Applying for Financing - Page 34
| Getting your mortgage is just one part of a real estate transaction. Exit Real Estate Consultants is seasoned at helping both new and experienced buyers alike in all areas of real estate. Call us today at 8033580888 if your needs include a professional REALTOR® ready for the business side of real estate. | |||
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Let Exit Real Estate Consultants assist you with applying for a home loan in Lexington.
Stressed out about applying for a mortgage? You don't have to be. I have close business relationships with a lot of lenders in Lexington, and they've helped me learn a few things that will make the loan application process uncomplicated.
1 – Compose a list of questions regarding your loan programBe sure to bring a list of questions with you if you find that you don't totally grasp the advantages and disadvantages of all the different programs. It can be a challenge to know the differences between both fixed and adjustable rate mortgages. I or one of my trusted lenders will be able to help you understand the advantages and disadvantages of each.2 – Determine when you want to lockWhen you lock in a rate, it denotes that the mortgage lender holds to the mortgage interest rates for the loan – commonly at the time the loan application is sent in. By floating the rate, you can lock the rate anytime between application and at the time of closing. Those who decide to float conclude the interest rates will decline in the near future. Click here to see the outlook for the next 90 days of interest rates.3 – Decide if you want to pay additional points to reduce your rateNormally you can opt to pay additional points to lower the rate of your mortgage loan. Each point is 1 percent of the loan and is payable in cash at the time of closing. Click here to use our points calculator. This tool will help you decide if buying points is right for you.4 – Bring your paperworkAcquiring a mortgage loan requires a lot of paperwork, so you should take some time to get your documents together. Click here to preview normal questions you'll have to answer on a loan app. |
386 Vermillion Drive
Columbia, SC 29209-3351
Willow Tree
Residential
MLS# 593779 / Active
Mungos classic Harold plan blends the popular open floor plan with the classic layout offering the kitchen and dining space separate from the livin...
Reduced -$5,000
352 Guilford Street
Columbia, SC 29169-5814
Columbia Circle
Residential
MLS# 593753 / Pending Contngnt/inspect
West Columbia continues to be one of the most sought after areas in the city. It is great for primary homebuyers as well as investors. 352 Guilford...
Reduced -$4,100
203 Chalfont Lane
Columbia, SC 29229
Lake Carolina - Woodridge
Residential
MLS# 593751 / Pending
Welcome to 203 Chalfont Lane in desirable Lake Carolina with many amenities such as pool, tennis courts and playground! This all brick home is zone...
455 Running Fox W Road
Columbia, SC 29223
Wildewood
Residential
MLS# 593748 / Active
If you're looking for a home with lots of privacy, yet within a N'hood and all of its amenities, then this is it!! Situated in the highly sought af...
401 Juniper Street
Columbia, SC 29203-5054
Greenview
Residential
MLS# 593738 / Pending
Well loved brick home near downtown Columbia awaiting for a new family to make new and enchanting memories. 3 Bed, 1.5 Bath with formal living room...
405 Autumn Glen Road
Columbia, SC 29229
Sterling Hills
Residential
MLS# 593732 / Active
BACK ON THE MARKET DUE TO BUYER FINANCING! Come and see this lovely, well maintained home in Sterling Hills! A beautiful, welcoming front porch gre...
2 Westpine Court
Columbia, SC 29212
Harbison
Residential
MLS# 593726 / Pending
Calling all INVESTORS and home buyers looking for EQUITY! This handyman special is perfect for you! Location, Location, Location! This spacious, ov...
Reduced -$20,000
1728 Canal Drive
Columbia, SC 29210
Huffman Heights
Residential
MLS# 593711 / Active
Pond front home with 2.5 acres including pond! This 1-level beauty is move-in ready and has great views of pond in the sun room, the eat-in or the ...
850 Ohio Street
Columbia, SC 29201
Olympia
Residential
MLS# 593708 / Active
Large home in heart of Olympia. Main bedroom downstairs with access to covered deck. BR 2 also on main level, with 3 beds up. Two full baths downst...
1314 Geiger Avenue
Columbia, SC 29201
Cottontown
Residential
MLS# 593704 / Pending
The Jewel Of Cottontown - A Contractor's Home and the same owner for the last 45 years. Great attention to details. Kitchen and Bathrooms recently ...
2844 Lucille Drive
Columbia, SC 29204
Residential
MLS# 593702 / Active
This fully renovated 3-bedroom, 1-bath home offers modern living with convenience. Upgrades include brand new plumbing, electrical systems, a new r...
Reduced -$2,000
26 Canterbury Court
Columbia, SC 29210
Waterford Place
Residential
MLS# 593696 / Pending
Discover your newly updated haven nestled in a serene neighborhood, complete with a community swimming pool. This home boasts two cozy bedrooms and...
816 Gregg Street
Columbia, SC 29201
Gibbes Green
Residential
MLS# 593693 / Pending
Discover this exquisite 3-bedroom, 3.5-bath Charleston-style townhome, ideally situated just a minute walk from the vibrant heart of the University...
101 Moolah Drive
Columbia, SC 29223
Windsor Lake
Residential
MLS# 593687 / Active
LAND...HOMES...WATER! Land has been cleared of previous homes and is ready for your residential development. 9.11 ACRES, 3 TINY homes, 2 Large Pond...
805 Phipps Lane
Columbia, SC 29209
Burnside Farms
Residential
MLS# 593683 / Pending
Welcome to 805 Phipps Lane! This beautiful 4 year old home is move in ready and combines convenience, great amenities, and low maintenance living. ...
Reduced -$15,000
1840 Koulter Drive
Columbia, SC 29210
Riverside Forest
Residential
New construction single story home boats a welcoming front porch, an oversized driveway, and a three-car garage! Inside, you'll find an open floor ...
Reduced -$14,900
1323 Suber Street
Columbia, SC 29205
Rosewood
Residential
MLS# 593681 / Active
Welcome to this all brick 3 bed 2 bath ranch home located on a corner lot. This home features a large Great Room with a fireplace. You will find be...
Reduced -$10,000
205 Hay Meadow Lane
Columbia, SC 29209
Burnside Farms
Residential
MLS# 593674 / Active
Well maintained home located in The Burnside Farms neighborhood. Open floor plan with larger living area that flows into the kitchen. Kitchen featu...
Reduced -$5,000
3512 Deerfield Drive
Columbia, SC 29204
Forest Acres
Residential
MLS# 593669 / Active
Updated, move-in ready house in Forest Acres zoned for Satchel Ford, Crayton, and A.C. Flora. Great open floor plan provides plenty of space! Beaut...
Reduced -$20,100
309 Lewisham Road
Columbia, SC 29210
Whitehall
Residential
MLS# 593668 / Pending Contngnt/inspect
Welcome to 309 Lewisham Rd., where classic charm meets modern updates! This 3-bedroom, 2-bathroom, all-brick traditional home offers 1,796 square f...
Reduced -$5,000
502 Emory Lane
Columbia, SC 29212
Challedon West
Residential
MLS# 593664 / Active
Welcome to this move-in ready 3-bedroom, 2-bath home in the desirable Challedon West community! Boasting 1,534 square feet, this charming single-st...
Reduced -$5,000