Residential
MLS# 594117 / Pending
Welcome to this stunning new listing situated on a spacious cul-de-sac lot! This beautiful home features 4 spacious bedrooms and 3.5 luxurious bath...
122 Nottingham Court
Columbia, SC 29210
Whitehall
Residential
MLS# 594116 / Active
Charming, well-cared-for, 3-Bedroom, 2 bath Tri-Level on a Cul-de-Sac with Sunroom and Large Shaded Yard in Whitehall. Offering both comfort and co...
9718 S Chelsea Road
Columbia, SC 29223
Briarwood
Residential
MLS# 594110 / Pending
Step into luxury and comfort with this stunning home, nestled in a welcoming neighborhood. Boasting a generous 1,576 sq ft of newly renovated livin...
4313 Ryan Avenue
Columbia, SC 29203
Monticello Terrace
Residential
MLS# 594108 / Active
Take a look at this tremendous opportunity! You won't see this price for much longer! Newer HVAC! This cute home features a formal living room, eat...
648 Gladiolus Drive
Columbia, SC 29229
Summit Hills
Residential
MLS# 594103 / Active Other Contingency
A pristine 3 bedroom, 2 bathroom house on a large lot. The open-concept design, vaulted ceilings and molding immediately creates a sense elegance a...
Reduced -$10,100
205 Cricket Hill Road
Columbia, SC 29223
Wildewood
Residential
MLS# 594100 / Active
Welcome to 205 Cricket Hill Road. Beautiful well-maintained home is a must see!! Situated on over 1/2-acre level lot. Marble foyer, heavy molding &...
Reduced -$56,000
3920 Anwood Drive
Columbia, SC 29209
Pine Lakes
Residential
MLS# 594098 / Active
This home qualifies for 100% Financing with NO money down (minimum 680 credit score). Discover the charm of this completely renovated 3-bedroom, 1-...
Reduced -$4,000
105 Eastbranch Road
Columbia, SC 29223
Spring Valley
Residential
MLS# 594093 / Pending
Artist in residence? Walls for it All! This all brick custom contemporary ranch flush with natural light freshly painted inside and out is an enter...
1016 Bradford Ridge Lane
Columbia, SC 29223
North Trace
Residential
MLS# 594092 / Active
If you are looking for a great home under $250,000, look no further. Cozy but spacious 3 bedroom, 2 bath home in an NE Columbia community. Recently...
Reduced -$5,000
513 Long Pointe Lane
Columbia, SC 29229-7560
Lake Carolina - Harborside
Residential
MLS# 594089 / Pending
Come live in this Southern Charm beauty in Harborside at Lake Carolina! This home greets you with a large covered front porch. Hardwood floors down...
121 Village Farm Road
Columbia, SC 29223
Wildewood
Residential
MLS# 594087 / Pending
Patio Pizazz- Patio home luxury living on Christmas Tree Lane in WildeWood! Fresh Hues fresh paint and brand new LVP flooring through except the 2 ...
102 Woodwinds West Court
Columbia, SC 29212
Woodwinds
Residential
MLS# 594079 / Active
Beautiful three - bedroom, two - bathroom, renovated home, showcasing an open vaulted ceiling, large den with a wood-burning fireplace. All new til...
25 Eason Court
Columbia, SC 29209
Eastfair
Residential
MLS# 594078 / Active
Tucked away at the end of the road, this cozy 3 bedroom, 2.5 bath home offers the perfect blend of comfort and privacy. Step inside to find beautif...
Reduced -$5,000
1135 Elm Avenue
Columbia, SC 29205
Rosewood
Residential
MLS# 594077 / Pending
$3,000 upgrade credit is being offered! Nestled on a spacious corner lot in the charming Rosewood neighborhood, this beautiful brick home offers bo...
Reduced -$5,000
2820 Duncan Street
Columbia, SC 29205
Shandon
Residential
MLS# 594075 / Active
2820 Duncan Street is located in the heart of the Shandon neighborhood. This property features a one story bungalow style main residence and a two ...
Reduced -$15,100
2002 Greene Street
Columbia, SC 29205
Place On The Greene
Residential
MLS# 594074 / Pending
SUPER CUTE MOVE-IN READY 2 BDRM CONDO IN THE HEART OF COLUMBIA'S FIVE POINTS DISTRICT! Enjoy peaceful living, and great views from the top floor of...
35 Arcadia Cove
Columbia, SC 29206
Arcadia Cove
Residential
MLS# 594070 / Pending Contngnt/inspect
PRICE IMPROVEMENT! Pristine condition with upgraded touches throughout! Enter this lovely 2 bedroom 2.5 bathroom townhome to see hardwood floors al...
Reduced -$15,000
1 Tombee Place
Columbia, SC 29209
Kings Grant
Residential
MLS# 594049 / Pending
Incredible 5bed/5.5bath all brick custom home in desirable Kings Grant! Large corner lot adjacent to a quiet culdesac, this grand home has a circul...
914 S Bonham Road
Columbia, SC 29205
Rosewood
Residential
MLS# 594045 / Pending
Beautifully updated ""Mid Century"" brick home in Rosewood near the YMCA park. Zoned for Rosewood Elementary, Hand Middle & Dreher High. Wonderful ...
Reduced -$5,001
4504 Mabar Street
Columbia, SC 29205
Lake Katherine
Residential
MLS# 594042 / Pending
NEW CONSTRUCTION READY MAY 2025! Pictures are of 4500, which is the same floor plan. Brand new home with over 2,500sqft of open living! Be the firs...