Applying for Financing - Page 42
| Getting your mortgage is just one part of a real estate transaction. Exit Real Estate Consultants is seasoned at helping both new and experienced buyers alike in all areas of real estate. Call us today at 8033580888 if your needs include a professional REALTOR® ready for the business side of real estate. | |||
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Let Exit Real Estate Consultants assist you with applying for a home loan in Lexington.
Stressed out about applying for a mortgage? You don't have to be. I have close business relationships with a lot of lenders in Lexington, and they've helped me learn a few things that will make the loan application process uncomplicated.
1 – Compose a list of questions regarding your loan programBe sure to bring a list of questions with you if you find that you don't totally grasp the advantages and disadvantages of all the different programs. It can be a challenge to know the differences between both fixed and adjustable rate mortgages. I or one of my trusted lenders will be able to help you understand the advantages and disadvantages of each.2 – Determine when you want to lockWhen you lock in a rate, it denotes that the mortgage lender holds to the mortgage interest rates for the loan – commonly at the time the loan application is sent in. By floating the rate, you can lock the rate anytime between application and at the time of closing. Those who decide to float conclude the interest rates will decline in the near future. Click here to see the outlook for the next 90 days of interest rates.3 – Decide if you want to pay additional points to reduce your rateNormally you can opt to pay additional points to lower the rate of your mortgage loan. Each point is 1 percent of the loan and is payable in cash at the time of closing. Click here to use our points calculator. This tool will help you decide if buying points is right for you.4 – Bring your paperworkAcquiring a mortgage loan requires a lot of paperwork, so you should take some time to get your documents together. Click here to preview normal questions you'll have to answer on a loan app. |
1746 Nearview
Columbia, SC 29223
Woodfield Park
Residential
MLS# 592283 / Pending
**GREAT INVESTMENT OPPORTUNITY** 3 bedroom, 2 bath brick home with hardwood floors a great floor plan! Large fenced backyard, flat lot with great f...
Reduced -$10,000
1009 Congaree Pointe Drive
Columbia, SC 29209
Congaree Pointe
Residential
MLS# 592282 / Active
Charming 4-Bedroom Home with Modern Upgrade This beautifully updated 4-bedroom, 2.5-bath home features new paint and spacious bedrooms throughout. ...
Reduced -$1
4140 Half Mast Loop
Columbia, SC 29229
VICTORYWOODS VILLAGE
Residential
MLS# 592262 / Pending
Sometimes simplicity is best. It's where comfort can be found. The Harley gives you both. See for yourself as you enter into the foyer. The foyer l...
Reduced -$5,000
3322 Earlewood Drive
Columbia, SC 29201
Earlewood
Residential
MLS# 592255 / Active
Discover your Columbia oasis at 3322 Earlewood Dr. This charming 3-bedroom, 2-bathroom home offers a perfect blend of comfort and convenience. Step...
Reduced -$5,000
308 Percival Road
Columbia, SC 29206
Arborwood
Residential
MLS# 592250 / Active
Welcome to this beautifully updated 2-bedroom, 1.5-bath townhome, perfectly situated as an end unit for added privacy and tranquility. This charmin...
Reduced -$15,001
6 Chelmsford Court
Columbia, SC 29229-7002
Lake Carolina- Canterbury Park
Residential
MLS# 592245 / Contingent Sale Closing
Dream Home Alert! Lush Empire Zoysia grass, full yard sprinkler system, expanded deck with hot tub and pergola, all backed up to natural space. The...
19 Polo Ridge Circle
Columbia, SC 29223
Polo Ridge
Residential
MLS# 592239 / Active
Lovely all brick, one level home in very desirable Polo Ridge. Spacious rooms with a great floor plan that flows. Great room with fireplace and bui...
810 Avondale Drive
Columbia, SC 29203
Keenan Terrace
Residential
MLS# 592227 / Active
Great investment opportunity in Keenan Terrace! This home is ready for your vision as a dream home or flip! Sellers are motivated. New roof (2024),...
Reduced -$10,000
4137 Shorecrest Drive
Columbia, SC 29209
Bluff Estates
Residential
MLS# 592211 / Pending
LOVELY, FULLY-UPDATED ALL BRICK HOME NESTLED IN QUIET NEIGHBORHOOD, ZONED FOR AWARD-WINNING RICHLAND ONE SCHOOLS! This 4 bed/1.5 bath home is full ...
1246 Mosser Drive
Columbia, SC 29203
GRAND OAKS
Residential
MLS# 592200 / Pending
Welcome to 1246 Mosser Drive, a stunning new construction home in Grand Oaks. The Aisle plan features a completely open concept first floor, with p...
Reduced -$2,430
100 Brighton Hill Circle
Columbia, SC 29223
Brighton Hill
Residential
MLS# 592195 / Pending
Welcome to your dream home in Northeast Columbia! This newly renovated two-bedroom, two-bathroom condo offers the perfect blend of modern elegance ...
520 Patio Place
Columbia, SC 29212
Lost Creek Patio Homes
Residential
MLS# 592188 / Pending
This charming 2 Bedroom 2 Bath all brick home is in a great location and awesome community. Both bedrooms are good sizes and will accommodate most ...
421 Aiken Hunt Circle
Columbia, SC 29223-8430
Wildewood
Residential
MLS# 592183 / Active
One Owner Custom Built All Brick Courtyard Home with Circular Driveway. Main Level offers Large Open Family Room with Expansive View of Private Bac...
2131 Lake Carolina Drive
Columbia, SC 29229
Lake Carolina - Centennial
Residential
MLS# 592175 / Pending
This stunning 4-bedroom, 2.5-bathroom home spans 2,109 square feet and is situated on a corner lot in the beautiful Lake Carolina community. The ho...
Reduced -$5,100
1516 Maple Street
Columbia, SC 29205
Melrose Heights
Residential
MLS# 592152 / Active
Built in 1978, this 4 bedroom home in Melrose Heights is much ""younger"" than most in the area and is about 2.5 miles from the University of South...
1208 Bush River Road
Columbia, SC 29210
Lexington Green
Residential
MLS# 592133 / Active
This 2-bedroom, 2-bathroom residence also has an outside porch accessible through the great room. Generously proportioned rooms feature ample close...
1829 Nearview Avenue
Columbia, SC 29223
Woodfield Park
Residential
MLS# 592128 / Active
This charming home offers a warm and inviting atmosphere in a welcoming neighborhood. Ideally located near Ft. Jackson, I-77, I-20, and within walk...
2226 Wayne Street
Columbia, SC 29201
Elmwood Park
Residential
MLS# 592123 / Pending
Gorgeous Historic Home in beautiful downtown Elmwood Neighborhood. Full of character and charm, this 2 bedroom 2 1/2 bath home is full of stunning ...
400 Kalmia Drive
Columbia, SC 29205
Sherwood Forest
Residential
MLS# 592121 / Active
Amazing opportunity in Sherwood Forest! Large corner lot with tons of potential. This home is currently 2 or 3 bedrooms with 2 full baths. There is...
Reduced -$30,000
930 Drake Grove Lane
Columbia, SC 29210
Harbison Grove
Residential
MLS# 592118 / Pending
Under construction. Ready in September. This gated community townhouse is the perfect location nestled between Harbison and Irmo. UNDER 200K! Minut...
6530 Davidson Street
Columbia, SC 29209
Carriage Place
Residential
MLS# 592098 / Pending
This 3 BR 2 BA first floor brick condo has been beautifully updated with stunning luxury vinyl plank flooring and neutral paint throughout the home...