Applying for Financing - Page 35
| Getting your mortgage is just one part of a real estate transaction. Exit Real Estate Consultants is seasoned at helping both new and experienced buyers alike in all areas of real estate. Call us today at 8033580888 if your needs include a professional REALTOR® ready for the business side of real estate. | |||
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Let Exit Real Estate Consultants assist you with applying for a home loan in Lexington.
Stressed out about applying for a mortgage? You don't have to be. I have close business relationships with a lot of lenders in Lexington, and they've helped me learn a few things that will make the loan application process uncomplicated.
1 – Compose a list of questions regarding your loan programBe sure to bring a list of questions with you if you find that you don't totally grasp the advantages and disadvantages of all the different programs. It can be a challenge to know the differences between both fixed and adjustable rate mortgages. I or one of my trusted lenders will be able to help you understand the advantages and disadvantages of each.2 – Determine when you want to lockWhen you lock in a rate, it denotes that the mortgage lender holds to the mortgage interest rates for the loan – commonly at the time the loan application is sent in. By floating the rate, you can lock the rate anytime between application and at the time of closing. Those who decide to float conclude the interest rates will decline in the near future. Click here to see the outlook for the next 90 days of interest rates.3 – Decide if you want to pay additional points to reduce your rateNormally you can opt to pay additional points to lower the rate of your mortgage loan. Each point is 1 percent of the loan and is payable in cash at the time of closing. Click here to use our points calculator. This tool will help you decide if buying points is right for you.4 – Bring your paperworkAcquiring a mortgage loan requires a lot of paperwork, so you should take some time to get your documents together. Click here to preview normal questions you'll have to answer on a loan app. |
313 S Allaire Court
Columbia, SC 29229-9489
Heather Green
Residential
MLS# 593657 / Pending
Gorgeous brick front ranch home in immaculate condition. Huge great room with vaulted ceilings. Spacious kitchen with natural-colored cabinets with...
Reduced -$6,100
6416 Westshore Road
Columbia, SC 29206
Forest Lake Estates
Residential
MLS# 593655 / Pending
~$20,000 Price Improvement.... Seller says lets move this one. Amazing almost 3100sf home with100 foot lake frontage in Forest Acres just off of Ro...
Reduced -$19,450
104 Woodcrest Drive
Columbia, SC 29203
Hollywood Hills
Residential
MLS# 593653 / Active
This beautiful four sided brick home has 4 bedrooms with one and a half baths . In the last year, new cabinets in kitchen, ceramic flooring in kitc...
Reduced -$12,000
1909 Ashford Lane
Columbia, SC 29210
Carnaby Square
Residential
MLS# 593651 / Active
Looking for affordable living with an easy commute to downtown and easy access to I20 and I-26? Then this is for you. Spacious townhome with 3 bd/2...
Reduced -$2,500
128 Shoals Landing Drive
Columbia, SC 29212
Shoals Landing
Residential
MLS# 593645 / Active
Welcome to the sought out neighborhood of Shoals Landing which is in the perfect location and close to everything! This GSH Camellia w/FROG floorpl...
Reduced -$10,000
904 Rockwood Road
Columbia, SC 29209
Knollwood
Residential
MLS# 593642 / Active
All brick 3 bedroom 2.5 bath home convenient to USC, Downtown Columbia, the VA hospital, Fort Jackson, and the Target shopping center. This home ha...
Reduced -$10,500
528 Wimbledon Court
Columbia, SC 29210
Carnaby Square
Residential
MLS# 593630 / Active
Nice 1 bedroom 2nd story condo with easy access to intestates I-26 and I-20 and less than 10 minutes to downtown Columbia business district. Inside...
5027 Forest Lake Place
Columbia, SC 29206
Lakeshore
Residential
MLS# 593629 / Pending Contngnt/inspect
Welcome to your own little condo in downtown Columbia! This location is just off Forest Drive, which is a major thoroughfare throughout the Capital...
20 Baltusrol Court
Columbia, SC 29223-2948
The Gates Of Wildewood
Residential
MLS# 593613 / Pending 3rd Party Approv.
Attention Investors and DIY-ers! Great potential in this townhome near Wildewood! Primary bedroom downstairs and two bedrooms up. Lots of storage! ...
3509 Prentice Avenue
Columbia, SC 29205
Rosewood
Residential
MLS# 593603 / Active
This captivating 2-bedroom, 2 full bathroom home boasts 1,170 sqft of luxurious living space, complete with beautiful hardwood floors and an update...
Reduced -$9,990
1850 Atlantic Drive
Columbia, SC 29210
Broad River Township
Residential
MLS# 593601 / Active
Welcome to Broad River Township. This unit opens into a dining area that is just off the eat in kitchen with tiled backsplash and pantry. Then it o...
Reduced -$4,000
1801 Old Colony Road
Columbia, SC 29209
Dominion Hills
Residential
MLS# 593586 / Pending
One story, brick ranch on a large lot! Durable LVP and vinyl flooring throughout all common areas. Freshly painted interior, updated fixtures and s...
48 Caleb Court
Columbia, SC 29203
Highland Forest
Residential
MLS# 593584 / Active
ASK LISTING AGENT ABOUT SPECIAL! Updated & Move-In Ready! This charming home offers a perfect blend of comfort and convenience, just minutes from I...
Reduced -$5,000
3 Sunset View Court
Columbia, SC 29229
Lake Carolina - Willow Pointe
Residential
MLS# 593575 / Pending
Prestigious executive dream home in Willow Pointe of the Lake Carolina community of Columbia, SC! This stunning 5-bedroom, 3.5-bath, 3665 sqft exec...
3913 Candlelite Drive
Columbia, SC 29209
Starlite
Residential
Welcome home to 3913 Candlelite Drive! This inviting ranch-style home features three cozy bedrooms and a shared bathroom. The kitchen features tile...
4301 Pine Forest Drive
Columbia, SC 29204
Highland Park
Residential
MLS# 593537 / Active
This beautifully renovated home is move-in ready, featuring six bedrooms and four and a half bathrooms. The open floor plan seamlessly connects the...
209 Reseda Drive
Columbia, SC 29223
Candlewood
Residential
MLS# 593528 / Active
Price Improvement! Move in Ready and must see!! Step inside to see this completely remodeled and updated home. Complete with new flooring throughou...
Reduced -$5,000
307 Curvewood Road
Columbia, SC 29229
The Summit - Gatewood
Residential
MLS# 593525 / Active
This is a gem of a home that you will fall in love with. Three bedrooms with a master suite that has a private bathroom with a garden/shower tub, a...
Reduced -$5,000
220 Woodlands Ridge Road
Columbia, SC 29229
Woodlands Ridge
Residential
MLS# 593506 / Active
PRICE REDUCED! Welcome to your new home in the beautiful golf community of the Woodlands! This all-brick, turnkey home has been well-maintained and...
Reduced -$5,100
516 Moresby Way
Columbia, SC 29223
Travers Park
Residential
MLS# 593500 / Active
Welcome home to this stunning 3-bedroom, 2 1/2 bath beauty with a spacious two-car garage! Upon entering, you'll immediately feel at ease. The main...
509 Burnside Drive
Columbia, SC 29209
The Pines
Residential
MLS# 593493 / Pending
*Back on the Market at no fault of seller*Welcome to 509 Burnside Drive, Columbia, SC a Cozy 3-bedroom, 2-bath home located in a quiet, friendly ne...
Reduced -$14,999