Applying for Financing - Page 60
| Getting your mortgage is just one part of a real estate transaction. Exit Real Estate Consultants is seasoned at helping both new and experienced buyers alike in all areas of real estate. Call us today at 8033580888 if your needs include a professional REALTOR® ready for the business side of real estate. | |||
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Let Exit Real Estate Consultants assist you with applying for a home loan in Lexington.
Stressed out about applying for a mortgage? You don't have to be. I have close business relationships with a lot of lenders in Lexington, and they've helped me learn a few things that will make the loan application process uncomplicated.
1 – Compose a list of questions regarding your loan programBe sure to bring a list of questions with you if you find that you don't totally grasp the advantages and disadvantages of all the different programs. It can be a challenge to know the differences between both fixed and adjustable rate mortgages. I or one of my trusted lenders will be able to help you understand the advantages and disadvantages of each.2 – Determine when you want to lockWhen you lock in a rate, it denotes that the mortgage lender holds to the mortgage interest rates for the loan – commonly at the time the loan application is sent in. By floating the rate, you can lock the rate anytime between application and at the time of closing. Those who decide to float conclude the interest rates will decline in the near future. Click here to see the outlook for the next 90 days of interest rates.3 – Decide if you want to pay additional points to reduce your rateNormally you can opt to pay additional points to lower the rate of your mortgage loan. Each point is 1 percent of the loan and is payable in cash at the time of closing. Click here to use our points calculator. This tool will help you decide if buying points is right for you.4 – Bring your paperworkAcquiring a mortgage loan requires a lot of paperwork, so you should take some time to get your documents together. Click here to preview normal questions you'll have to answer on a loan app. |
168 Canal Place Circle
Columbia, SC 29201
Canal Place
Residential
MLS# 585487 / Pending Contngnt/inspect
This lovely home offers a timeless charm and modern comfort, with a warm fireplace for cozy evenings and a tasteful neutral color scheme that creat...
Reduced -$2,000
1700 Lost Creek Drive
Columbia, SC 29063
Chestnut Hills
Residential
MLS# 585293 / Pending
Welcome to your new home in the heart of a highly desirable area! This spacious 3 bed, 2.5 bath house offers the perfect blend of comfort and conve...
1684 Lost Creek
Columbia, SC 29212
Chestnut Hills
Residential
MLS# 585187 / Active
Welcome to your new home in the heart of a highly desirable area! This spacious 5 bed, 3.5 bath house offers the perfect blend of comfort and conve...
1668 Lost Creek
Columbia, SC 29212
Chestnut Hills
Residential
MLS# 585185 / Active
Welcome to your new home in the heart of a highly desirable area! This spacious 4 bed, 2.5 bath house offers the perfect blend of comfort and conve...
1660 Lost Creek Drive
Columbia, SC 29212
Chestnut Hills
Residential
MLS# 585164 / Active
Welcome to your new home in the heart of a highly desirable area! This spacious 4 bed, 2 bath house offers the perfect blend of comfort and conveni...
804 Heartleaf Drive
Columbia, SC 29229
Summit Hills-amaryllis Woods
Residential
MLS# 585052 / Pending
Imagine coming home to a Beautiful All Brick home situated in a Neighborhood that offers Parks, Community Centers & Pools to cool down in at night ...
Reduced -$4,901
1007 May Oak Circle
Columbia, SC 29229
Maywood Place
Residential
MLS# 584874 / Pending
WELCOME HOME!!! THIS IS THE PERFECT STARTER HOME!!! Charmingly beautiful 3 Bed, 2 Bath Single Family Home Recently Updated! This beautiful single-f...
409 Sesqui Trail
Columbia, SC 29223
Wildewood Glen
Residential
Reduced -$10,000
112 Kingston Trace Road
Columbia, SC 29229
Kingston Trace
Residential
Reduced -$10,000
2737 Blossom Street
Columbia, SC 29205
Shandon
Residential
MLS# 584742 / Active
Location, location, location at the corner of Blossom and Maple Streets. Only 1 block from Devine St approx 1 mile from 5 Points and very close to ...
328 Highland Pointe
Columbia, SC 29229
Lake Carolina - Harborside
Residential
MLS# 584434 / Pending
Come tour this beautiful historic Charleston style home. This home features luxury finishes throughout and is the perfect community nestled in the ...
107 White Falls Circle
Columbia, SC 29212
Coldstream
Residential
MLS# 584272 / Active
Nestled in a prime location, 107 White Falls Circle has close proximity to restaurants and shopping. This all-brick, 2 level, 5-bedroom, 3.5-bathro...
Reduced -$9,500
1315 May Oak Circle
Columbia, SC 29229
Maywood Place
Residential
MLS# 584270 / Active
Welcome to this stunning property drenched in a neutral color paint scheme for a sleek and modern aesthetic. Embrace the warm evenings in front of ...
Reduced -$1,000
1206 Coralbean Way
Columbia, SC 29229
Brookhaven
Residential
MLS# 584268 / Active
Welcome to your dream home! This remarkable residence boasts four spacious bedrooms and two luxurious full baths. Enjoy the convenience of a primar...
Reduced -$14,000
916 Chester Street
Columbia, SC 29201
Elmwood Park
Residential
MLS# 584219 / Active
Own a piece of history! Built in 1910, this home is on the National Registry of Historic Places and packs all the classic charm like original hardw...
Reduced -$7,600
7708 Teague Road
Columbia, SC 29209-3152
Waterbury
Residential
MLS# 584182 / Pending
This property is an investor's delight, brimming with character and potential. Featuring three well-sized bedrooms and two full bathrooms, includin...
Reduced -$5,000
3506 Beverly Drive
Columbia, SC 29204
Forest Acres
Residential
MLS# 583967 / Active
Welcome to this beautifully renovated all brick home in Forest Acres!! This home has all new vinyl clad windows, brand new roof with architectural ...
Reduced -$10,000
228 Twin Eagles Drive
Columbia, SC 29203
Twin Eagles
Residential
MLS# 583949 / Active
Price Improvement! Nestled within the sought-after Twin Eagles community, this charming two-bedroom, two-bathroom patio home awaits its new owner. ...
Reduced -$2,000
207 Terrapin Trace
Columbia, SC 29229
Turtle Creek
Residential
MLS# 583915 / Contingent Sale Closing
OPEN HOUSE Sunday, Nov. 3 from 1-3 PM. ALL BRICK ONE LEVEL PLUS FROG! Beautiful home in established TURTLE CREEK. Wonderful split floor plan on one...
113 Lake Carolina Boulevard
Columbia, SC 29229
Lake Carolina - Harborside
Residential
MLS# 583830 / Pending 3rd Party Approv.
Welcome home to this Low Country single story Bungalow newly renovated with designer finishes. Low maintenance concept with established shrubs and ...
Increase +$10,000
308 Christian Street
Columbia, SC 29203
Greenview
Residential
MLS# 583720 / Active
Come see this beautiful new home on one level located in Greenview community. Close to interstate