Applying for Financing - Page 63
| Getting your mortgage is just one part of a real estate transaction. Exit Real Estate Consultants is seasoned at helping both new and experienced buyers alike in all areas of real estate. Call us today at 8033580888 if your needs include a professional REALTOR® ready for the business side of real estate. | |||
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Let Exit Real Estate Consultants assist you with applying for a home loan in Lexington.
Stressed out about applying for a mortgage? You don't have to be. I have close business relationships with a lot of lenders in Lexington, and they've helped me learn a few things that will make the loan application process uncomplicated.
1 – Compose a list of questions regarding your loan programBe sure to bring a list of questions with you if you find that you don't totally grasp the advantages and disadvantages of all the different programs. It can be a challenge to know the differences between both fixed and adjustable rate mortgages. I or one of my trusted lenders will be able to help you understand the advantages and disadvantages of each.2 – Determine when you want to lockWhen you lock in a rate, it denotes that the mortgage lender holds to the mortgage interest rates for the loan – commonly at the time the loan application is sent in. By floating the rate, you can lock the rate anytime between application and at the time of closing. Those who decide to float conclude the interest rates will decline in the near future. Click here to see the outlook for the next 90 days of interest rates.3 – Decide if you want to pay additional points to reduce your rateNormally you can opt to pay additional points to lower the rate of your mortgage loan. Each point is 1 percent of the loan and is payable in cash at the time of closing. Click here to use our points calculator. This tool will help you decide if buying points is right for you.4 – Bring your paperworkAcquiring a mortgage loan requires a lot of paperwork, so you should take some time to get your documents together. Click here to preview normal questions you'll have to answer on a loan app. |
1509 Brookview Road
Columbia, SC 29212
Murraywood
Residential
MLS# 578647 / Pending
Nicely renovated brick ranch located in Murraywood. The home is just minutes from the heart of Irmo. New HVAC, paint, flooring, counters, foundatio...
Reduced -$5,000
107 Brockway Drive
Columbia, SC 29229-8011
Ashcroft
Residential
MLS# 578367 / Pending
ASSUMABLE LOAN at 2.62%-$2000 a month mortgage payment!! WOW! Welcome to this Luxurious 5bd 3.5bth custom home, on premium lot, in the Highly Sough...
1051 Key Road
Columbia, SC 29201
Stadium Village Lofts Phase II
Residential
MLS# 578270 / Active
GREAT CONDO AT STADIUM VILLAGE LOFTS! AMENITIES TO INCLUDE: 14 FOOT HIGH CEILINGS, STAINLESS STEEL APPLIANCES, REFRIGERATOR, OPEN FLOOR PLAN WITH L...
Reduced -$28,000
6109 Fitzgibbons Drive
Columbia, SC 29209
Residential
MLS# 577883 / Active
This custom home with endless possibilities at 3,917 sq ft. this home is ready for you to complete!!! This custom floorplan boasts 4 bedrooms and 3...
Reduced -$10,000
2614 Burney
Columbia, SC 29205
Shandon
Residential
MLS# 577816 / Pending
House sold strictly AS-IS. Wonderful opportunity to renovate a classic bungalow in Shandon. Hardwoods and a wood burning fireplace add to the charm...
117 Gloria Trail Road
Columbia, SC 29203
Residential
MLS# 577615 / Active
This beautiful single family home is located in Columbia SC. Home consist of three bedroom and two full bath. It has an open floor plan with nice s...
Reduced -$15,000
2407 Heyward Brockington Road
Columbia, SC 29203
Smith Lake
Residential
MLS# 577608 / Active
This beautiful single family home is located in Columbia SC. Home consist of three bedroom and two full bath. It has an open floor plan with nice s...
Reduced -$15,000
7021 & 701 Cleaton Drive
Columbia, SC 29206-2307
Rockbridge
Residential
MLS# 577325 / Active
This remarkable property includes a beautiful 5 bedroom estate with an additional home with 3 bedrooms and 1 bath house located on a 3 acres lot ne...
Reduced -$150,000
119 Sims Avenue
Columbia, SC 29205
Shandon
Residential
MLS# 577046 / Active
MAJOR PRICE REDUCED!!! Unique all brick, custom built in 1991, five bedrooms, 3 full baths, two half baths and one car attached garage in Shandon. ...
Reduced -$21,000
9339 Windsor Lake Boulevard
Columbia, SC 29223
Residential
MLS# 576887 / Pending
What a unique property...definitely a MUST see. Lots of space and lots of ways to make it yours! Built in early 1900's with lots of privacy on this...
1400 Legion Drive
Columbia, SC 29229
Lansdowne
Residential
MLS# 575501 / Pending
Gorgeous home on oversized lot in highly desirable neighborhood. The eat in chef's kitchen boasts granite countertops, extensive cabinets and opens...
228 Berkeley Ridge Drive
Columbia, SC 29229
Lake Carolina - Berkeley Hall
Residential
MLS# 574946 / Active
New roof on this gorgeous home. What an extraordinary transformation. The interior of this home has been rebuilt from the studs out. Almost everyth...
Reduced -$6,000
1708 Lost Creek Drive
Columbia, SC 29212
Chestnut Hills
Residential
MLS# 573675 / Active
Welcome to your new home in the heart of a highly desirable area! This spacious 3 bed, 2.5 bath house offers the perfect blend of comfort and conve...
1692 Lost Creek Drive
Columbia, SC 29212
Chestnut Hills
Residential
MLS# 573674 / Pending
Welcome to your dream home! This charming 3 bed, 3 bath house boasts a cozy fireplace, an efficient instant gas water heater, and the convenience o...
102 Deer Pass Way
Columbia, SC 29229
Winchester
Residential
MLS# 568748 / Pending
You said you want Character, well this one has plenty of it! This spacious 5 bedroom situated on a large fenced lot in a quiet swim & tennis commun...
Reduced -$5,000
2425 Terrace Way
Columbia, SC 29205
Shandon
Residential
MLS# 565005 / Pending
Unique opportunity to renovate or build. Property is offered at lot value. As-is where-is sale.
1211 Walcott Street
Columbia, SC 29201
Residential
MLS# 562265 / Active
Huge Opportunity and Great Investment for the future an opportunity to own a quarter of the houses on one street..1213, 1211, 1218, 1230, 1204, All...
1213 Walcott Street
Columbia, SC 29201
Residential
MLS# 562255 / Active
Huge Opportunity and Great Investment for the future an opportunity to own a quarter of the houses on one street..1213, 1211, 1218, 1230, 1204, All...
Reduced -$10,000
1218 Walcott Street
Columbia, SC 29201
Residential
MLS# 557042 / Active
Huge Opportunity and Great Investment for the future an opportunity to own in these school zone!!!!!
Reduced -$20,000
1230 Walcott Street
Columbia, SC 29201
Residential
MLS# 556731 / Active
Sold AS IS !!!!!!!!!Tenant is Leaving and It will be sold, Please submit all offers This is a GREAT GREAT opportunity!!!!!!
Increase +$4,000
2113 Greenoaks Road
Columbia, SC 29206
Sandwood
Residential
MLS# 544470 / Active
Come tour 2113 Greenoaks Road in the Sandwood subdivision. This lovely all-brick ranch situated on the corner of Crossfield Road and Greenoaks Road...
Reduced -$20,100