Applying for Financing - Page 39
| Getting your mortgage is just one part of a real estate transaction. Exit Real Estate Consultants is seasoned at helping both new and experienced buyers alike in all areas of real estate. Call us today at 8033580888 if your needs include a professional REALTOR® ready for the business side of real estate. | |||
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Let Exit Real Estate Consultants assist you with applying for a home loan in Lexington.
Stressed out about applying for a mortgage? You don't have to be. I have close business relationships with a lot of lenders in Lexington, and they've helped me learn a few things that will make the loan application process uncomplicated.
1 – Compose a list of questions regarding your loan programBe sure to bring a list of questions with you if you find that you don't totally grasp the advantages and disadvantages of all the different programs. It can be a challenge to know the differences between both fixed and adjustable rate mortgages. I or one of my trusted lenders will be able to help you understand the advantages and disadvantages of each.2 – Determine when you want to lockWhen you lock in a rate, it denotes that the mortgage lender holds to the mortgage interest rates for the loan – commonly at the time the loan application is sent in. By floating the rate, you can lock the rate anytime between application and at the time of closing. Those who decide to float conclude the interest rates will decline in the near future. Click here to see the outlook for the next 90 days of interest rates.3 – Decide if you want to pay additional points to reduce your rateNormally you can opt to pay additional points to lower the rate of your mortgage loan. Each point is 1 percent of the loan and is payable in cash at the time of closing. Click here to use our points calculator. This tool will help you decide if buying points is right for you.4 – Bring your paperworkAcquiring a mortgage loan requires a lot of paperwork, so you should take some time to get your documents together. Click here to preview normal questions you'll have to answer on a loan app. |
10 Cedar Edge Court
Columbia, SC 29203
Heritage Hills
Residential
MLS# 592882 / Pending
Welcome home to Heritage Hills! This mostly one level home is located in a quiet culdesac. Featuring 3 bedrooms and 2 full baths on the main level ...
Reduced -$20,000
1520 N Woodstream Road
Columbia, SC 29212
Murraywood
Residential
MLS# 592869 / Active
Lovely Murraywood home that is ready for new owners. Very well Maintained and super clean, this home has great living areas on the main floor inclu...
Reduced -$5,000
6905 Cleaton Road
Columbia, SC 29206
Point Arcadia
Residential
MLS# 592868 / Pending Contngnt/inspect
You can own a home and start earning equity for your financial future. You can enhance your rental portfolio by adding another door. You can also
409 Guard Tower Lane
Columbia, SC 29209-3174
Kingston Ridge
Residential
MLS# 592858 / Pending
WOW! IMPECCABLY MAINTAINED WITH MAJOR UPDATES! New Architectural Roof (8/24/24), New Carpet (8/24/24), New Luxury Vinyl Plank (8/24/24), Water Heat...
904 Debensham Way
Columbia, SC 29229
Lake Carolina - Woodleigh Park
Residential
MLS# 592848 / Active
$10,000 in Closing Cost Available. Picture perfect Bungalow in classic craftsman style featuring stone and board and batton accents. Beautiful curb...
914 Debenshame Way
Columbia, SC 29229
Lake Carolina - Woodleigh Park
Residential
MLS# 592847 / Pending
Up to $10,000 in Closing Cost Assistance with Preferred Lender. Home Sweet Home, Incredible private views, You'll love it from the street, architec...
908 Debenshame Way
Columbia, SC 29229
Lake Carolina - Woodleigh Park
Residential
MLS# 592845 / Active
$10,000 in Closing Cost with Preferred lender. Stunning Curb Appeal, Craftsman Charm A gracious entry foyer and open views welcome you home. Custom...
104 Burning Tree Lane
Columbia, SC 29212
Chartwell
Residential
MLS# 592836 / Pending
Welcome to this newly built home located on a cul-de-sac at 104 Burning Tree Lane. This one-story custom-built home has a great open floor plan you...
Reduced -$2,000
316 Brentland Court
Columbia, SC 29212
Wexford Commons
Residential
MLS# 592828 / Active
Welcome to your new home in a serene and desirable neighborhood. This charming brick home has quick and easy access to grocery stores and a variety...
2309 Ervin Street
Columbia, SC 29204
Edgewood
Residential
MLS# 592817 / Active
Updated pics! 1 mi to downtown. 2 mi to USC. Ready for your imagination to put old rooms to new uses. Investment property being sold ""As Is"". Pot...
Reduced -$10,600
1462 Florawood Drive
Columbia, SC 29204
Forest Acres
Residential
MLS# 592811 / Pending
This all brick, traditional home is situated on half an acre with 5 bedrooms, 3 baths and over 3500 square feet of living space. Upon entering the ...
Reduced -$25,000
1007 King Street
Columbia, SC 29205
Olde Shandon
Residential
MLS# 592806 / Pending
Welcome to 1007 King Street, a rare find in historic Olde Shandon, downtown Columbia. This unique home beautifully blends Colonial and modern archi...
Reduced -$24,100
415 N Brickyard Road
Columbia, SC 29223
Residential
MLS# 592804 / Active
Welcome to this brand-new 3,500 square foot, single-story home with 4 bedrooms and 4.5 bathrooms, designed for modern living and ultimate comfort. ...
3600 Chateau Drive
Columbia, SC 29204
Chateau Deville
Residential
MLS# 592798 / Pending Contngnt/inspect
Ground Floor unit in Chateau De Ville. Huge Open Floor Plan. (3rd bedroom converted into living space, but would be easy to change back to a bedroo...
1623 Thorndyke Drive
Columbia, SC 29204
Mossley Hills
Residential
MLS# 592788 / Active
Welcome to 1623 Thorndyke Drive! This full remodeled 3 bedroom ranch home sits on a large lot where you can enjoy your fall evenings on your brand ...
Reduced -$5,000
47 Graymont Circle
Columbia, SC 29205
Graymont
Residential
MLS# 592787 / Pending
Welcome to 47 Graymont Circle, a charming home in the heart of Downtown Columbia! This inviting 3-bedroom, 2-bathroom home offers a perfect blend o...
Reduced -$5,000
100 Cherry Stone Drive
Columbia, SC 29229
The Summit - Pine Brook
Residential
MLS# 592774 / Pending
PRICED TO SELL! This 4 bedroom/2.5 bath home sits on a nice corner lot in the Pine Brook Community of the Summit. The home offers a formal dining a...
Reduced -$5,000
703 Poinsettia Street
Columbia, SC 29205
Heathwood
Residential
MLS# 592773 / Active
A Heathwood location for under $400,000? Almost never! This gorgeous townhome is in an incredible location near the hustle and bustle of Devine Str...
912 Drake Grove Lane
Columbia, SC 29210
Harbison Grove
Residential
MLS# 592747 / Pending
Under construction. Ready in October. This gated community townhouse is the perfect location nestled between Harbison and Irmo. UNDER 200K! Minutes...
910 Drake Grove Lane
Columbia, SC 29210
Harbison Grove
Residential
MLS# 592746 / Pending
Under construction. Ready in October. This gated community townhouse is the perfect location nestled between Harbison and Irmo. UNDER 200K! Minutes...
900 Drake Grove Lane
Columbia, SC 29210
Harbison Grove
Residential
MLS# 592744 / Pending
Under construction. Ready in September. This gated community townhouse is the perfect location nestled between Harbison and Irmo. UNDER 200K! Minut...