Applying for Financing - Page 32
| Getting your mortgage is just one part of a real estate transaction. Exit Real Estate Consultants is seasoned at helping both new and experienced buyers alike in all areas of real estate. Call us today at 8033580888 if your needs include a professional REALTOR® ready for the business side of real estate. | |||
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Let Exit Real Estate Consultants assist you with applying for a home loan in Lexington.
Stressed out about applying for a mortgage? You don't have to be. I have close business relationships with a lot of lenders in Lexington, and they've helped me learn a few things that will make the loan application process uncomplicated.
1 – Compose a list of questions regarding your loan programBe sure to bring a list of questions with you if you find that you don't totally grasp the advantages and disadvantages of all the different programs. It can be a challenge to know the differences between both fixed and adjustable rate mortgages. I or one of my trusted lenders will be able to help you understand the advantages and disadvantages of each.2 – Determine when you want to lockWhen you lock in a rate, it denotes that the mortgage lender holds to the mortgage interest rates for the loan – commonly at the time the loan application is sent in. By floating the rate, you can lock the rate anytime between application and at the time of closing. Those who decide to float conclude the interest rates will decline in the near future. Click here to see the outlook for the next 90 days of interest rates.3 – Decide if you want to pay additional points to reduce your rateNormally you can opt to pay additional points to lower the rate of your mortgage loan. Each point is 1 percent of the loan and is payable in cash at the time of closing. Click here to use our points calculator. This tool will help you decide if buying points is right for you.4 – Bring your paperworkAcquiring a mortgage loan requires a lot of paperwork, so you should take some time to get your documents together. Click here to preview normal questions you'll have to answer on a loan app. |
2427 Craig Road
Columbia, SC 29204
Druid Hills
Residential
MLS# 594039 / Active
Seller willing to provide closing costs or pay down a Buyer's interest rate for qualified buyers. Reach out for flyers showing a buyer could save a...
Reduced -$6,000
4402 Devereaux Road
Columbia, SC 29205
Lake Katherine
Residential
MLS# 594037 / Contingent Sale Closing
Welcome to this beautifully remodeled home in the Lake Katherine neighborhood of downtown Columbia. The main house offers 2,455 square feet of sing...
Reduced -$25,000
2327 Willow Street
Columbia, SC 29203
Lincolnshire
Residential
MLS# 594036 / Pending
Investment opportunity 3 bed 2 bath all brick As-Is CASH ONLY DEAL Over 2035 sq ft of space to be creative and renovate into a great property on a ...
Reduced -$10,000
4841 Oakhill Road
Columbia, SC 29206
Forest Acres
Residential
MLS# 594029 / Active
Located right next to Satchel Ford Elementary on a beautiful street, 4841 Oak Hill Road offers the perfect 1 story layout with 3 bedrooms and 2 ful...
Reduced -$5,000
1407 Maple Street
Columbia, SC 29205
Hollywood / Rose Hill
Residential
MLS# 594027 / Active
1405 and 1407 Maple St are mirrored halves of this remodeled duplex in historic Melrose Heights. Built in 1940 and most recently updated in 2024, e...
Reduced -$10,000
822 E Springs Road
Columbia, SC 29223
Spring Valley
Residential
MLS# 594008 / Active
All brick 4BR with 2 car garage located in Spring Valley on .61 acre lot. Spacious family room with hardwood flooring, masonry fireplace and vaulte...
Reduced -$10,000
2426 Rigby Drive
Columbia, SC 29204
Druid Hills
Residential
MLS# 594006 / Active
Charming 3-Bedroom Home with Spacious Backyard and Versatile Shed in Columbia, SC Welcome to 2426 Rigby Drive, a beautifully maintained 3-bedroom, ...
Reduced -$15,000
1613 Nursery Hill Road
Columbia, SC 29212
Murraywood
Residential
MLS# 594003 / Active
STUNNING, MOVE-IN READY, FULLY UPDATED HOME NESTLED IN ESTABLISHED MURRAYWOOD NEIGHBORHOOD ZONED FOR AWARD-WINNING LEX/RICHLAND 5 SCHOOLS! This 3 b...
320 Black Friars Road
Columbia, SC 29209-0000
Olde Woodlands
Residential
MLS# 593998 / Active
This well maintained, stately colonial style home offers many updates & a wonderful floor plan for entertaining. From the expansive front porch wit...
Reduced -$400
1600 Grays Inn Road
Columbia, SC 29210
Residential
MLS# 593988 / Active
Nice 2 bedroom,1.5 bath 2 stories condo with easy access to I-20 and I-26.Inside you will find a nice living room and a kitchen with appliances inc...
Reduced -$5,500
1208 Bush River Road
Columbia, SC 29210
Lexington Green
Residential
MLS# 593973 / Pending Contngnt/inspect
This accessible 2-bedroom, 2-bathroom home features a ground-level entrance for easy entry and mobility. The private master suite includes its own ...
Reduced -$2,600
1929 Bluff Road
Columbia, SC 29201
The Retreat
Residential
MLS# 593971 / Pending
This property at The Retreat, USC's premier student living community, sounds ideal for students seeking convenience, safety, and a lively atmospher...
1247 Mosser Drive
Columbia, SC 29203
GRAND OAKS
Residential
MLS# 593951 / Active
Find yourself at 1247 Mosser Drive, a beautiful new home in Grand Oaks! This Harrison is a 2-story plan with 3 bedrooms, 2.5 bathrooms, and a 1-car...
Reduced -$1,420
1253 Mosser Drive
Columbia, SC 29203
GRAND OAKS
Residential
MLS# 593947 / Active
Unlock the home of your dreams at 1253 Mosser Drive, a stunning new construction Cameron Floorplan in Grand Oaks. This home features four bedrooms,...
Reduced -$1,990
2137 Barhamville Road
Columbia, SC 29204
Residential
MLS# 593940 / Active
This beautiful corner-lot home seamlessly combines classic charm with modern convenience. Situated near downtown, it's just minutes away from hospi...
1256 Mosser Drive
Columbia, SC 29203
GRAND OAKS
Residential
MLS# 593934 / Active
Welcome to the Cameron at 1256 Mosser Drive, a stunning new construction home in Grand Oaks. It features four bedrooms, two bathrooms, and a 2-car ...
Reduced -$11,280
1235 Mosser Drive
Columbia, SC 29203
GRAND OAKS
Residential
MLS# 593930 / Pending
Find your new home in the Aisle Plan at 1235 Mosser Drive, a stunning new construction home in Grand Oaks. This plan features a completely open con...
Reduced -$4,000
1414 Woodrow Street
Columbia, SC 29205
Melrose Heights
Residential
MLS# 593926 / Active
Open Sunday, November 17th from 1-3 pm. Welcome to this beautifully renovated 1935 home, offering modern comfort with a touch of historic charm! Th...
Reduced -$9,000
220 Catalpa Lane
Columbia, SC 29229
Mason Ridge
Residential
MLS# 593918 / Pending
New roof being installed week of 10/21 Have you been searching for your dream home? Look no further! This 5 bedroom, 3 bathroom home is located min...
4135 Half Mast Loop
Columbia, SC 29229
VICTORYWOODS VILLAGE
Residential
MLS# 593914 / Active
Walk into the Annafield, and arrive at home. It's designed to be a retreat away from the busyness of the world. This charming three-bedroom, single...
Reduced -$5,099
1515 Albemarle Street
Columbia, SC 29203
Residential
MLS# 593907 / Active
**Great buy here as rental investment property or even better for a 1st time homeowner** Adorable, cute home at the end of a quiet, peaceful dead-e...
Reduced -$2,000