Applying for Financing - Page 38
| Getting your mortgage is just one part of a real estate transaction. Exit Real Estate Consultants is seasoned at helping both new and experienced buyers alike in all areas of real estate. Call us today at 8033580888 if your needs include a professional REALTOR® ready for the business side of real estate. | |||
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Let Exit Real Estate Consultants assist you with applying for a home loan in Lexington.
Stressed out about applying for a mortgage? You don't have to be. I have close business relationships with a lot of lenders in Lexington, and they've helped me learn a few things that will make the loan application process uncomplicated.
1 – Compose a list of questions regarding your loan programBe sure to bring a list of questions with you if you find that you don't totally grasp the advantages and disadvantages of all the different programs. It can be a challenge to know the differences between both fixed and adjustable rate mortgages. I or one of my trusted lenders will be able to help you understand the advantages and disadvantages of each.2 – Determine when you want to lockWhen you lock in a rate, it denotes that the mortgage lender holds to the mortgage interest rates for the loan – commonly at the time the loan application is sent in. By floating the rate, you can lock the rate anytime between application and at the time of closing. Those who decide to float conclude the interest rates will decline in the near future. Click here to see the outlook for the next 90 days of interest rates.3 – Decide if you want to pay additional points to reduce your rateNormally you can opt to pay additional points to lower the rate of your mortgage loan. Each point is 1 percent of the loan and is payable in cash at the time of closing. Click here to use our points calculator. This tool will help you decide if buying points is right for you.4 – Bring your paperworkAcquiring a mortgage loan requires a lot of paperwork, so you should take some time to get your documents together. Click here to preview normal questions you'll have to answer on a loan app. |
1813 York Drive
Columbia, SC 29204
Forest Hills
Residential
MLS# 593048 / Active
Location, location, location with curb appeal! Relax on the front porch while being minutes from USC, shopping, Ft. Jackson and interstates.
Reduced -$5,000
427 Biddle Road
Columbia, SC 29212
Challedon
Residential
MLS# 593039 / Pending
Well maintained all brick home. Hardwood floors throughout the living area and all three bedrooms. Many updates include open living room and kitche...
Reduced -$10,000
337 Green Rose Road Extension
Columbia, SC 29229
Winslow
Residential
MLS# 593036 / Pending
$3,500 BUYER CREDIT towards closing costs. Move-In Ready! This cozy yet spacious 3-bedroom, 2-bath home sits on a generous .59-acre lot with No HOA...
Reduced -$3,000
204 Acton Court
Columbia, SC 29212
Avalon
Residential
MLS# 593030 / Active
Experience Poolside Paradise in Your Dream Home! Welcome to this all-brick, 5-bedroom, 3.5-bathroom residence that combines style, comfort, and abu...
Reduced -$7,100
224 Noah Court
Columbia, SC 29209
Colonial Brook
Residential
MLS# 593017 / Active
Open House 11/10 1pm-3pm.Want a move in ready home? Look no further. This completely renovated 3 bedroom 2 bath home is conveniently located LESS t...
Reduced -$4,400
3801 Hanson Avenue
Columbia, SC 29204
Forest Acres
Residential
MLS# 593016 / Pending
Charming Forest Acres bungalow on nice flat corner lot. This 2 bed/1 bath home has tons of upgrades with a freshly painted interior and exterior. H...
Reduced -$10,000
752 Tara Trail
Columbia, SC 29210
Gardendale
Residential
MLS# 592999 / Pending
Welcome to this stunning property that boasts a myriad of attractive features. Inside, you'll find a cozy fireplace that adds warmth and charm to t...
Reduced -$2,000
1325 Heidt Street
Columbia, SC 29204
Waverly
Residential
MLS# 592990 / Pending
Your new home awaits you at 1325 Heidt Street! This charming Columbia home in Waverly is minutes from Forest Drive, Fort Jackson, Five Points, and ...
7436 Parkview Drive
Columbia, SC 29223
Trenholm Acres
Residential
MLS# 592987 / Active
Move-In Ready, Brick Ranch In Trenholm Acres, 3 Bedroom, 2 Bathroom, About 1552sf. Fenced Backyard With A Covered Patio And A Big Workshop. Year 20...
Reduced -$8,000
513 N Donar Drive
Columbia, SC 29229-6591
Forest Green
Residential
MLS# 592983 / Pending
Charming 2-story home offering 3 bedrooms and 2 and a half baths. Open living space yet cozy. Welcoming porch and shed for additional storage.
669 Gladiolus Drive
Columbia, SC 29229
Summit Hills
Residential
MLS# 592982 / Active
Welcome Home to your low age Great Southern Homes Open Floor plan with 4 Bedrooms, 2.5 Full/Half Baths with brand new carpet and new freshly painte...
Reduced -$27,500
4103 Devine
Columbia, SC 29205
Heathwood Court
Residential
MLS# 592971 / Active
Nice condo in super Heathwood neighborhood, needs some work, beautiful hardwood floors. Faces Devine St on other side of pretty brick wall. 2024 ne...
708 Summer Ridge Road
Columbia, SC 29223
Summer Valley
Residential
MLS# 592966 / Active
Welcome to your dream property, where luxury meets comfort. The interior features a cozy fireplace, perfect for chilly evenings. The kitchen boasts...
4600 Fort Jackson Boulevard
Columbia, SC 29209
Hampton Hills
Residential
MLS# 592958 / Pending
UPDATED WELL KEPT CONDO in desired HAMPTON HILLS. This gated community is in the heart of everything! Minutes to Fort Jackson, USC, Downtown and ne...
1005 Edgefield Street
Columbia, SC 29201
Laurel Hill
Residential
MLS# 592944 / Active
Stunning castle of a home. One owner. Positioned in the exploding Earlewood community. Gorgeous open floor plan. High ceilings, granite countertops...
Reduced -$348,651,000
1252 Mosser Drive
Columbia, SC 29203
GRAND OAKS
Residential
MLS# 592942 / Active
Find your new home in Grand Oaks today, at 1252 Mosser Dr! This Downing-style home features a functional open concept floorplan. There are 3 bedroo...
Reduced -$5,010
1829 Greene Street
Columbia, SC 29201
University Hill
Residential
MLS# 592941 / Pending Contngnt/inspect
This charming two-bedroom, one-and-a-half-bath condo is just a quick stroll from USC, Five Points, and all the downtown fun. Its the ultimate blend...
1412 Legion Drive
Columbia, SC 29229
Palmetto Place
Residential
Reduced -$16,000
286 Traditions Circle
Columbia, SC 29229
Traditions
Residential
MLS# 592909 / Active
Welcome to your NextHome in the all brick home community of Traditions. This move in ready, one owner home has been meticulously maintained and con...
Reduced -$10,000
471 Guard Tower Lane
Columbia, SC 29209
Kingston Ridge
Residential
MLS# 592906 / Pending
Discover unparalleled living in this GORGEOUS custom-built brick and Hardy Plank home, designed to impress and ideally located less than 5 minutes ...
Reduced -$10,000
142 Char Oak Drive
Columbia, SC 29212
The Woods
Residential
MLS# 592901 / Pending
Welcome to this stunning executive all-brick home, perfectly situated on a larger corner lot that offers both privacy and expansive outdoor space. ...
Reduced -$5,000