Applying for Financing - Page 59
| Getting your mortgage is just one part of a real estate transaction. Exit Real Estate Consultants is seasoned at helping both new and experienced buyers alike in all areas of real estate. Call us today at 8033580888 if your needs include a professional REALTOR® ready for the business side of real estate. | |||
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Let Exit Real Estate Consultants assist you with applying for a home loan in Lexington.
Stressed out about applying for a mortgage? You don't have to be. I have close business relationships with a lot of lenders in Lexington, and they've helped me learn a few things that will make the loan application process uncomplicated.
1 – Compose a list of questions regarding your loan programBe sure to bring a list of questions with you if you find that you don't totally grasp the advantages and disadvantages of all the different programs. It can be a challenge to know the differences between both fixed and adjustable rate mortgages. I or one of my trusted lenders will be able to help you understand the advantages and disadvantages of each.2 – Determine when you want to lockWhen you lock in a rate, it denotes that the mortgage lender holds to the mortgage interest rates for the loan – commonly at the time the loan application is sent in. By floating the rate, you can lock the rate anytime between application and at the time of closing. Those who decide to float conclude the interest rates will decline in the near future. Click here to see the outlook for the next 90 days of interest rates.3 – Decide if you want to pay additional points to reduce your rateNormally you can opt to pay additional points to lower the rate of your mortgage loan. Each point is 1 percent of the loan and is payable in cash at the time of closing. Click here to use our points calculator. This tool will help you decide if buying points is right for you.4 – Bring your paperworkAcquiring a mortgage loan requires a lot of paperwork, so you should take some time to get your documents together. Click here to preview normal questions you'll have to answer on a loan app. |
11 Royalgate Drive
Columbia, SC 29223
Greengate
Residential
MLS# 586406 / Active
In-town WATERFRONT condo with beautiful views and tons of natural light! 2 bedroom 1 full shared bathroom upstairs and a 1/2 bathroom on main level...
Reduced -$4,000
765 Harbor Vista Drive
Columbia, SC 29229
Lake Carolina - Berkeley Shores
Residential
MLS# 586389 / Active
OPEN HOUSE SAT. & SUN. NOV. 9TH AND 10TH. 2PM-4PM LAKEFRONT CUSTOM HOME! OVER 100 FEET ON THE WATER, PRIVATE DOCK INCLUDED. CUSTOM NEW CONSTRUCTION...
Increase +$14,000
45 Round Table Court
Columbia, SC 29209
Kingston Ridge
Residential
MLS# 586346 / Pending
Beautiful well maintained 4BDR, 2 1/2BA brick front/hardy plank home located in the Kingston Ridge Subdivision. This home boast all luxury vinyl pl...
Reduced -$5,000
115 Water View Drive
Columbia, SC 29212
Lost Creek
Residential
MLS# 586343 / Active
Home Improvements have been made!! and at a better price on the home. Come back and take a look!!! This custom built home is full of charm and char...
Reduced -$9,988
1922 Fairlamb Avenue
Columbia, SC 29223
Residential
MLS# 586332 / Pending
Welcome to 1922 Fairlamb Avenue! This 3-bed, 2-bath beauty is a buyers dream! Recently renovated enjoy 1,225 square feet of modern luxury. The home...
Reduced -$3,500
4406 Wentworth Drive
Columbia, SC 29203
Hyatt Park
Residential
MLS# 586314 / Active
Located in the North Main area on a tree lined street in the Hyatt Park neighborhood. Blocks from Columbia College, schools and parks. New HVAC in ...
3808 Palmetto Avenue
Columbia, SC 29203
Seminary Ridge
Residential
MLS# 586313 / Active
Bungalow located off N Main St. Great home for investors. Front and back porch, hardwood floors, new roof, 12"" ceilings. Tenant occupied with mont...
1210 Sycamore Avenue
Columbia, SC 29203
Seminary Ridge
Residential
MLS# 586311 / Active
Great home off North Main St in Seminary Ridge. Perfect for investors. Hardwood floors, fenced in yard. Home is tenant occupied with month to month...
101 Waterville Drive
Columbia, SC 29229
Highlands
Residential
MLS# 586291 / Active
Welcome to this beautifully designed home, where every detail reflects exquisite taste. Inside, you'll find a warm and relaxing atmosphere with neu...
Reduced -$2,000
362 Rabon Road
Columbia, SC 29223
HAYNES PARK EXTENSION
Residential
MLS# 586261 / Pending
Nestled in Haven Builders newest neighborhood Haynes Park Extension, this home is convenient to all things Northeast with nice-sized lots, and the ...
2547 Sea Gull Lane
Columbia, SC 29203-1337
Crane Forest
Residential
MLS# 586255 / Pending
Great house on a large corner lot! 3 BR/2 BA home would be an awesome first time home! Some updating, newly painted, new flooring, open floor plan,...
2610 Magnolia Street
Columbia, SC 29204
Residential
MLS# 586195 / Active
Nestled in the heart of the city, this ranch-style brick bungalow boasts timeless appeal and convenient amenities. With 3 bedrooms, 2 baths, firepl...
Reduced -$4,900
700 Pennywell Court
Columbia, SC 29229
Lake Carolina - Ashland Mills
Residential
MLS# 586190 / Pending
This property also offers a rare financial advantage with a 2.75% assumable VA loan, making it an attractive option for qualified buyers. Welcome t...
Reduced -$1,000
401 Fallen Leaf Drive
Columbia, SC 29229-9432
Magnolia Hall
Residential
MLS# 586170 / Pending
Large 2 story, brick family home in Magnolia Hall! Formal living and dining rooms with half wall molding, and office all with beautiful new oak har...
Reduced -$12,000
184 Ripley Station Road
Columbia, SC 29212
Coldstream
Residential
MLS# 586117 / Active
Welcome to this beautiful full brick classic Williamsburg traditional style home! Located in the ever popular Coldstream neighborhood in the heart ...
420 White Cedar Drive
Columbia, SC 29229
Ivy Square
Residential
MLS# 586100 / Pending
Welcome to your dream property, a peaceful haven with an elegant and timeless design. The primary bathroom combines practicality with style, featur...
Reduced -$2,000
1725 Crestview Avenue
Columbia, SC 29223
Woodfield Park
Residential
MLS# 586082 / Active
Welcome to your dream home in the highly sought-after Richland Two school district. This delightful brick ranch-style home offers an exceptional bl...
2229 Hardscrabble Road
Columbia, SC 29203
Residential
MLS# 586017 / Active
Welcome to this charming all-brick home, boasting 4 bedrooms and 2.5 bathrooms, awaiting your personal touch to transform into your dream abode. Th...
Reduced -$60,000
Hunt Club Road
Columbia, SC 29223
Creekside At Huntington
Residential
MLS# 585997 / Active
Take a look at this 2-bedroom, 2-bath condo located on Creekside at Huntington. The following appliances are included stove, refrigerator, dishwash...
Reduced -$5,000
7008 Cornelius Drive
Columbia, SC 29203
Greenview
Residential
MLS# 585928 / Active
Beautiful home recently renovated in a quiet neighborhood. Home has large family room with a half bath, hardwoods through out and a covered deck.
Reduced -$6,000
1825 St. Julian Place
Columbia, SC 29204
Middleborough
Residential
MLS# 585908 / Active
Completely furnished unit, ready for move in.