Applying for Financing - Page 36
| Getting your mortgage is just one part of a real estate transaction. Exit Real Estate Consultants is seasoned at helping both new and experienced buyers alike in all areas of real estate. Call us today at 8033580888 if your needs include a professional REALTOR® ready for the business side of real estate. | |||
 |
|||
 |
|||
Let Exit Real Estate Consultants assist you with applying for a home loan in Lexington.
Stressed out about applying for a mortgage? You don't have to be. I have close business relationships with a lot of lenders in Lexington, and they've helped me learn a few things that will make the loan application process uncomplicated.
1 – Compose a list of questions regarding your loan programBe sure to bring a list of questions with you if you find that you don't totally grasp the advantages and disadvantages of all the different programs. It can be a challenge to know the differences between both fixed and adjustable rate mortgages. I or one of my trusted lenders will be able to help you understand the advantages and disadvantages of each.2 – Determine when you want to lockWhen you lock in a rate, it denotes that the mortgage lender holds to the mortgage interest rates for the loan – commonly at the time the loan application is sent in. By floating the rate, you can lock the rate anytime between application and at the time of closing. Those who decide to float conclude the interest rates will decline in the near future. Click here to see the outlook for the next 90 days of interest rates.3 – Decide if you want to pay additional points to reduce your rateNormally you can opt to pay additional points to lower the rate of your mortgage loan. Each point is 1 percent of the loan and is payable in cash at the time of closing. Click here to use our points calculator. This tool will help you decide if buying points is right for you.4 – Bring your paperworkAcquiring a mortgage loan requires a lot of paperwork, so you should take some time to get your documents together. Click here to preview normal questions you'll have to answer on a loan app. |
610 Wooster Drive
Columbia, SC 29223
Travers Park
Residential
MLS# 593458 / Active
This charming two-story home boasts three bedrooms, perfect for accommodating a growing family or hosting guests. With two and a half bathrooms, in...
Reduced -$3,892
35 Schooner Ct
Columbia, SC 29229
Lake Carolina - The Peninsula
Residential
MLS# 593450 / Active
This all-brick home nestled in the distinguished gated community of The PENINSULA at LAKE CAROLINA in Columbia, SC is a standout with its impressiv...
Reduced -$5,000
4046 Hard Scrabble Road
Columbia, SC 29223
Residential
MLS# 593430 / Pending
Welcome to this charming, loving home that boast 4 bedrooms, to include 2 owners suites, 3 bathrooms, vaulted living room ceilings, original hardwo...
924 Stebondale Road
Columbia, SC 29203-4302
Northwood Hills
Residential
MLS# 593421 / Active
Discover your new home in the heart of Northwood Hills Subdivision, a desirable established community. Convenient to downtown Columbia Schools, Hos...
156 Cannondale Road
Columbia, SC 29210
Coldstream
Residential
MLS# 593418 / Active
This contemporary home features all the conveniences of the town of Irmo and Lexington Richland 5 school district. It includes three large bedrooms...
4437 Willingham Drive
Columbia, SC 29206
Forest Acres
Residential
MLS# 593397 / Active
Updated home in the heart of desirable Forest Acres neighborhood. This home has a beautifully updated kitchen with granite countertops, subway tile...
Reduced -$11,000
623 Green Widgeon Road
Columbia, SC 29210
Harbison Grove
Residential
MLS# 593380 / Pending
Under construction. Ready for Christmas! Private yard. This gated community townhouse is the perfect location nestled between Harbison and Irmo. UN...
621 Green Widgeon Road
Columbia, SC 29210
Harbison Grove
Residential
MLS# 593379 / Pending
Under construction. Ready for Christmas! Private yard. This gated community townhouse is the perfect location nestled between Harbison and Irmo. UN...
1603 Morninglo Lane
Columbia, SC 29223
Woodfield Park
Residential
MLS# 593370 / Contingent Sale Closing
Beautifully Renovated 3 Bedroom Home on Extra Large Corner Lot. Discover your dream home in a prime location! Versatile Zoning: While currently use...
Reduced -$9,000
604 Dulaney Bend
Columbia, SC 29229
Lake Carolina-berkeley Manor
Residential
MLS# 593337 / Active
Beautiful Brick Home In Lake Carolina!! 4 Bedrooms and 3 Full Bathrooms, Granite Counter Tops w/ Island In Kitchen, Open Floorplan with Spectacular...
Reduced -$7,400
488 Dukes Hill Road
Columbia, SC 29203
Farrow Pointe
Residential
MLS# 593335 / Active
Beautiful 3 bedroom, 2 bath home located in Farrow Pointe. Kitchen has granite counters, white cabinets, stainless steel appliances, and gets lots ...
Reduced -$7,500
59 Peyton Road
Columbia, SC 29209
Pennington Place
Residential
MLS# 593323 / Active
Beautiful 3 BR/2 BA ranch style home in the desirable Pennington Place neighborhood. Conveniently located near Fort Jackson, VA Hospital, USC, and ...
2610 Orangeburg Street
Columbia, SC 29204
Residential
MLS# 593322 / Pending
Great starter home or investment property right in the heart of Forest Acres. Very desirable area, close to everything. All Brick 3 bedroom, 2 bath...
Reduced -$500
123 Saddleridge Road
Columbia, SC 29223
Oakbrook Village
Residential
MLS# 593311 / Active
Welcome to your New Home in Northeast Columbia! This well-maintained, move-in ready residence boasts 2,053 sq ft of living space, featuring 4 spaci...
Reduced -$3,000
3524 Overcreek Road
Columbia, SC 29206
Forest Acres
Residential
MLS# 593307 / Active
Welcome to this stunning 5-bedroom, 3-bath home nestled in the desirable Forest Lake Estates. Boasting impeccable hardwood floors, this beautifully...
1848 Tall Pines Circle
Columbia, SC 29205
Tall Pines
Residential
MLS# 593299 / Active
Great townhome in the Tall Pines neighborhood in the Rosewood area. Renovated in 2020, this has been a successful student rental (current tenant wa...
Reduced -$3,000
309 S Stonehedge Drive
Columbia, SC 29210
Whitehall
Residential
MLS# 593297 / Active
ON THE LAKE in Whitehall, a highly sought-after, established neighborhood! This spacious 4 bed, 3 bath home is the perfect blend of space, comfort,...
Reduced -$20,000
614 Harbour Pointe Drive
Columbia, SC 29229
Lake Carolina - Woodleigh Park
Residential
MLS# 593287 / Active
ASK LISTING AGENT ABOUT CURRENT SPECIAL! Updated & Move-In Ready with a Garage Apartment! Nestled in the sought-after Lake Carolina community, know...
Reduced -$5,000
821 Winsham Drive
Columbia, SC 29229
Lake Carolina - Woodleigh Park
Residential
MLS# 593278 / Active
Looking for a great house in a great neighborhood? This stunning 4-bedroom, 2.5-bath home in Woodleigh Pointe, Lake Carolina is for you. This home ...
Reduced -$5,000
1520 Senate Street
Columbia, SC 29201
Senate Plaza
Residential
MLS# 593275 / Active
Located in desirable SENATE PLAZA, this well-appointed condo boasts an updated kitchen, newer windows, upgraded LVP floors, and comes FULLY-FURNISH...
815 Rickenbaker Road
Columbia, SC 29205
Lake Katherine
Residential
MLS# 593270 / Pending
Some updates performed in 2022: Installed new energy-saving windows removed small water heat in kitchen and replaced with a new tankless water heat...
Reduced -$5,000