Applying for Financing - Page 43
| Getting your mortgage is just one part of a real estate transaction. Exit Real Estate Consultants is seasoned at helping both new and experienced buyers alike in all areas of real estate. Call us today at 8033580888 if your needs include a professional REALTOR® ready for the business side of real estate. | |||
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Let Exit Real Estate Consultants assist you with applying for a home loan in Lexington.
Stressed out about applying for a mortgage? You don't have to be. I have close business relationships with a lot of lenders in Lexington, and they've helped me learn a few things that will make the loan application process uncomplicated.
1 – Compose a list of questions regarding your loan programBe sure to bring a list of questions with you if you find that you don't totally grasp the advantages and disadvantages of all the different programs. It can be a challenge to know the differences between both fixed and adjustable rate mortgages. I or one of my trusted lenders will be able to help you understand the advantages and disadvantages of each.2 – Determine when you want to lockWhen you lock in a rate, it denotes that the mortgage lender holds to the mortgage interest rates for the loan – commonly at the time the loan application is sent in. By floating the rate, you can lock the rate anytime between application and at the time of closing. Those who decide to float conclude the interest rates will decline in the near future. Click here to see the outlook for the next 90 days of interest rates.3 – Decide if you want to pay additional points to reduce your rateNormally you can opt to pay additional points to lower the rate of your mortgage loan. Each point is 1 percent of the loan and is payable in cash at the time of closing. Click here to use our points calculator. This tool will help you decide if buying points is right for you.4 – Bring your paperworkAcquiring a mortgage loan requires a lot of paperwork, so you should take some time to get your documents together. Click here to preview normal questions you'll have to answer on a loan app. |
6530 Davidson Street
Columbia, SC 29209
Carriage Place
Residential
MLS# 592098 / Pending
This 3 BR 2 BA first floor brick condo has been beautifully updated with stunning luxury vinyl plank flooring and neutral paint throughout the home...
426 Mapleside Drive
Columbia, SC 29229
Lake Carolina - Ashland Park
Residential
MLS# 592082 / Pending
Live the LAKE CAROLINA LIFESTYLE in this exquisite 5 bedroom and 3 full bath home in Ashland Park. Move in Ready! The perfect location for privacy ...
Reduced -$10,600
827 Woodside Avenue
Columbia, SC 29203
Residential
MLS# 592078 / Active
This Home qualifies for no money down 100% financing and 4,99% discounted Interes rate!! Welcome to this charming brick home, perfectly renovated a...
307 Green Rose Road
Columbia, SC 29229
Winslow
Residential
MLS# 592071 / Pending
Welcome home to your newly renovated home in an excellent central location! Close to shopping, restaurants and entertainment! When you walk into th...
1619 Emerald Valley Road
Columbia, SC 29210
Broad River Estates
Residential
MLS# 592069 / Active
GET UP TO $5000 FOR YOUR CLOSING COSTS Also this home qualifies for no money down 100% financing and 4,99% discounted Interes rate with First Palme...
3411 Derbyshire Lane
Columbia, SC 29210
Pine Glen
Residential
MLS# 592063 / Active
Discover this beautifully, recently updated, ranch style home, situated in the high sought-after Lexington/Richland Five School District; known for...
7019 Frandall Avenue
Columbia, SC 29223
Trenholm Acres
Residential
MLS# 592059 / Pending
Welcome to 7019 Frandall Ave, Columbia, SC 29223a 3-bedroom, 1.5-bathroom home with 1,137 square feet of potential. Whether youre looking to move i...
6 Dantzler Drive
Columbia, SC 29209
Garden Springs
Residential
MLS# 592054 / Active
PRICED TO SELL! This beautiful all brick 4-bedroom, 2 bath home offers style and comfort with a large backyard for entertaining! A spacious and ope...
Reduced -$9,900
223 Northwood Street
Columbia, SC 29201
Canal Place
Residential
MLS# 592052 / Pending
Ready to close at the end of September 2024! New construction located in Columbia's Earlewood on the Columbia Canal / Broad River around the corner...
Increase +$1,500
221 Northwood Street
Columbia, SC 29201
Canal Place
Residential
MLS# 592050 / Pending
New construction ready to close at the end of September! Ask about the preferred lender closing cost assistance for buyers and investors! The homes...
Reduced -$1,000
1612 N Woodstream Road
Columbia, SC 29212
Murraywood
Residential
MLS# 592040 / Active
Welcome to 1612 North Woodstream Rd. in the heart of Irmo, South Carolina! This timeless all-brick beauty features 3 bedrooms and 2 bathrooms, wher...
Reduced -$6,053
1700 Dalloz Road
Columbia, SC 29204
Williamsburg Sq
Residential
MLS# 592039 / Active
2 bedroom 1 bath condo in Williamsburg Square. Freshly painted throughout. Just off of Forest Drive and convenient to shopping, dining, interstates...
Reduced -$4,900
141 Jefferson Place
Columbia, SC 29212
Carriage Lane
Residential
MLS# 592030 / Active
Step inside this beautiful, recently renovated townhome in Carriage Lane! Downstairs you will find a gorgeous kitchen with brand new stainless stee...
1312 Pulaski Street
Columbia, SC 29201-6002
Renaissance Plaza
Residential
MLS# 592029 / Pending
Welcome to a unique, urban community in the vibrant arts and entertainment district of downtown Columbia, SCThe Vista. This exceptional 3-story tow...
1051 Field Strip Road
Columbia, SC 29229
VICTORYWOODS VILLAGE
Residential
MLS# 592013 / Pending
Welcome to The Everton where the epitome of comfort and style awaits you! This creatively designed home features all main level living. The heart o...
Reduced -$5,415
1059 Field Strip Road
Columbia, SC 29229
VICTORYWOODS VILLAGE
Residential
MLS# 592008 / Pending
Many people prefer a home with a second level to keep the bedrooms separated from the main living spaces. The Lance gives you a multi-level home wi...
Reduced -$10,760
1301 Woodrow Street
Columbia, SC 29205
Melrose Heights
Residential
MLS# 592002 / Active
A complete remodel located in Columbia's Melrose Heights! 1301 Woodrow Street is situated on a large, corner lot and has been completely remodeled....
Reduced -$8,700
837 Forest Park Road
Columbia, SC 29209
Hampton Forest
Residential
MLS# 591954 / Active
Come tour this Charming & Spacious townhome in Hampton Forest with all New Paint & New Carpet! Boasting 3BR, 2.5BA, large kitchen with island, stai...
Reduced -$5,000
705 Stoneroot Drive
Columbia, SC 29229
Hawthorne Ridge
Residential
MLS# 591930 / Active
Great curb appeal 4 bedroom home in Northeast Columbia. This community has sidewalks and is close to Fort Jackson, Blythewood, and Shaw AFB! This o...
Reduced -$10,000
1631 Burnside Avenue
Columbia, SC 29209
Hazelwood
Residential
MLS# 591928 / Active
Welcome to 1631 Burnside Ave! This charming 3-bedroom, 2-bathroom home is perfect for those looking for space and comfort in a peaceful Columbia ne...
Reduced -$1,000
1520 Senate Street
Columbia, SC 29205
Senate Plaza
Residential
MLS# 591923 / Active
SENATE PLAZA STUDIO REFURBISHED CONDO WITH TENANT IN PLACE THROUGH JUNE 30,2025. GREAT FOR INVESTOR OR STUDENT COMING TO U.S.C FOR FALL 2025! LVP F...