Applying for Financing - Page 62
| Getting your mortgage is just one part of a real estate transaction. Exit Real Estate Consultants is seasoned at helping both new and experienced buyers alike in all areas of real estate. Call us today at 8033580888 if your needs include a professional REALTOR® ready for the business side of real estate. | |||
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Let Exit Real Estate Consultants assist you with applying for a home loan in Lexington.
Stressed out about applying for a mortgage? You don't have to be. I have close business relationships with a lot of lenders in Lexington, and they've helped me learn a few things that will make the loan application process uncomplicated.
1 – Compose a list of questions regarding your loan programBe sure to bring a list of questions with you if you find that you don't totally grasp the advantages and disadvantages of all the different programs. It can be a challenge to know the differences between both fixed and adjustable rate mortgages. I or one of my trusted lenders will be able to help you understand the advantages and disadvantages of each.2 – Determine when you want to lockWhen you lock in a rate, it denotes that the mortgage lender holds to the mortgage interest rates for the loan – commonly at the time the loan application is sent in. By floating the rate, you can lock the rate anytime between application and at the time of closing. Those who decide to float conclude the interest rates will decline in the near future. Click here to see the outlook for the next 90 days of interest rates.3 – Decide if you want to pay additional points to reduce your rateNormally you can opt to pay additional points to lower the rate of your mortgage loan. Each point is 1 percent of the loan and is payable in cash at the time of closing. Click here to use our points calculator. This tool will help you decide if buying points is right for you.4 – Bring your paperworkAcquiring a mortgage loan requires a lot of paperwork, so you should take some time to get your documents together. Click here to preview normal questions you'll have to answer on a loan app. |
353 Grandview Circle
Columbia, SC 29229-9565
Palmetto Place
Residential
MLS# 581467 / Pending
Super nice home in Palmetto Place SD smooth flowing floor plan, foyer, great room and kitchen with hardwood floors, nice chief kitchen, mast bedroo...
7 Valkyrie Circle
Columbia, SC 29229-3390
Woodlands Ridge
Residential
MLS# 581456 / Active
Welcome to 7 Valkyrie! This stunning 4 bed room/ 3 bath brick home is now available for sale. As you step inside, you'll immediately notice the cle...
Reduced -$10,000
330 Shareditch Road
Columbia, SC 29210
Whitehall
Residential
MLS# 581297 / Active
Welcome to this charming brick ranch home in the sought-after city of Columbia, SC. This home has been meticulously cared for with plenty of upgrad...
Reduced -$14,930
4369 Crestlite Drive
Columbia, SC 29209
Starlite
Residential
MLS# 581282 / Active
MOVE IN READY!! This all-brick, lovely home has been freshly painted and is ready for you! New Roof installed, fresh paint throughout entire home, ...
Reduced -$1,000
201 Arcadia Lakes Drive
Columbia, SC 29206-2147
Arcadia Lakes
Residential
MLS# 581280 / Active
BEAUTIFUL ALL BRICK CUSTOM BUILT HOME IN ARCADIA LAKES ON AN UNBELIEVABLE 2.5 ACRES, A TOTAL OF 4 LOTS, WITH BRICK AND WROUGHT IRON FENCING SURROUN...
3616 Greenleaf
Columbia, SC 29206
Sandwood
Residential
MLS# 581186 / Active
This beautifully designed single story floor plan provides 1,529 square feet of living space and has 3 bedrooms and 2 bathrooms. The home has an ex...
123 Westshire Place
Columbia, SC 29210-4663
Westshire
Residential
MLS# 581009 / Active
I found a perfect Home for you! # Open Floor Plan, Great Room with Fireplace, Opens to Dining Area, Kitchen and Large Back Deck overlooks wooded Ba...
921 Debensham Way
Columbia, SC 29229
Lake Carolina - Woodleigh Park
Residential
MLS# 580755 / Pending
Classic Craftsman Ranch, warm welcoming and wide open views of green space. Open design perfect for gathering with family and friends. Bright custo...
Reduced -$14,000
5802 McMillan Circle
Columbia, SC 29212
Challedon West
Residential
MLS# 580623 / Active
LOCATION, LOCATION, LOCATION!! Price Improvement! REMODLED All-brick single owner home has been lovingly cared for and maintained throughout its li...
137 Van der Horst Drive
Columbia, SC 29229
Lake Carolina - Harborside
Residential
MLS# 580426 / Pending
Welcome home to Lake Carolina's Harborside Subdivision! This beautiful Charleston-style home is just a two-minute walk to Lake Carolina Town Center...
Increase +$30,000
1929 Bluff Road
Columbia, SC 29201-5613
The Retreat
Residential
MLS# 579545 / Active
Craftsman Style cottages in a gated neighborhood that is geared toward college students. The Retreat offers an exclusively unique opportunity for p...
100 Brighton Hill
Columbia, SC 29223
Brighton Hill
Residential
209 Arbor Falls Drive
Columbia, SC 29229
The Villages At Lakeshore
Residential
MLS# 579131 / Pending
Reduced 20K!!! Bring all offers. BOM as buyer was turned down for her loan, Conveniently located to all of the new and exciting growth in the NE ar...
Reduced -$10,000
1929 Bluff Road
Columbia, SC 29201
The Retreat
Residential
MLS# 578958 / Active
Gated neighborhood focusing in Student Housing. Outstanding investment record and returns.
106 Bartlett Drive
Columbia, SC 29223
PERCIVAL VILLAGE
Residential
MLS# 578675 / Active
Take advantage of two great offers! The first being $3,500 towards closing costs & a move-in package including a brand new refrigerator, washer & d...
Reduced -$3,000
104 Bartlett Drive
Columbia, SC 29223
PERCIVAL VILLAGE
Residential
MLS# 578674 / Pending
Take advantage of two great offers! The first being $3,500 towards closing costs & a move-in package including a brand new refrigerator, washer & d...
Reduced -$3,000
1509 Brookview Road
Columbia, SC 29212
Murraywood
Residential
MLS# 578647 / Pending
Nicely renovated brick ranch located in Murraywood. The home is just minutes from the heart of Irmo. New HVAC, paint, flooring, counters, foundatio...
Reduced -$5,000
107 Brockway Drive
Columbia, SC 29229-8011
Ashcroft
Residential
MLS# 578367 / Pending
ASSUMABLE LOAN at 2.62%-$2000 a month mortgage payment!! WOW! Welcome to this Luxurious 5bd 3.5bth custom home, on premium lot, in the Highly Sough...
1051 Key Road
Columbia, SC 29201
Stadium Village Lofts Phase II
Residential
MLS# 578270 / Active
GREAT CONDO AT STADIUM VILLAGE LOFTS! AMENITIES TO INCLUDE: 14 FOOT HIGH CEILINGS, STAINLESS STEEL APPLIANCES, REFRIGERATOR, OPEN FLOOR PLAN WITH L...
Reduced -$28,000
6109 Fitzgibbons Drive
Columbia, SC 29209
Residential
MLS# 577883 / Active
This custom home with endless possibilities at 3,917 sq ft. this home is ready for you to complete!!! This custom floorplan boasts 4 bedrooms and 3...
Reduced -$10,000
2614 Burney
Columbia, SC 29205
Shandon
Residential
MLS# 577816 / Pending
House sold strictly AS-IS. Wonderful opportunity to renovate a classic bungalow in Shandon. Hardwoods and a wood burning fireplace add to the charm...