Applying for Financing - Page 61
| Getting your mortgage is just one part of a real estate transaction. Exit Real Estate Consultants is seasoned at helping both new and experienced buyers alike in all areas of real estate. Call us today at 8033580888 if your needs include a professional REALTOR® ready for the business side of real estate. | |||
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Let Exit Real Estate Consultants assist you with applying for a home loan in Lexington.
Stressed out about applying for a mortgage? You don't have to be. I have close business relationships with a lot of lenders in Lexington, and they've helped me learn a few things that will make the loan application process uncomplicated.
1 – Compose a list of questions regarding your loan programBe sure to bring a list of questions with you if you find that you don't totally grasp the advantages and disadvantages of all the different programs. It can be a challenge to know the differences between both fixed and adjustable rate mortgages. I or one of my trusted lenders will be able to help you understand the advantages and disadvantages of each.2 – Determine when you want to lockWhen you lock in a rate, it denotes that the mortgage lender holds to the mortgage interest rates for the loan – commonly at the time the loan application is sent in. By floating the rate, you can lock the rate anytime between application and at the time of closing. Those who decide to float conclude the interest rates will decline in the near future. Click here to see the outlook for the next 90 days of interest rates.3 – Decide if you want to pay additional points to reduce your rateNormally you can opt to pay additional points to lower the rate of your mortgage loan. Each point is 1 percent of the loan and is payable in cash at the time of closing. Click here to use our points calculator. This tool will help you decide if buying points is right for you.4 – Bring your paperworkAcquiring a mortgage loan requires a lot of paperwork, so you should take some time to get your documents together. Click here to preview normal questions you'll have to answer on a loan app. |
113 Mayhaw Drive
Columbia, SC 29206
Rockbridge Village
Residential
MLS# 583712 / Pending
Nestled in a well-established community located in Forest Acres and near the Arcadia Lakes neighborhoods, 113 Mayhaw Dr. invites you to sophisticat...
Reduced -$17,400
3715 Oakleaf Road
Columbia, SC 29206
Brookfield
Residential
MLS# 583610 / Active
Welcome to your dream home! This property boasts an alluring fireplace that is sure to add charm and warmth to your living space. The soothing, neu...
Reduced -$3,000
3700 Riviera Road
Columbia, SC 29205
Rosewood
Residential
MLS# 583598 / Active
Updated Rosewood bungalow featuring an open floor plan!! Durable LVP flooring throughout, updated fixtures and freshly painted. Updated, spacious k...
205 Polo Hill Road
Columbia, SC 29223
Park Ridge At Polo
Residential
MLS# 583441 / Pending
*Basement* Welcome home to 3 levels of immaculate basement style living. Featuring 4 bedrooms,3.5 baths, 2 family rooms 2 offices, upper screen por...
Reduced -$4,000
1536 Burnside Avenue
Columbia, SC 29209
Hazelwood
Residential
MLS# 583321 / Pending
Welcome Home! Prime location close to Fort Jackson, Highway 77, and all the shopping you desire. This delightful single level brick home offers the...
Reduced -$500
1817 English Avenue
Columbia, SC 29204
Residential
MLS# 583107 / Pending
2 Bedroom, 1 Bath Home On 0.19 Acre Lot. Fully Fenced Yard
Reduced -$15,000
116 Goodrich Street
Columbia, SC 29223
Residential
MLS# 582895 / Active
Loads of space on this fix-upper! Rare find with this price and square footage. Loads of potential. The second story has a separate entrance for 2 ...
Reduced -$10,000
253 Timber Court
Columbia, SC 29210
St Andrews Woods
Residential
MLS# 582823 / Active
Welcome home to this charming, freshly updated 2 bedroom, 1.5 bath townhome with great opportunities for either a new buyer or an investor. You'll ...
Reduced -$7,600
3813 Woodbury Drive
Columbia, SC 29209
Residential
MLS# 582749 / Active
Recently renovated 3 bedroom 1 bathroom Single Family Home.
517 Gervais Street
Columbia, SC 29201
521 Gervais
Residential
MLS# 582743 / Active
Unique Historic Townhouse with tons of character in the heart of the Vista! Step out the back door to Publix and out the front door for a short wal...
Reduced -$15,000
1676 Lost Creek Drive
Columbia, SC 29212
Chestnut Hills
Residential
1717 Westminster Drive
Columbia, SC 29204
Residential
MLS# 582628 / Pending
3 Bedroom, 1/2 Bath Brick Home. Living Room With Fireplace.
1221 Bradford Ridge Lane
Columbia, SC 29223
North Trace
Residential
MLS# 582443 / Pending Contngnt/inspect
Beautiful, move in ready, one level home in a convenient location! Hardwood floors in main areas and bedrooms, and High/vaulted ceilings in great r...
Reduced -$5,000
3127 Pine Belt Road
Columbia, SC 29204
Bradley
Residential
MLS# 582236 / Active
This exquisite 4-bedroom, 3.5-bathroom haven invites you to experience luxury living at its finest. Step inside to discover a meticulously crafted ...
309 Saint Andrews Road
Columbia, SC 29210-4426
Residential
MLS# 582175 / Active
A one of a kind investment property located on 8+ acres with opportunity for multi-family zoning via Lexington County ordinance.
1929 Bluff Road
Columbia, SC 29201
The Retreat
Residential
MLS# 582162 / Active
Investment Opportunity: 2024/2025 - fully occupied 100% and rent increases 5-10% from last year. New management with reputable national brand with ...
1929 Bluff Road
Columbia, SC 29201
The Retreat
Residential
MLS# 582161 / Active
Investment Opportunity: 2024/2025 - fully occupied 100% and rent increases 5-10% from last year. New management with reputable national brand with ...
100 Barton Bend Lane
Columbia, SC 29206-3144
Laureate
Residential
MLS# 582077 / Pending
Brand New HVAC, July 2024 PLUS fresh paint/sprucing up throughout PLUS NEW PRICE! Charming cottage with gorgeous, tho tiny, yard featuring landscap...
Reduced -$11,000
212 Jasmine Place Drive
Columbia, SC 29203
Jasmine Place
Residential
MLS# 582041 / Active
NEW PRICE!! Buyer is MOTIVATED!! BEAUTIFUL, MOVE-IN READY HOME NESTLED IN DESIRABLE JASMINE PLACE NEIGHBORHOOD, ZONED FOR AWARD-WINNING RICHLAND ON...
Reduced -$12,000
173 Cannon Dale Road
Columbia, SC 29212
Coldstream
Residential
MLS# 581941 / Pending
Welcome to this charming property with a cozy fireplace perfect for those winter nights. The natural color palette throughout creates a warm and in...
Reduced -$4,000
6812 Valleybrook Road
Columbia, SC 29206
Forest Acres
Residential
MLS# 581752 / Pending
Move-in package being offered for a limited time! Ask listing agent what this covers! Welcome to the Wylie plan built by Hurricane Builders in the ...
Reduced -$10,000