Applying for Financing - Page 40
| Getting your mortgage is just one part of a real estate transaction. Exit Real Estate Consultants is seasoned at helping both new and experienced buyers alike in all areas of real estate. Call us today at 8033580888 if your needs include a professional REALTOR® ready for the business side of real estate. | |||
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Let Exit Real Estate Consultants assist you with applying for a home loan in Lexington.
Stressed out about applying for a mortgage? You don't have to be. I have close business relationships with a lot of lenders in Lexington, and they've helped me learn a few things that will make the loan application process uncomplicated.
1 – Compose a list of questions regarding your loan programBe sure to bring a list of questions with you if you find that you don't totally grasp the advantages and disadvantages of all the different programs. It can be a challenge to know the differences between both fixed and adjustable rate mortgages. I or one of my trusted lenders will be able to help you understand the advantages and disadvantages of each.2 – Determine when you want to lockWhen you lock in a rate, it denotes that the mortgage lender holds to the mortgage interest rates for the loan – commonly at the time the loan application is sent in. By floating the rate, you can lock the rate anytime between application and at the time of closing. Those who decide to float conclude the interest rates will decline in the near future. Click here to see the outlook for the next 90 days of interest rates.3 – Decide if you want to pay additional points to reduce your rateNormally you can opt to pay additional points to lower the rate of your mortgage loan. Each point is 1 percent of the loan and is payable in cash at the time of closing. Click here to use our points calculator. This tool will help you decide if buying points is right for you.4 – Bring your paperworkAcquiring a mortgage loan requires a lot of paperwork, so you should take some time to get your documents together. Click here to preview normal questions you'll have to answer on a loan app. |
608 Wooster Drive
Columbia, SC 29223
Travers Park
Residential
MLS# 592617 / Active
The Bartow! This three bedroom, two and one-half bathroom home has an open concept layout. Luxury vinyl plank flooring runs throughout the common a...
Reduced -$7,799
606 Wooster Drive
Columbia, SC 29223
Travers Park
Residential
MLS# 592616 / Pending
The Evans our Primary on main floorplan! Featuring four bedrooms and two and one-half bathrooms. The kitchen includes granite countertops, and stai...
Increase +$78
404 Pebble Gate
Columbia, SC 29212
Quail Valley
Residential
MLS# 592615 / Active
Discover your tranquil oasis at 404 Pebble Gate. Nestled in a serene neighborhood, this charming home offers the perfect blend of comfort and conve...
Reduced -$6,000
231 Forest Green Drive
Columbia, SC 29209
Hampton Forest
Residential
MLS# 592613 / Active
Wonderful townhome community in Hampton Forest tucked away off Garners Ferry! Inside this townhome you will find a large living space with a design...
156 Chippenham Circle
Columbia, SC 29201
Grove Park
Residential
MLS# 592590 / Active
A 3 bedrooms, 2.5 bathrooms, and approximately 1,634 square feet located in the Grove Park community.
Reduced -$5,000
3905 Forest Drive
Columbia, SC 29204
Williamsburg Sq
Residential
MLS# 592572 / Active
Welcome to this beautiful second-floor condo, nestled in the desirable Forest Acres community. Move-in ready, this charming home features newer app...
Reduced -$2,500
931 Plyler
Columbia, SC 29229
Lake Carolina - Ashland Park
Residential
MLS# 592566 / Active
Welcome to your new home! Located near Fort Jackson, Shaw and Blythewood! in Award Winning Richland 2 Schools! Conveniently located near shopping a...
Reduced -$10,000
125 Lame Horse Road
Columbia, SC 29223
Wildewood
Residential
MLS# 592563 / Active
Welcome to 125 Lame Horse Road! A truly unique Charleston-style bungalow nestled in the highly sought-after WildeWood neighborhood. This impeccably...
Reduced -$5,000
328 Marshdeer Way
Columbia, SC 29229
Deer Lake
Residential
MLS# 592541 / Active
Welcome to your charming ranch style, one level home, nestled in a peaceful subdivision. Located in a spacious corner lot. This one level residence...
Reduced -$2,500
4500 Briarfield Road
Columbia, SC 29206-0000
Forest Lake Estates
Residential
MLS# 592519 / Active
Motivated Seller Well loved updated branch home in Forest Acre area, Beautiful swimming pool, custom built Cabana (640 SF0) , it is a private peace...
Reduced -$49,000
3449 Northshore Road
Columbia, SC 29206
Rockbridge
Residential
MLS# 592518 / Pending
Investor Opportunity! This lovely move-in-ready 5 bedroom 3.5 bathroom home features gorgeous hardwoods throughout the first and second levels! No ...
4 Brookmist
Columbia, SC 29229
The Summit - Hunters Pond
Residential
MLS# 592517 / Active
Spacious brick home with beautifully landscaped yard that includes front water fountain and additional circular driveway for additional guest parki...
Reduced -$7,500
235 Gayle Pond Trace
Columbia, SC 29209
Ashewood Lake
Residential
MLS# 592515 / Active
Welcome home to 235 Gayle Pond Trace. This 3 Bedroom 2 Bath home is located in established Ashewood neighborhood which features a Community pool & ...
1601 N Woodstream Road
Columbia, SC 29212-1132
Residential
MLS# 592506 / Pending
Looking for a move in ready property with immediate equity? Look no further. This home is ready for you to move in and make it your own- update on ...
Reduced -$10,000
7012 Whitmell Avenue
Columbia, SC 29223
Trenholm Acres
Residential
MLS# 592489 / Pending
Welcoming all Home Buyers and Investors. This all-brick home has 3 bedrooms and 2 full bathrooms. No hoa! Located close to interstates and shopping...
208 Big Leaf Circle
Columbia, SC 29229
Magnolia Hall
Residential
MLS# 592486 / Pending
Beautiful brick home in the Magnolia Hall Community with a gunite pool perfect for entertaining. This four bedroom, three full bath home features a...
Increase +$10,000
454 Pittsdowne Road
Columbia, SC 29210
Whitehall Extension
Residential
MLS# 592482 / Active
Welcome to this charming, traditional home nestled in the highly sought-after Whitehall community! Showcasing Hardi plank siding, installed just 4 ...
207 Weddell Street
Columbia, SC 29223
Springhill Condos
Residential
MLS# 592479 / Active
Location! Location! Welcome to 207 Weddell St. Unit 1-B in Columbia, SC! This charming condo in the community of Springhill Condos offers a blend o...
Reduced -$4,901
522 Howard Street
Columbia, SC 29205
Rosewood
Residential
MLS# 592467 / Active
Cozy Craftsman in Rosewood! This 3 Bedroom/1.5 Bathroom home sits on a spacious corner lot offering a front porch and a large backyard. True hardwo...
Reduced -$5,000
111 Walden Court
Columbia, SC 29204
Walden Court
Residential
MLS# 592466 / Active
2 bedroom 2 bath patio home just off of Forest Drive in Forest Acres convenient to dining, shopping, interstates, and downtown Columbia. This home ...
824 Eastmont
Columbia, SC 29209
Eastmont Annex
Residential
MLS# 592462 / Active
Price improvement. This home is in a targeted census tract that qualifies for 100% financing with a qualified buyer. Don't miss this opportunity fo...
Reduced -$5,000