Applying for Financing - Page 41
| Getting your mortgage is just one part of a real estate transaction. Exit Real Estate Consultants is seasoned at helping both new and experienced buyers alike in all areas of real estate. Call us today at 8033580888 if your needs include a professional REALTOR® ready for the business side of real estate. | |||
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Let Exit Real Estate Consultants assist you with applying for a home loan in Lexington.
Stressed out about applying for a mortgage? You don't have to be. I have close business relationships with a lot of lenders in Lexington, and they've helped me learn a few things that will make the loan application process uncomplicated.
1 – Compose a list of questions regarding your loan programBe sure to bring a list of questions with you if you find that you don't totally grasp the advantages and disadvantages of all the different programs. It can be a challenge to know the differences between both fixed and adjustable rate mortgages. I or one of my trusted lenders will be able to help you understand the advantages and disadvantages of each.2 – Determine when you want to lockWhen you lock in a rate, it denotes that the mortgage lender holds to the mortgage interest rates for the loan – commonly at the time the loan application is sent in. By floating the rate, you can lock the rate anytime between application and at the time of closing. Those who decide to float conclude the interest rates will decline in the near future. Click here to see the outlook for the next 90 days of interest rates.3 – Decide if you want to pay additional points to reduce your rateNormally you can opt to pay additional points to lower the rate of your mortgage loan. Each point is 1 percent of the loan and is payable in cash at the time of closing. Click here to use our points calculator. This tool will help you decide if buying points is right for you.4 – Bring your paperworkAcquiring a mortgage loan requires a lot of paperwork, so you should take some time to get your documents together. Click here to preview normal questions you'll have to answer on a loan app. |
1100 Wheat Street
Columbia, SC 29201
Wilshire House
Residential
MLS# 592455 / Pending
Welcome to 1100 Wheat Street Unit 108. The one bedroom / one bathroom unit is located in the heart of the USC campus. This first floor unit has its...
128 Greenglen Drive
Columbia, SC 29223
Springhurst
Residential
MLS# 592452 / Active
!!Price Improvement!! Looking for a cute home in Northeast Columbia that has the perfect 'Welcome Home' feel? Come check this one out! As you step ...
Reduced -$1,000
128 Stoneybridge Road
Columbia, SC 29223
Folkestone
Residential
MLS# 592444 / Pending
Welcome to your dream home! This property features an inviting fireplace, perfect for cozy evenings. The fresh interior paint in a tasteful neutral...
509 Cambout Street
Columbia, SC 29210
Carnaby Square
Residential
MLS# 592439 / Active
One of the largest, cleanest, most affordable condos in Columbia at $125,000 with everything addressed by the seller since purchasing. This home is...
Reduced -$3,100
4144 Half Mast Loop
Columbia, SC 29229
VICTORYWOODS VILLAGE
Residential
MLS# 592437 / Pending
Sometimes simplicity is best. It's where comfort can be found. The Harley gives you both. See for yourself as you enter into the foyer. The foyer l...
922 Drake Grove Lane
Columbia, SC 29210
Harbison Grove
Residential
MLS# 592425 / Pending
Under construction. Ready in October. Last corner unit. This gated community townhouse is the perfect location nestled between Harbison and Irmo. U...
920 Drake Grove Lane
Columbia, SC 29210
Harbison Grove
Residential
MLS# 592424 / Active
Under construction. Ready in October. This gated community townhouse is the perfect location nestled between Harbison and Irmo. UNDER 200K! Minutes...
918 Drake Grove Lane
Columbia, SC 29210
Harbison Grove
Residential
MLS# 592423 / Active
Under construction. Ready in October. This gated community townhouse is the perfect location nestled between Harbison and Irmo. UNDER 200K! Minutes...
916 Drake Grove Lane
Columbia, SC 29210
Harbison Grove
Residential
MLS# 592421 / Pending
Under construction. Ready in October. This gated community townhouse is the perfect location nestled between Harbison and Irmo. UNDER 200K! Minutes...
317 Highland Point
Columbia, SC 29229
Lake Carolina - Harborside
Residential
MLS# 592408 / Pending
This house is a Zeigler custom build. With hardwood floors, custom build ins, and an entry way designed after Frank Lloyd Wright. High ceilings and...
Reduced -$7,400
1514 Hibiscus Street
Columbia, SC 29205
Rosewood
Residential
MLS# 592406 / Active
Welcome to your new home in the established Rosewood community! This charming 1955 brick ranch has been totally renovated, blending classic charm w...
Reduced -$3,000
209 Palm Lake Drive
Columbia, SC 29212
The Palms At Rocky Point
Residential
MLS# 592394 / Active
Welcome to your new lake front sanctuary! Located in The Palms at Rocky Point, this magnificent ~4,900 sq. ft., 5 bedroom, 4-full bathroom home off...
Reduced -$1
104 Heritage Village Lane
Columbia, SC 29212
The Hamptons
Residential
MLS# 592388 / Pending
Welcome Home! Here is an opportunity to move into this immaculately well-kept patio home. This two-bedroom home is well laid out, with a comfortabl...
Reduced -$5,000
318 Edisto Avenue
Columbia, SC 29205
Wales Garden
Residential
MLS# 592387 / Active
Located in prestigious Wales Garden and just minutes from Downtown, USC and & Devine St. this lovely 4 Bedroom, 4.5 bath home features over 3700 sq...
1929 Bluff Road
Columbia, SC 29201
The Retreat
Residential
MLS# 592381 / Active
Leased through July 2025, this Artisan floor plan home presents a prime investment opportunity near Williams Brice Stadium. Boasting 4 bedrooms and...
313 Huntcliff Drive
Columbia, SC 29229
Woodlands
Residential
MLS# 592377 / Pending
Welcome to Your New Home! This 2341 square foot, 3 Bedroom, 2.5 bathrooms ranch home is move-in ready with fresh paint and upgrades. Enjoy the Open...
118 Tee Court
Columbia, SC 29212-0944
Fairways
Residential
MLS# 592373 / Pending
3 Bed 2 Bath beautifully updated home boasting modern comfort and style on a cul-de-sac in the charming Fairways neighborhood! This inviting reside...
6 Dickens Crest
Columbia, SC 29229
Lake Carolina- Canterbury Park
Residential
MLS# 592364 / Pending
Welcome to your dream residence, where sophistication meets comfort in this stunning four-bedroom, three-bathroom haven. Every inch of this home ex...
Reduced -$10,000
2630 Dubard Street
Columbia, SC 29204
Victory Gardens
Residential
MLS# 592359 / Active
Great country-style home with an open feel inside, large bedrooms, and many recent updates and improvements. Brand new roof, kitchen appliances, an...
Reduced -$10,900
113 Ashley Crest Drive
Columbia, SC 29229
Ashley Ridge
Residential
MLS# 592349 / Pending
Welcome to this beautiful property, featuring a cozy fireplace ideal for chilly evenings. The kitchen is a chef's delight with all-new stainless st...
22 North Donar Court
Columbia, SC 29229
Forest Green
Residential
MLS# 592346 / Pending
Welcome to your dream home! Nestled in a quiet cul-de-sac with no HOA restrictions, this beautifully maintained residence offers a perfect blend of...