Applying for Financing - Page 37
| Getting your mortgage is just one part of a real estate transaction. Exit Real Estate Consultants is seasoned at helping both new and experienced buyers alike in all areas of real estate. Call us today at 8033580888 if your needs include a professional REALTOR® ready for the business side of real estate. | |||
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Let Exit Real Estate Consultants assist you with applying for a home loan in Lexington.
Stressed out about applying for a mortgage? You don't have to be. I have close business relationships with a lot of lenders in Lexington, and they've helped me learn a few things that will make the loan application process uncomplicated.
1 – Compose a list of questions regarding your loan programBe sure to bring a list of questions with you if you find that you don't totally grasp the advantages and disadvantages of all the different programs. It can be a challenge to know the differences between both fixed and adjustable rate mortgages. I or one of my trusted lenders will be able to help you understand the advantages and disadvantages of each.2 – Determine when you want to lockWhen you lock in a rate, it denotes that the mortgage lender holds to the mortgage interest rates for the loan – commonly at the time the loan application is sent in. By floating the rate, you can lock the rate anytime between application and at the time of closing. Those who decide to float conclude the interest rates will decline in the near future. Click here to see the outlook for the next 90 days of interest rates.3 – Decide if you want to pay additional points to reduce your rateNormally you can opt to pay additional points to lower the rate of your mortgage loan. Each point is 1 percent of the loan and is payable in cash at the time of closing. Click here to use our points calculator. This tool will help you decide if buying points is right for you.4 – Bring your paperworkAcquiring a mortgage loan requires a lot of paperwork, so you should take some time to get your documents together. Click here to preview normal questions you'll have to answer on a loan app. |
337 Stamford Bridge Road
Columbia, SC 29212
Coldstream
Residential
MLS# 593234 / Pending
Great opportunity to live in desirable Coldstream neighborhood in the heart of Irmo. This all-brick, /3+ Den/2 is close to major roads; shopping, r...
1323 Parliament Lake Drive
Columbia, SC 29223
Parliament Lakes
Residential
MLS# 593232 / Active
Price improvement on this charming 3-bedroom, 2-bathroom home! The living room features vaulted ceilings and a cozy fireplace, perfect for those re...
Reduced -$5,000
43 Godbold Court
Columbia, SC 29204
Godbold Place
Residential
MLS# 593230 / Pending
Located in neighborhood of Forest Acres. This 4 bedroom 2.5 bath brick home on a quiet cul de sac has been recently updated with new carpet in the ...
Reduced -$15,500
2405 Lorick Avenue
Columbia, SC 29203
College Place
Residential
Discover the charm and potential of 2405 Lorick Ave, a conveniently located home just 5 minutes from the heart of downtown Columbia. This cozy resi...
Reduced -$10,000
733 Tara Trail
Columbia, SC 29210
Gardendale
Residential
MLS# 593227 / Contingent Sale Closing
Come see 733 Tara Trail! Stunning all brick home located just off Bush River Road, convenient to local shopping, area interstates, and the Saluda R...
Reduced -$10,000
6707 Nursery Road
Columbia, SC 29212
Coldstream
Residential
MLS# 593225 / Pending
Welcome to 6707 Nursery Rd. This home boasts 4 bedrooms and 2 bathrooms. Enjoy your evenings in the living room by the wood burning fire place and ...
Reduced -$5,000
1064 Elm Avenue
Columbia, SC 29205-4545
Rosewood
Residential
MLS# 593206 / Active
Welcome to a great find! Nestled in a serene part of Rosewood, 1064 Elm Avenue offers the perfect blend of modern updates, beautiful design choices...
Reduced -$10,000
247 Ashewicke Drive
Columbia, SC 29229
Lake Carolina - Pinnacle Ridge
Residential
MLS# 593203 / Pending
Barlow model on a beautiful corner lot! Very nice open kitchen, with tons of granite countertops in kitchen and full baths, loads of cabinet space ...
Reduced -$6,000
356 Gauley Drive
Columbia, SC 29212
Chestnut Hill Plantation
Residential
MLS# 593196 / Pending
BACK ON THE MARKET THRU NO FAULT OD THE SELLER One Story Custom home with Craftsman Style Details. Front Porch, Stone Accents, Designer Kitchen wit...
Increase +$5,000
7615 Pinedale Drive
Columbia, SC 29223
Trenholm Acres
Residential
MLS# 593195 / Pending
Completely updated all brick whitewashed ranch in the heart of Columbia. Over 1/4 acre private lot with privacy fence. All the big tickets items ha...
4345 Camino Court
Columbia, SC 29209
Starlite
Residential
MLS# 593186 / Active
Amazing corner lot and affordable new construction in Columbia, SC! Get up to $5,000 towards closing costs with our preferred lender! Welcome to th...
Reduced -$5,000
80 Wild Indigo Circle
Columbia, SC 29229
Sassafras Springs
Residential
3620 Edmond Drive
Columbia, SC 29205
Rosewood
Residential
MLS# 593147 / Active
This charming 3-bedroom, 2-bathroom home nestled in the heart of Columbia offers the perfect blend of comfort and convenience. With its spacious li...
Reduced -$100
109 Lee Ridge Drive
Columbia, SC 29229
Ashley Ridge
Residential
MLS# 593140 / Pending
***Ask your agent to see the full live video of this home!*** Welcome to the newly renovated beautiful home in Columbia, near i-77, restaurants, an...
2828 Chatsworth Road
Columbia, SC 29223
Windsor Lake Park
Residential
MLS# 593131 / Active
Lakefront Retreat with Pool and Private Dock Welcome to your dream home! This stunning 2,770 square foot residence is nestled on a generous 0.67 ac...
213 Flora Springs Circle
Columbia, SC 29223
Flora Springs Park
Residential
MLS# 593125 / Active
Welcome home! This 3bedroom/2 bathroom home has been very well-maintained with upgraded flooring throughout; no carpet at all! Beautiful open layou...
Reduced -$3,000
105 Baysda Baysdale Drive
Columbia, SC 29229
Lake Carolina - Woodleigh Park
Residential
MLS# 593115 / Active
BEACH HOUSE ANYONE???? FORMER MODEL HOME AND SHE IS A BEAUTY! This great property with a beach house feel, is in the sought-after Carolina Lakes co...
302 Aiken Hunt Circle
Columbia, SC 29223-8406
Wildewood
Residential
MLS# 593108 / Active
The popular Wildewood Subdivision welcomes a custom new construction home, built by Prestige Construction offering over 10,000 square feet of livin...
216 Elders Pond Drive
Columbia, SC 29229
Waverly Place
Residential
MLS# 593088 / Active
Welcome to this beautiful 4 bedroom 2 bath home located in the award winning Richland 2 school district & the Summit. New dishwasher & refrigerator...
Reduced -$15,000
32 Robins Egg Court
Columbia, SC 29229
Brookhaven
Residential
MLS# 593084 / Active
Discover modern comfort in this spacious 5-bedroom, 3.5-bath home featuring a contemporary kitchen equipped with stainless steel appliances, includ...
Reduced -$2,600
227 Wannamaker Way
Columbia, SC 29223
Alden Glen
Residential
MLS# 593074 / Active
Welcome Home, Where peace and serenity await you. This beautiful 4 bedroom 2 1/2-bathroom home is tucked away in the peaceful neighborhood of Alden...
Reduced -$5,001