Applying for Financing - Page 33
| Getting your mortgage is just one part of a real estate transaction. Exit Real Estate Consultants is seasoned at helping both new and experienced buyers alike in all areas of real estate. Call us today at 8033580888 if your needs include a professional REALTOR® ready for the business side of real estate. | |||
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Let Exit Real Estate Consultants assist you with applying for a home loan in Lexington.
Stressed out about applying for a mortgage? You don't have to be. I have close business relationships with a lot of lenders in Lexington, and they've helped me learn a few things that will make the loan application process uncomplicated.
1 – Compose a list of questions regarding your loan programBe sure to bring a list of questions with you if you find that you don't totally grasp the advantages and disadvantages of all the different programs. It can be a challenge to know the differences between both fixed and adjustable rate mortgages. I or one of my trusted lenders will be able to help you understand the advantages and disadvantages of each.2 – Determine when you want to lockWhen you lock in a rate, it denotes that the mortgage lender holds to the mortgage interest rates for the loan – commonly at the time the loan application is sent in. By floating the rate, you can lock the rate anytime between application and at the time of closing. Those who decide to float conclude the interest rates will decline in the near future. Click here to see the outlook for the next 90 days of interest rates.3 – Decide if you want to pay additional points to reduce your rateNormally you can opt to pay additional points to lower the rate of your mortgage loan. Each point is 1 percent of the loan and is payable in cash at the time of closing. Click here to use our points calculator. This tool will help you decide if buying points is right for you.4 – Bring your paperworkAcquiring a mortgage loan requires a lot of paperwork, so you should take some time to get your documents together. Click here to preview normal questions you'll have to answer on a loan app. |
2714 Craig Road
Columbia, SC 29204-3529
Druid Hills
Residential
MLS# 593906 / Active
Well here you go if you are looking for a one level retirement home with a Forest Acres lot for your Garden & Dog & Workshop! Or it is your First h...
Reduced -$10,000
1047 Lake Village Drive
Columbia, SC 29229
Villages At Lakeshore
Residential
MLS# 593901 / Active
Welcome home! This spacious 3-bedroom, 2.5-bath beauty sits on a 0.26-acre lot and offers everything you need for comfortable living and entertaini...
3613 Marsteller Street
Columbia, SC 29203
Residential
MLS# 593893 / Pending
This 2-bed, 2-bath home in the up-and-coming North Main area of Columbia presents an excellent opportunity for renovation. With high ceilings and t...
3839 Ayshire Avenue
Columbia, SC 29203
Residential
MLS# 593888 / Active
No Money down opportunity amazing new construction on almost an half acre!!( Columbia,SC) 3 Bedroom, 2 Bath opportunity on an half acre lot!!Solid ...
26 Cutlers Court
Columbia, SC 29212
Cutlers Station
Residential
MLS# 593886 / Active
Welcome to this inviting 3-bedroom, 2-bath bottom floor condo located in the desirable Cutlers Station community. With a spacious layout and cozy f...
655 Ross Road
Columbia, SC 29223
Savannah Oaks
Residential
MLS# 593885 / Active
National Home Builders Riley Floor Plan is a four bedroom, two and one-half bathroom sitting on 2 acres. Home featuring an open living area, with d...
2 Berry Ridge Court
Columbia, SC 29229
Winslow
Residential
MLS# 593884 / Active
Great large cul-de-sac lot with fully fenced backyard is perfect for entertaining. Relax on your front porch, freshly painted neutral colors inside...
Reduced -$5,000
2313 Greene Street
Columbia, SC 29205
Olde Shandon
Residential
MLS# 593882 / Active
Charming 3-bedroom, 2-bath raised ranch home in Columbia, SC, offers 1,158 square feet of cozy living space. It features a bright living room, a we...
4109 Ridgewood Avenue
Columbia, SC 29203
North Highlands
Residential
MLS# 593880 / Pending
Charming 1930s Bungalow in Downtown Columbia - Welcome to 4109 Ridgewood Avenue! This beautifully maintained 1930s bungalow offers timeless charm j...
194 Horseshoe Circle
Columbia, SC 29223
Forestwood Estates
Residential
MLS# 593877 / Pending
This MOVE-IN READY home is ready to welcome you! The exterior boasts a brand-new roof, providing long-lasting protection, and a freshly painted ext...
4401 Ridgewood Avenue
Columbia, SC 29203
Residential
MLS# 593863 / Active
Renovated 5 bedroom, 3.5 Bathrooms with room to grow! New roof, new HVAC, replacement vinyl windows, new appliances and renovated bathrooms. Master...
Reduced -$10,000
242 White Falls Drive
Columbia, SC 29212
Coldstream
Residential
MLS# 593857 / Active
Welcome to 242 White Falls Drive, a stunning residence nestled in the sought-after Coldstream Subdivision of Columbia, SC! This remarkable all-bric...
5839 Corley Street
Columbia, SC 29212
Challedon West
Residential
MLS# 593850 / Active
Don't let your client Miss this Beautifully Renovated All Brick Home ! Home being Sold As Is ..This Home is Nestled in the Heart of Irmo. Close pro...
105 Beaver Dam Road
Columbia, SC 29223
Wildewood
Residential
MLS# 593849 / Active
Looking for the Perfect Home in a Top School District? This beautifully crafted two-story home is the ideal choice for families seeking quality, sa...
124 Charmont Drive
Columbia, SC 29223
Charleswood
Residential
MLS# 593848 / Active
This ALL BRICK 3bed/2bath home has both a good size master bedroom & private m.bath, as well as a NEW ROOF & ample closet space. Take note of the t...
Increase +$5,000
623 Wooster Drive
Columbia, SC 29223
Travers Park
Residential
MLS# 593833 / Pending
This charming two-story home boasts three bedrooms, perfect for accommodating a growing family or hosting guests. With two and a half bathrooms, in...
Reduced -$10,705
207 Waktin Way
Columbia, SC 29223
Travers Park
Residential
MLS# 593832 / Active
The Kershaw is a three bedroom, two and one-half bathroom home featuring an open living area. The kitchen includes stainless steel appliances, gran...
Increase +$4,339
1701 Mayer
Columbia, SC 29203
Harlem Heights Ext.
Residential
MLS# 593823 / Pending
New Construction! Located just minutes from downtown Columbia, this home offers an open layout with stunning features throughout. The kitchen is eq...
205 Woodlands West
Columbia, SC 29229
Woodlands Manor
Residential
MLS# 593804 / Pending
Located within the desirable Woodlands golf community with a pond view of the Russell Breeden designed golf course. Fantastic location to schools, ...
4367 Chicora Street
Columbia, SC 29209
Greenbriar
Residential
1612 Carl Road
Columbia, SC 29210
Elm Abode
Residential
MLS# 593780 / Active
Home was under construction. Sits on 1.6 acres. Floors and drywall are in. Over 9 ft ceilings with a large family room, dining room, & kitchen, and...